FHA VS Conventional loan programs in Lely, Collier County, Florida

In 2026, the limit for Conventional loans in Lely, in the county of Collier, FL, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $672,750.

The Lendersa® Conventional loan calculator is a useful tool for comparing today's top rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the best program in FL tailored to your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Lely, County of Collier, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $441,600 0%
FHA $672,750 3.5%

The table is applicable to the zip codes: 34113

Options for Conventional and FHA Loans in Lely, FL

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loan options quickly and without hassle. Choose from three starting points to match with the appropriate lenders and loan programs.

Results from USDA loan requests on Lendersa


Lely Lenders

  • Florida Home Loanz LLC
  • 547 E. Elkcam Circle, Marco Island, FL, 34145
  • Lends in Florida
  • Our mission is to provide comprehensive mortgage solutions for our clients with the highest degree of trust, knowledge, respect and convenience. We believe in the "Golden Rule - Treat others the way you expect to be treated", therefore you will not receive marketing gimmicks and unobtainable quotes from us.

  • NexGen Capital Corp
  • 3960 Radio Rd, Suite 105, Naples, FL, 34104
  • Lends in Florida
  • We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey. Our team is trained at the highest level to offer Conventional, FHA, USDA, VA, Jumbo, Reverse, Renovation Mortgages and Construction loans.

  • Naples Mortgage Company LLC
  • 4851 Tamiami Trail North, Suite 200, Naples, FL, 34103
  • Lends in Florida
  • (239) 237-0789 Naples Mortgage Company is a small, local company focused on providing customers in Southwest FL with the ultimate in service as well as outstanding rates. At Naples Mortgage Company, the customer always comes first. Our goal is not only to provide our customers with the ultimate in customer service, but outstanding pricing as well.

  • Gulf Coast Mortgage of Naples
  • 2335 Tamiami Trl N, Naples, FL, 34103
  • Lends in Florida
  • At Gulf Coast Mortgage of Naples, Inc. our customers & partners are the most important part of our business. What this means to you is that you have found a mortgage company who truly cares about you & what you really want. It is our mission to make you happy from start to finish.

  • First Florida Home Mortgage
  • 2500 Tamiami Trail N Suite 212, Naples, FL, 34103
  • Lends in Florida
  • "The First Florida Home Mortgage, Inc Team is your premier mortgage team located in Naples, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of Florida.

  • My Private Mortgage Broker LLC
  • 13738 Callisto Avenue, Naples, FL, 34109
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Landing Mortgage Inc
  • 2146 Stacil Circle, Naples, FL, 34109
  • Lends in Florida
  • Landing Mortgage was established in 2006 at the Naples Airport by a pilot who loved flying and working in the mortgage industry. In 2008, the company was purchased by Melinda Sweet, an expert in banking, finance, real estate and mortgage. Her father Walter was also a pilot, and they spent much of their time together in the sky.

  • American Mortgage Corporation Inc
  • 5576 Hammock Isles Drive, Naples, FL, 34119
  • Lends in Florida
  • American Mortgage Specialties in FHA Mortgage, Veteran Home Loan, Reverse Mortgage, Conventional Mortgage, Jumbo Mortgage, Fannie Mae, One Time Close Construction Loans, Non -Warrantable Condos, Foreign National & ITIN, Commercial Loan, Hard Money Loan, 203K & Homestyle Loan, 2nd & Vacation Homes, Investor Loans, USDA Home Loan, and Freddie Mac.

  • Stock Financial
  • 2639 Professional Circle Suite 105, Naples, FL, 34119
  • Lends in Florida
  • Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools