Explore the differences! FHA VS Conventional loan programs in Lely-Resort, Collier County, Florida

As of 2025, the upper limit for Conventional loans in Lely-Resort, located within Collier county, FL, is set at $647,200. Simultaneously, the FHA loan ceiling for a single-family residence is $552,000.

With the Lendersa® Conventional loan calculator, you can evaluate today’s top rates for Conventional, FHA, and USDA loans. Ascertain the income, credit, reserves, and documentation requirements for qualification. This sophisticated mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in determining which program in FL is most suitable for your financial situation.

Browse loan offers from 100 different lenders

2025 loan caps and down payment necessities in Lely-Resort, Collier county, FL

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $368,000 0%
FHA $552,000 3.5%

This comparison table is applicable for the following zip codes: 34113

Exploring Conventional and FHA loan choices in Lely-Resort, FL

Lendersa® aims to efficiently match you with the most beneficial Conventional, USDA, or FHA loan, streamlining the process to minimize hassle. Choose between three different starting points, each designed to connect you with suitable lenders and loan options.

Results from Lendersa's USDA loan request


  • Capital Financial Advisors Inc.
  • 22241 Pacific Coast Highway, Suite B, Malibu, CA, 90265
  • Capital Financial Advisors, Inc. (CFA) established in 1999 is a residential & commercial lending brokerage based in Los Angeles serving all of California, Colorado & Montana. CFA functions at the consumer level engaging in real estate consulting services with transactions up to $100,000,000. Our services include customized services.
  • Progressive Home Loans
  • 2010 Malcolm Street, Simi Valley, CA, 93065
  • The Progressive team offers a broad range of professional training and skills, to bring to you, the client, the ease and simplicity of a multidisciplinary real estate service. We are composed of Progressive Real Estate Services and Progressive Home Loans. What this means to you, the client, is that we can broker most of your real estate needs
  • MRES
  • 2655 First Street, #250, Simi Valley, CA, 93065
  • "At MRES LOANS we are help Whether a first time homebuyer or seasoned. We cant list them all! Fannie Mae Freddie Mac Fixed & ARMs Home Equity Line of Credit Loans FHA Loans VA Loans Reverse Mortgage, CASH OUT is almost always available home loan Simi Valley broker mortgage broker Moorpark Los Angeles"
  • Amerifund Home Loans Inc.
  • 2655 First Street, Suite 220, Simi Valley, CA, 93065
  • Providing Home Loans for purchase and refinance, including Conventional, FHA, & VA, Reverse. Excellent Service with the ability to close all types of loans available in the market! (Mortgage Broker, Home Loan Officer, Simi Valley, low rates, FHA, VA, Ventura, Los Angeles, California, Expert)
  • Montana Educators Credit Union
  • 2000 South Russell Street, Suite 1, Missoula, MT, 59801
  • MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
  • Missoula Mortgage Inc
  • 1721 South Ave W, Missoula, MT, 59801
  • Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
  • Clearwater Federal Credit Union
  • 2237 34th St, Missoula, MT, 59801
  • While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities
  • Galipeau Mortgage LLC
  • 945 Wyoming Street, Apt 217, Missoula, MT, 59801
  • Mortgage Planning Specialist and Owner of Galipeau Mortgage has been helping clients achieve their home ownership goals. Jackie is passionate about her industry & has built her highly respected career on earning the trust of her clients and partners by providing honest, well-communicated & knowledge-based lending experiences with on-time results!
  • Creative Finance & Investments
  • 1821 South Ave W, Suite 407, Missoula, MT, 59801
  • CFI has been committed to always lend a professional and personal touch to every transaction. With our extensive experience in the cash flow industry you can count on us to offer you the best options, and a premium price for your Private Mortgages & Notes.Our trusted and knowledgeable staff can address your concerns, answer your questions.
  • Bryon Smith Mortgage llc
  • 1014 South Ave W C, Missoula, MT, 59801
  • For more than 20 years Bryon Smith has been providing clients with top notch service along with low fees. Whether you are purchasing your first home, buying or building your dream home, investing in rental properties or refinancing, Bryon will work hard to get you the best mortgage program to meet your financial needs.
  • Capital Family Mortgage
  • 2307 Stephens Ave, Suite 7901, Missoula, MT, 59801
  • Many people like to know what to expect before they visit with someone at a mortgage company. That’s why we start by answering your questions and helping you understand the process. We will go above and beyond to ensure every meeting, every call, and every step of applying for a mortgage is as smooth and stress-free as possible.