FHA VS Conventional loan programs in Key-Biscayne, Miami-Dade County, Florida

In 2024, Convetional loan limit in Key-Biscayne, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Key-Biscayne, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33149

Conventional and FHA loan options in Key-Biscayne, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Green River Area Federal Credit Union
  • 3000 Highway 144, Owensboro, KY, 42303
  • Green River Area Federal Credit Union has been serving its members with top quality financial products and services since 1959. The Credit Union is a true representation of the ""people helping people"" philosophy unique to all credit unions. The Credit Union provides members with a safe place to save money and obtain credit
  • Daviess County Teachers Federal Credit Union
  • 1900 Southeastern Parkway, Owensboro, KY, 42303
  • The Daviess County Teachers Federal Credit Union is a not-for-profit financial cooperative which was chartered in 1971 and established to serve the employees of Daviess County Public Schools and their families. What began as a small organization has now grown into a full service financial institution.
  • Audubon Federal Credit Union
  • 1429 Breckenridge Street, Owensboro, KY, 42303
  • Audubon Federal Credit Union is Daviess County, Kentucky's Community Credit Union. Anyone who lives, works, attends school or church in Daviess Co. KY is eligible to join. Experience being an owner of Your Financial Institution instead of a customer! If you live, work, attend school or church in Daviess Co. You are eligible to join.
  • Elite Mortgage
  • 3943 Hwy 54, Owensboro, KY, 42303
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kentucky Mortgage Group LLC
  • 714 Lyndon Lane, Suite 11, Louisville, KY, 40222
  • Kentucky Mortgage Group (KMG) is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • Grandbridge
  • 4938 Brownsboro Rd, Louisville, KY, 40222
  • "We specialize in commercial and multifamily real estate capital markets financing, servicing loan portfolios, providing asset and portfolio management, and real estate brokerage services on a national basis. We're ranked a ""Strong"" Commercial Loan Primary Servicer by S&P Global Ratings and have broad capital provider base of over 100 sources"
  • A-1 Mortgage, LLC
  • 7410 New La Grange Rd, Suite 108, Louisville, KY, 40222
  • Raised in Kentucky, I love being able to help others achieve their dreams to live in this great state. I have been in the mortgage business for over ten years, initially starting my career within our family owned mortgage company, A-1 Mortgage Company, Parker Services. After my family retired, I broadened my knowledge in the field with a position
  • Surepoint Equity
  • 8001 Lyndon Centre Way Suite 101, Louisville, KY, 40222
  • SurePoint Equity LLC is a Local, Private Lender specializing in Fix and Flip and Rehab and Refi renovation loans for Real Estate Investors. We are well capitalized, have very competitive rates and can close as fast as 5-7 business days. We typically lend up to 90% of the purchase price, plus 100% of renovation costs and don't require monthly paymen
  • Healthcare Systems Federal Credit Union
  • 3300 Gallows Road, Falls Church, VA, 22042
  • We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe. We have the same financial services as a bank, with a few major differences; Our members own this financial institution; banks are owned by their stockholders.
  • Brown-Forman Employees Credit Union
  • 850 Dixie Highway, Forester Center 1, Louisville, KY, 40210
  • Founded in 1936, Brown-Forman Employees Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members that sets us apart from the other financial institutions. Credit unions were formed with one concept in mind, "people helping people.
  • Navy Federal
  • PO Box 3000, Merrifield, VA, 22119
  • Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.