FHA VS Conventional loan programs in 2025 for Woodlawn-Beach, Santa Rosa County, Florida
In the year 2025, the maximum limit for a Conventional loan in Woodlawn-Beach, situated within Santa Rosa county, FL, is established at $647,200. At the same time, the FHA loan cap for a single-family residence is $420,680.
Take advantage of the Lendersa® Conventional loan calculator to assess and compare the most competitive rates available today for Conventional, FHA, and USDA loans. Ascertain the income levels, creditworthiness, reserves, and documentation required for qualification. With our comprehensive mortgage calculator, you can weigh the options of Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to choose the most appropriate program for your financial situation in FL.
Loan limits and down payment guidelines for 2025 in Woodlawn-Beach, Santa Rosa county, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$299,000
0%
FHA
$420,680
3.5%
This comparison table is applicable to the following zip codes: 32563
Various loan options for Conventional and FHA in Woodlawn-Beach, FL
The mission of Lendersa® is to efficiently secure the optimal Conventional, USDA, or FHA loan for you, without unnecessary difficulty. You can choose from one of the three available starting points, which help match you with suitable lenders and loan programs.
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