FHA VS Conventional loan programs in North-Miami-Beach, Miami-Dade County, Florida

For 2025, the conventional loan limit in North-Miami-Beach, found in Miami-Dade county, FL, is $647,200. Meanwhile, the FHA limit for a single-family home is $460,000.

Utilize Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans and figure out the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view Conforming Conventional loans, USDA, FHA, and VA options side by side to assist in choosing the best program in FL for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in North-Miami-Beach, Miami-Dade County, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This table applies to the following zip codes: 33160, 33162, 33280

Conventional and FHA Loan Options in North-Miami-Beach, FL

Lendersa® aims to get you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to find matching lenders and loan programs.

Results of Lendersa USDA loan requests and matching


  • KBHS Home Loans LLC
  • 8650 Freeport Parkway South, Suite 250, Irving, TX, 75063
  • KBHS offers competitive rates and exceptional service on Conventional, Government (FHA, VA & USDA) and Jumbo Fixed & Adjustable Rate Mortgages with a variety of terms designed to meet the diverse needs of new construction homebuyers. Bond loans and other mortgage products suited for homebuyers are also availab
  • Mr. Cooper
  • 4000 Horizon Way, Irving, TX, 75063
  • We are Mr. Cooper, the nation’s largest non-bank mortgage servicer and a leading mortgage lender. And we’re here to keep the dream of homeownership alive. Our HQ is located in Dallas, TX, with major outposts in Irvine, CA; Chandler, AZ; Longview, TX; Highlands Ranch, CO; and Chennai, India. We have a total of ninety offices all over the USA
  • Texas VA Mortgage
  • 4400 TX 121, Suite 205, The Colony, TX, 75056
  • We proudly serve all types of VA loans in the great state of Texas. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner.
  • Castle Hills Mortgage
  • 937 Sir Constantine Dr, Lewisville, TX, 75056
  • Founded in 2005, Castle Hills Mortgage was created to deliver the best possible interest rates, in conjunction with the lowest closing costs, while providing the highest level of customer service. In the past two years alone, we have closed over fifty transactions totaling over $20 Million in purchases where other mortgage companies.
  • Avula Property Solutions LLC
  • 3520 Ashley Gardens, The Colony, TX, 75056
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. More Importantly, our main niche is to provide mortgage loans with no out of pocket closing costs for the borrower.
  • AMERIDREAM MORTGAGE GROUP, LLC
  • 3700 Standridge Drive, The Colony, TX, 75056
  • AmeriDream Mortgage Group LLC specializes in residential home loans with excellent customer service and extensive product knowledge We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending purchase to refinance to construction lending.
  • Equal Housing Opportunity
  • 11012 Montesa Drive, Austin, TX, 78726
  • Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.
  • Firstar Bank
  • 200 S. Lee Street, Fort Gibson, OK, 74434
  • Firstar Bank is a locally-managed community Bank with locations in Muskogee, Roland, Sallisaw, Tulsa, Fort Smith, and Fort Gibson. Named to Entrepreneur magazine’s list of America’s top fast-growth businesses and ICBA's list of top performing community Banks, Firstar offers traditional as well as sophisticated financial services
  • blclending
  • 1602 Maybrook ct, Arlington, TX, 76014
  • Empowering Homeownership with BL LENDER BL LENDER, your gateway to seamless home financing solutions, specializes in providing customized lending services. Our expert team, reachable at (877) 774-4240, is devoted to crafting financing packages that fit your unique needs, turning the dream of homeownership into reality. Let BL LENDER guide your j
  • Greater Chautauqua Federal Credit Union
  • 51 East Main Street, Falconer, NY, 14733
  • Greater Chautauqua Federal Credit Union has been open since 1940. The credit union has assets totaling $89.32 Million and provides banking services to more than 10, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
  • V3 Lending
  • 2591 Dallas Parkway, Frisco, TX, 75034
  • V3 Lending approaches commercial real estate and business lending with our clients in mind. We understand that each client’s situation is unique and not everyone falls under a black and white lending guideline. Business owners and real estate investors frequently need customized financing solutions that resolve their unique situation.
  • Thorn Home Loans
  • 4645 Wyndham Ln, Suite 130, Frisco, TX, 75034
  • Pam Thorn connect people with their dream of home ownership, whether first-time buyers, move-up buyers or those wanting to refinance. By reviewing goals and discussing options up front, I can provide loan programs that meet needs and enhance long-term wealth. Pam Thorn is a concierge lender, available outside of "banker hours".