FHA VS Conventional loan programs in Sunny-Isles-Beach, Miami-Dade County, Florida

For the year 2025, the conventional loan limit in Sunny-Isles-Beach, within Miami-Dade county of FL, is set at $647,200. Meanwhile, the FHA limit for a single-family home stands at $460,000.

Employ the Lendersa® Conventional loan calculator to compare the leading rates today across Conventional, FHA, and USDA. Assess the necessary income, credit, reserves, and documentation for qualification. With our sophisticated mortgage calculator, examine side-by-side the Conforming Conventional, USDA, FHA, and VA options to decide which is the best fit for your financial situation in FL.

Compare loan offers from a pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in Sunny-Isles-Beach, Miami-Dade County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This table applies to the zip codes: 33160

Exploring Conventional and FHA Loan Options in Sunny-Isles-Beach, FL

The main aim of Lendersa® is to swiftly provide you with the most suitable Conventional, USDA, or FHA loan without complications. Select from one of three approaches, each aligning with matching lenders and loan programs tailored to your needs.

Lendersa USDA loan request and matching results


  • 1st Choice Lending
  • 11412 Jimrik Avenue, Bakersfield, CA, 93312
  • 1st Choice Lending or 1st Choice Real Estate in Bakersfield, CA. We are committed to your satisfaction. Specializing in Reverse Mortgages for age 62+ and VA Loans and Investor Fix and Flip up to 90% Purchase Price plus 100% of Renovation Cost. Standard FHA and Convention Purchase, Refinance and Cash out.
  • Team Windes
  • 4801 Calloway Drive Suite 103, Bakersfield, CA, 93312
  • Team Windes mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible and also Todd and Sasha Windes all types of home mortgage loans ranging from first time home buyer’s programs to the most sophisticated .
  • AltLender Mortgage
  • 1564 Seabridge Lane, Oxnard, CA, 93035
  • "AltLender Mortgage specialty is Alt-Doc/Non-QM lending solutions in multiple states with a pledge of providing the lowest interest rates offered by any competitor with similar guidelines. Our programs are ideal for: • Self-Employed borrowers who have too many write-offs on their tax returns"
  • Landmark Financial
  • 1280 S. Victoria Avenue, Suite 180, Ventura, CA, 93003
  • Landmark Financial is a Ventura, California based mortgage company that has been in business since 1995. Our loan originators and staff provide our clients with the best possible loan experience. To that end, we have been voted best mortgage lender in the west Ventura county the last 6 of 7 years by the readers of the Ventura County Star.
  • Premier Home Loan Group
  • 217 E. Palm St, Exeter, CA, 93221
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Heritage Financial of Ventura
  • 403 West Ojai Ave, Ojai, CA, 93023
  • Heritage Financial was established in 1990 on the same ethics and standards that keep their doors open today. We are a locally owned and staffed mortgage brokerage with an amazing team of professionals that have the experience and knowledge to get the job done right. We believe in education, not only for our clients but also our company.
  • Real Estate Lenders
  • 705 Alomar Street, Ojai, CA, 93023
  • I have been involved in real estate for over 35 years. My vast experience has provided me with extensive knowledge of the entire loan process. Today, as a licensed Mortgage Broker and Loan Officer, I am able to provide a wealth of information to my clients. As a true mortgage professional, I’m looking to build relationships so my clients
  • San Joaquin Valley Mortgage
  • 8501 Camino Media, Suite 400, Bakersfield, CA, 93311
  • We're a local company providing mortgage loan products fit to your individual needs. We have a variety of different loans available, and have something for everyone! We can complete your FHA, conventional, VA, or private money loan transaction quickly, and we make the process easy!
  • Level One Financial
  • 1620 Mill Rock Way, Suite 100, Bakersfield, CA, 93311
  • We are a mortgage broker located in Bakersfield, CA. As a mortgage broker, we work with many different lenders which allows us to give you the most competitive rates & many different loan programs to tailor your specific needs.Our Integrity radiates through maintaining high standards, sticking to our word & providing a culture of honesty & hard wor
  • Ventura County Credit Union - Thousand Oaks
  • 2575 Vista Del Mar Drive, Suite 100, Ventura, CA, 93001
  • Ventura County Credit Union started in 1950, operating out of the county courthouse. Our first office was beneath a stairwell. We had only a few employees with one cash drawer. But we were dedicated to making a difference in the lives of our members. We were determined to put money in people's pockets instead of taking it out.
  • SkyView Mortgage
  • 1255 Casitas Vista Rd, Ventura, CA, 93001
  • SkyView Mortgage. We are a full service mortgage company based in Ventura, California. We specialize in Conventional No Cost Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment