FHA VS Conventional loan in Miami-Beach, Miami-Dade County, Florida
In 2025, the conventional loan limit for a single-family home in Miami-Beach, within Miami-Dade county, FL, is defined as $647,200. Meanwhile, the FHA loan limit is $460,000.
The Lendersa® Conventional loan calculator enables you to evaluate today's top Conventional, FHA, and USDA loan rates. It's designed to help determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA loans side by side, making it easier to choose the best program in FL for your financial needs.
2025 Loan Limits and Down Payment Requirements in Miami-Beach, Miami-Dade, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$460,000
3.5%
The data pertains to the zip codes: 33140, 33141, 33139, 33109, 33119, 33239
Discover Conventional and FHA Loan Options in Miami-Beach, FL
The mission of Lendersa® is to swiftly connect you with the most suitable Conventional, USDA, or FHA loans without hassle. You can start by choosing one of the three pathways below to find appropriate lenders and loan programs.
20 East Thomas Road, Suite 2238, Phoenix, AZ, 85012
Loan Factory strives to drive down the rate, deliver low rates with no or low costs to our clients, and improve constantly in providing excellent customer service. We have closed successfully over 20, 000 loans and most of the loans are closed 25 days or less.
We have an innovative website that clients can visit at https://loanfactory.com.
202 East Earll Drive, Suite 460, Phoenix, AZ, 85012
Access Capital Group, Inc. has been closing residential home loans since 2001.Our entire organization is built to provide you with market insight, industry leading customer support, and the lowest rates available in your area. Our nationally certified mortgage professionals will work with you one on one to ensure that you get a financial solution.
14001 North 7th Street, Suite E109, Phoenix, AZ, 85022
Pacific West Lending was founded in 2017 by Michael Aldridge and Chris Bang, seasoned financial services professionals, and the company specializes in residential lending through a network of funding sources. These sources give the client multiple options in any given scenario, as opposed to being limited to one set of guidelines
"Honor Mortgage helps you determine the most appropriate type of mortgage for you and your future.
While our family-owned-and-operated business may be small, our collection of knowledge, products and resources is not. We offer a wide variety of loan programs to fit you and your families individual needs. Honor Mortgage is a full-service"
Charles Samuels established Maricopa County Employees Federal Credit Union in 1954 for the purpose of serving county employees. The first par value was $5 & loans were no more than $50. The main credit union office is still located in its founding building. In December 2002, Sun Catholic Credit Union merged into the credit union adding its field of
At A Mortgage Central, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
"At Mindful Money you are the number one priority. With over 25 years of experience, we have helped tens of thousands of people from every walk of life. Don't risk your single biggest investment to just anyone.
With personalized service, and some of the lowest rates and fees, you will be 100% satisfied with Mindful Money, or your money back."
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2432 West Peoria Ave, Suite 1073, Phoenix, AZ, 85029
We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line.
11024 N. 28th Drive Suite #170, Phoenix, AZ, 85029
Hilton Financial is one of the oldest and experienced Hard Money Lenders and Hilton Financial Corporation (HFC) combines the experience and talent of some of the top mortgage, management and supervisory specialists available. Jack Hilton and Sue Watford each bring with them more than 35 years of administrative.