FHA VS Conventional loan in Midway, Santa Rosa County, Florida
In 2025, the conventional loan limit for Midway, located in Santa Rosa county, FL, is $726,200, while the FHA limit for a single-family home is $472,030.
With the Lendersa® Conventional loan calculator, you can compare today's best rates between Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best program in FL for your particular financial circumstances.
2025 Loan Limits and Down Payment Requirements in Midway, Santa Rosa, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to the zip codes: 32563
Available Conventional and FHA Loan Options in Midway, FL
Lendersa® aims to secure the best Conventional, USDA, or FHA loan for you quickly and without hassle. Choose from three starting options to find matching lenders and loan programs.
Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.
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Patrick Flynn, Army Veteran and Owner of American Nationwide Funding has over 25 years of experience in real estate and investment banking and finance. He obtained his Executive MBA from Washington University and is a certified CFC. Pat's achievements include being one of the top account executives for the Clayton Merrill Lynch branch,
Chartered in 1936, West Community Credit Union is a progressive financial institution that currently serves more than 17, 000 members and businesses. We specialize in friendly, personal service using the latest in innovative technology.
As a member-owned financial cooperative, we can generally offer better loan and savings rates and fewer fee
Susser Bank was founded in 1959 as an institution to serve Affiliated Food Stores, their owners, employees and their families. With a continued dedication to serving clients and their communities, the bank grew steadily for decades.
In 2018, Susser Bank Holdings LLC purchased control of Affiliated Bank, bringing the capital
701 Highlander Blvd, Suite 350, Arlington, TX, 76015
We offer nationwide advisory services in all commercial real estate markets and for most asset classes. At PRC, our team works to provide commercial real estate financing solutions to business owners nationwide. We assist in the funding of all property types from $1 million to $500 million.
With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.
Bank of the West is a locally owned and operated bank. We have 9 locations in the DFW area and we have been personally serving our customers since 1986. Our corporate headquarters is located in Grapevine, TX, on Main St, which is also the home of our business banking center. We pride ourselves on being a community bank, working for the community!