FHA VS Conventional loan programs in 2025 for Lely, Collier County, Florida

In 2025, the limit for Conventional loans in Lely, in the county of Collier, FL, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $672,750.

The Lendersa® Conventional loan calculator is a useful tool for comparing today's top rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the best program in FL tailored to your financial needs.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Lely, County of Collier, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $441,600 0%
FHA $672,750 3.5%

The table is applicable to the zip codes: 34113

Options for Conventional and FHA Loans in Lely, FL

Lendersa® aims to provide you with the best Conventional, USDA, or FHA loan options quickly and without hassle. Choose from three starting points to match with the appropriate lenders and loan programs.

Results from USDA loan requests on Lendersa


  • Edison Mortgage Group
  • 1325 SE 47th Street Suite F, Cape Coral, FL, 33904
  • Edison Mortgage Group, Inc. is a company based out of 1222 SE 47th Street, Cape Coral, Florida, United States. We are a full service Florida Mortgage Business helping Florida Realtors with financing for their valued clients Since 1998. Through the mortgage “Boom” & the “Bust”, our Florida Realtor partners have always relied on us!
  • Core Mortgage Financial
  • 25 Homestead Rd. N Ste #41-B, Lehigh Acres, FL, 33936
  • Core Mortgage Financial believes in the American dream of home ownership and understands the effort it takes to get there. But you shouldn’t have to work hard to find a loan, too. That’s where we come in. Our business is based on you, our client.We are considered experts in all loan programs.
  • Elite Mortgage Source LLC
  • 1616 Cape Coral Pkwy West, Unit 102 - 271, Cape Coral, FL, 33914
  • Elite Mortgage Source of Cape Coral get you prequalified for a mortgage loan so you will know IF you can buy and HOW MUCH of a mortgage you can qualify for so you can shop with confidence. Elite Mortgage Source is the best mortgage lender in Cape Coral, Florida and is committed to helping you find the right mortgage product for your needs.
  • Genesis Lending Group
  • 5785 Cape Harbour Drive, Suite 201, Cape Coral, FL, 33914
  • GLG corporate headquarters is in Cape Coral, Florida.We are veterans with over 25 years in the mortgage industry and have vast experience in all phases of mortgage lending.GLG is currently licensed in Florida as a Mortgage Brokerage Business.This business model allows us to have strategic relationships with over 25 national and local lenders.
  • Genesis Mortgage Group LLC
  • 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Epic Funding
  • 2180 West First Street Ste 540, Fort Myers, FL, 33901
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • The Prestige Mortgage Team
  • 5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971
  • With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.
  • Fairview Lending
  • 1425 Del Prado Blvd S., Cape Coral, FL, 33990
  • Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.
  • Florida Family Funding LLC
  • 3812 Kittyhawk Drive, Fort Myers, FL, 33905
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Easy Mortgage LLC
  • 618 SW 3rd St, Suite 160, Cape Coral, FL, 33991
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dream Team Mortgage
  • 19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DHL Mortgage Inc
  • 4154 Erindale Drive North, North Fort Myers, FL, 33903
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.