FHA VS Conventional loan programs in 2025 for Ferry-Pass, Escambia County, Florida

For 2025, the conventional loan limit in Ferry-Pass, located in Escambia, FL, is $647,200, and the FHA limit for a single-family dwelling is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore the best rates available today among Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and required documentation for qualification. Our advanced mortgage calculator enables you to compare Conforming Conventional loans alongside USDA, FHA, and VA options, assisting you in choosing the best program in FL for your specific financial needs.

Evaluate loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Ferry-Pass, Escambia, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the zip codes: 32504, 32514, 32512

Explore Conventional and FHA Loan Options in Ferry-Pass, FL

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose from one of three strategies to find matching lenders and loan programs.

USDA loan requests and matching results via Lendersa


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  • Industrial Bank
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