In 2026, the conventional loan limit for Kathleen, located in Polk County, FL, is $726,200, whereas for a single-family home, the FHA limit is set at $472,030.
Use the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator allows you to see Conforming Conventional loans alongside USDA, FHA, and VA options to help you find the best program in FL tailored to your financial needs.
Compare offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Applicable to ZIP codes: 33810
Lendersa® aims to quickly and easily provide you with the best Conventional, USDA, or FHA loan. Choose one of three options to connect with matching lenders and loan programs.
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