FHA VS Conventional loan programs in 2025 for Miami, Miami-Dade County, Florida
In 2025, the conventional loan limit for a single-family home in Miami, located in Miami-Dade county, FL, is $726,200. The FHA limit, by contrast, is $557,750.
Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help you choose the ideal program for your financial situation in FL.
Loan Limits and Down Payment Requirements for 2025 in Miami, County of Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$557,750
3.5%
This table is applicable for the following zip codes: 33129, 33125, 33126, 33127, 33128, 33149, 33144, 33145, 33142, 33139, 33138, 33137, 33136, 33135, 33134, 33133, 33132, 33131, 33130, 33150, 33101, 33109, 33111, 33151, 33222, 33231, 33233, 33238, 33255, 33299
Explore Conventional and FHA Loan Options in Miami, FL
Lendersa® aims to quickly connect you with the best available Conventional, USDA, or FHA loan options with ease. Choose from one of three starting points to match you with suitable lenders and loan programs.
21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765
Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.
20955 Pathfinder Rd, Suite 100, Diamond Bar, CA, 91765
American Empire Lending helping customers afford the home of their dreams for many years and we love what we do.All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications.
22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,
We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
The MortgageTree Lending Team, a division of American Pacific Mortgage is your premiere mortgage banker located in San Dimas, California. We pride ourselves on walking our clients through every step of the transaction and beyond. We make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
540 East Foothill Blvd, Suite 100F, San Dimas, CA, 91773
Lori Printy began her career with GEM Mortgage in 1998 at a young age of 23. She started working with a Top Producing Loan Officer as an assistant then moved on to wear many hats one of being a Sr. Loan Processor.
Lori Printy’s passion of working with a team and learning all aspects of the loan business soon became a Mortgage Advisor
The The Vallejo Team Team is your premier mortgage team located in San Dimas, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area. Helping families achieve the dream of home ownership for over 15 years.
100 West Foothill Boulevard, Suite 205, San Dimas, CA, 91773
redxlending.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor
Cactus Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Better Home Financial, Inc. is a full service mortgage lender that was founded by Wally Nikowitz in San Dimas, California in 1988. Building upon a decade of career success with a national CPA firm, Founder/CPA Wally merged his extensive experience in finance, accounting, tax and business with his passion for helping family, friends.
Rebecca Valderrama established Gemini Financial in 1997. As an expert in the Mortgage Industry, Rebecca has over 35 years of experience, a strong Underwriting background, and an FHA Underwriting designation. This allows Gemini Financial, as a Company, to provide homeowners one of the best opportunities for homeownership
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
