Explore the differences! FHA VS Conventional loan programs in Mary-Esther, Okaloosa County, Florida

In 2025, the conventional loan limit in Mary-Esther, which is in Okaloosa county, FL, is set at $647,200. Conversely, the FHA limit for a single-family home rests at $539,350.

Make use of the Lendersa® Conventional loan calculator to assess and juxtapose today’s leading rates for Conventional, FHA, and USDA loans. It identifies the necessary income, credit, reserves, and documentation to qualify. With this advanced mortgage calculator, see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in determining the best program suitable for your financial circumstances in FL.

View loan offers available from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Mary-Esther, Okaloosa County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $353,200 0%
FHA $539,350 3.5%

The information in this table refers to zip codes: 32569

Explore the Conventional and FHA Loan Options in Mary-Esther, FL

At Lendersa®, our mission is to facilitate access to the optimum Conventional, USDA, or FHA loan efficiently and hassle-free. Choose from one of three starting paths to connect with suitable lenders and matching loan programs.

Lendersa USDA loan request and matching results


  • Concord Mortgage, Inc.
  • 430 W Main St, Brighton, MI, 48116
  • Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.
  • The Bank and Trust, S.S.B.
  • 1200 Avenue F, Del Rio, TX, 78840
  • In 1910, The Bank & Trust opened its doors with a promise to provide superior financial products with exceptional customer service in Del Rio, Texas. The bank has served as a symbol of strength to its customers throughout times of trial and innovation including The Great Depression, two world wars
  • Amistad Bank
  • 1301 Veterans Blvd, Del Rio, TX, 78840
  • Amistad Bank team is bilingual from the President down which allows the staff to provide exceptional customer service, in both English and Spanish. The bank offers an array of deposit products for consumers and businesses, including our high yield amigo checking account, friendship club account, the best club account in our area.
  • Educators Credit Union
  • 1326 Willow Road, Sturtevant, WI, 53177
  • Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.
  • First National Bank in Creston
  • 101 W Adams Street, Creston, IA, 50801
  • First National Bank is a $382 million community bank that offers a full line of business, agricultural, mortgage, consumer deposit and lending services as well as wealth management services. First National Bank has offices located in Creston, Afton and Shenandoah. Visit www.fnbc.bank/about/locations to find a location near you! Member FIC.
  • Seafarer Home Corporation
  • 36 Seafarer Ln, Ocean Pines, MD, 21811
  • As a licensed Mortgage Lender/Broker, we know from firsthand experience how overwhelming it can be to deal with mortgages. However, we also know that it doesn’t have to be this way. Seafarer Home specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions.
  • Silverline Lending
  • 39500 Orchard Hill Place, Suite 300, Novi, MI, 48375
  • Silverline Lending is an equal housing lender and we specialize in brokering residential mortgages throughout the great state of Michigan (MI). We provide all the services offered by big banks without the red tape and high pricing. We see the best in you and deliver the best for you.
  • Pathway Mortgage
  • 39555 Orchard Hill Place, Suite 600, Novi, MI, 48375
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We've been helping customers afford the home of their dreams for many years and we love what we do.