FHA VS Conventional loan in Midway, Santa Rosa County, Florida

In 2025, the conventional loan limit for Midway, located in Santa Rosa county, FL, is $726,200, while the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare today's best rates between Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best program in FL for your particular financial circumstances.

Examine loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Midway, Santa Rosa, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to the zip codes: 32563

Available Conventional and FHA Loan Options in Midway, FL

Lendersa® aims to secure the best Conventional, USDA, or FHA loan for you quickly and without hassle. Choose from three starting options to find matching lenders and loan programs.

Results from USDA loan requests with Lendersa


  • Lending Elite Inc
  • 1401 Highway 360, Unit 1021, Euless, TX, 76039
  • Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.
  • Home Key Loans
  • 3005 Scotch Elm Street, Euless, TX, 76039
  • Home Key Loans, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. residential lending industry
  • American Nationwide Funding LLC
  • 60 Crossroads Plaza, O Fallon, MO, 63368
  • Patrick Flynn, Army Veteran and Owner of American Nationwide Funding has over 25 years of experience in real estate and investment banking and finance. He obtained his Executive MBA from Washington University and is a certified CFC. Pat's achievements include being one of the top account executives for the Clayton Merrill Lynch branch,
  • West Community Credit Union
  • 4161 Highway K, O Fallon, MO, 63368
  • Chartered in 1936, West Community Credit Union is a progressive financial institution that currently serves more than 17, 000 members and businesses. We specialize in friendly, personal service using the latest in innovative technology. As a member-owned financial cooperative, we can generally offer better loan and savings rates and fewer fee
  • Susser Bank
  • 2326 W Pleasant Ridge, Arlington, TX, 76015
  • Susser Bank was founded in 1959 as an institution to serve Affiliated Food Stores, their owners, employees and their families. With a continued dedication to serving clients and their communities, the bank grew steadily for decades. In 2018, Susser Bank Holdings LLC purchased control of Affiliated Bank, bringing the capital
  • Pioneer Realty Capital, LLC
  • 701 Highlander Blvd, Suite 350, Arlington, TX, 76015
  • We offer nationwide advisory services in all commercial real estate markets and for most asset classes. At PRC, our team works to provide commercial real estate financing solutions to business owners nationwide. We assist in the funding of all property types from $1 million to $500 million.
  • Grand Savings Bank
  • 1022 South Main Street, Grove, OK, 74344
  • With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.
  • Bank of the West
  • 108 West Northwest Highway, Grapevine, TX, 76051
  • Bank of the West is a locally owned and operated bank. We have 9 locations in the DFW area and we have been personally serving our customers since 1986. Our corporate headquarters is located in Grapevine, TX, on Main St, which is also the home of our business banking center. We pride ourselves on being a community bank, working for the community!