FHA VS Conventional loan programs in Miami-Beach, Miami-Dade County, Florida

In 2025, Convetional loan limit in Miami-Beach, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Miami-Beach, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33140, 33141, 33139, 33109, 33119, 33239

Conventional and FHA loan options in Miami-Beach, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Victory Home Mortgage Inc.
  • 123 Main, Victorville, CA, 92392
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Smith and Loans
  • 1101 California Ave, Suite 100, Corona, CA, 92881
  • At Pacific Seal Mortgage, we specialize in matching borrowers with the right mortgages. Conventional and FHA mortgages are among the many loan programs we have available. As a Mortgage Broker, we work with an array of Direct Lenders and can shop around to give you the most competitive rate available.
  • Pacific Mortgage Group
  • 2045 Compton Avenue, Suite 202, Corona, CA, 92881
  • We are a committed team, here to help you find the right mortgage rate for your needs. We understand that every borrower is different, and we offer a variety of services to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by working with the latest financial tools.
  • Inland Valley Federal Credit Union
  • 9389 Cherry Ave, Fontana, CA, 92335
  • Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.
  • Wolf Real Estate & Loans
  • 13649 Glen Canyon Drive, Corona, CA, 92883
  • Wolf Real Estate & Loans is your digital resource for buying and selling homes in the Corona, Lake Elsinore, Wildomar, Murrieta, Temecula, CA area with real time updates of all properties for sale so you have direct access of everything you need to know including all current market statistics and listings.
  • Pacific Foresight Financial Corporation
  • 4160 Temescal Canyon Road, Suite 500-A, Corona, CA, 92883
  • Pacific Foresight Financial Corporation first time home buyer, a seasoned home buyer, a Veteran, investor or developer, we offer a vast array of loan programs to satisfy most all Real Estate lending needs. Whether you need a Reverse mortgage or flip loan, down payment assistance, to multi million dollar jumbo loans, we can help.
  • 1st Mortgage Residential Group
  • 2279 Eagle Glen Parkway, Suite 112, Corona, CA, 92883
  • At 1st Mortgage Residential Group, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Authority Mortgage
  • 4498 Driving Range Road, Corona, CA, 92883
  • Since 1992 we have been dedicated to helping families reach their Life Goals by utilizing their largest investment, their Home. What sets us apart, is our ability to unite our clients with options by arming you with the knowledge to make an educated decision. When we can help you make an informed decision
  • Stateline Funding Corporation
  • 1836 Willowbluff Drive, Corona, CA, 92883
  • Stateline Funding Corporation is a mortgage company that has been in business for 27 years. We help our clients successfully integrate their mortgage loan into their overall long term and short term financial and investmnet plans. With our unique client experience, we have created life long relationships that make our clients.
  • The Egleston Group
  • 10088 Greenhorn Court, Corona, CA, 92883
  • The Egleston Group offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan.