Explore the differences! FHA VS Conventional loan programs in Woodlawn-Beach, Santa Rosa County, Florida

In the year 2025, the maximum limit for a Conventional loan in Woodlawn-Beach, situated within Santa Rosa county, FL, is established at $647,200. At the same time, the FHA loan cap for a single-family residence is $420,680.

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Take advantage of the Lendersa® Conventional loan calculator to assess and compare the most competitive rates available today for Conventional, FHA, and USDA loans. Ascertain the income levels, creditworthiness, reserves, and documentation required for qualification. With our comprehensive mortgage calculator, you can weigh the options of Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to choose the most appropriate program for your financial situation in FL.

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Loan limits and down payment guidelines for 2025 in Woodlawn-Beach, Santa Rosa county, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $299,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the following zip codes: 32563

Various loan options for Conventional and FHA in Woodlawn-Beach, FL

The mission of Lendersa® is to efficiently secure the optimal Conventional, USDA, or FHA loan for you, without unnecessary difficulty. You can choose from one of the three available starting points, which help match you with suitable lenders and loan programs.

  1. Submit an optimized request for Conventional/USDA/FHA loans
  2. Explore Conventional, USDA, and FHA rates & terms initially
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  • Kennebunk Savings
  • 2 School Street, Berwick, ME, 03901
  • At Kennebunk Savings, we believe that the better we get to know you, the more useful we can be. That’s why we encourage all our customers to bring us their questions, no matter how big, small, or unique. When we know what your goals are and what financial challenges you may face, we can help you.

  • Gunnison Savings and Loan Association
  • 303 North Main St, Gunnison, CO, 81230
  • The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.

  • Central Rockies Mortgage Corp
  • 30 Benchmark Rd, Suite G3, Avon, CO, 81620
  • Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.

  • Eagle One Financial
  • 150 E Beaver Creek Blvd, Avon, CO, 81620
  • We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties. We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years

  • Partners Bank
  • 900 Main St, Sanford, ME, 04073
  • Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019

  • Passumpsic Savings Bank
  • 497 Railroad Street, Saint Johnsbury, VT, 05819
  • Passumpsic Bank is a community bank, 11 branches strong, proudly serving the Northeast Kingdom, Central Vermont and New Hampshire's North Country. Passumpsic Bank is a one of the few remaining mutually owned banks. We are committed to reinvesting profits in the communities we serve, because our first priority has always been—and always will be—you.

  • Northern Lights Credit Union
  • 1004 Memorial Drive, Saint Johnsbury, VT, 05819
  • Northern Lights Credit Union is more than just a bank. As a full-service financial institution, NLCU offers all the consumer financial products you'd expect from a larger financial institution. Our priority is to provide low-fee or no-fee services with higher yields on savings and lower rates on loans.

  • Big Horizon Mortgage Corporation
  • 37 Western Avenue, Suite 308, Kennebunk, ME, 04043
  • Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.

  • Biddeford Savings
  • 65 Portland Rd, Kennebunk, ME, 04043
  • On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors

  • Mid Minnesota Federal Credit Union
  • 104 3rd Ave W, Ada, MN, 56510
  • Mid Minnesota Federal Credit Union serves all of Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties. If you live, work, worship, or attend school in any of these geographic regions, or are a relative of someone who live, works, worships, or attends school in these areas, you are eligible for membership.
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