FHA VS Conventional loan programs in 2025 for New-Port-Richey-East, Pasco County, Florida

In 2025, the Conventional loan limit for New-Port-Richey-East, in Pasco county of FL, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's Conventional, FHA, and USDA rates. Assess the income, credit, reserves, and documents required for qualification. With our mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the best program for your financial situation in FL.

Browse loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in New-Port-Richey-East, Pasco, FL

Loan Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 34668, 34653

Conventional and FHA Loan Options in New-Port-Richey-East, FL

Lendersa® aims to swiftly help you secure the best available Conventional, USDA, or FHA loan. Choose one of the three starting points to match with lenders and loan programs.

Lendersa USDA loan request and matching results


  • Avondale Private Lending
  • 200 Crescent Ct, Suite 60, Dallas, TX, 75205
  • Avondale Private Lending is a group of private lenders that loans money to professional home builders, developers and remodelers. Our borrowers choose to work with us because we are much faster than banks, have lower down payment requirements, and we don’t have the fees or requirements that you see from many hard money lenders.
  • Financial Partners Federal Credit Union
  • 22440 Main Street, Woodburn, IN, 46797
  • Financial Partners Federal Credit Union is a full service financial cooperative. We are a community chartered, federally insured credit union serving all of the residents and employees of East Allen County and their families. Financial Partners has been providing our members with the highest quality financial services since 1965.
  • Credit Union of Texas
  • 900 W Bethany Dr, Suite 100, Allen, TX, 75013
  • Experience more of everything. More service. More value. More solutions to your financial needs. That’s what we are here for. Actually, it’s the only reason we are here. We are interested in what’s going on with you above all else, & our employees are empowered to help you get where you are going, wherever that financial highway needs to take you.
  • East Capital Funding LLC
  • 700 Central Expy S, Suite 400, Allen, TX, 75013
  • East Capital Funding LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • American Mortgage Company
  • 1002 Raintree Circle, Suite 100, Allen, TX, 75013
  • The American Mortgage Company was founded in 1999 by Mr. Gregory D. Park and has continued to grow and thrive ever since. Proudly serving the greater North Texas area. we offering this: Home Mortgages, Refinancing, Credit Checks, VA loans, FHA loans, Home Mortgage consultations, Mortgage Plan Analysis.
  • Texas Best Home Loans LLC
  • 924 Colorado Dr., Allen, TX, 75013
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products and best of all quality service and individual attention. We've been helping customers afford the home of their dreams and we love what we do. We are home loan experts, let us know if you have questions.
  • Mortgage X-Change
  • 400 W Bethany Dr, Suite 130, Allen, TX, 75013
  • MortgageX-Change.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • Kish Bank
  • 4255 East Main Street, Belleville, PA, 17004
  • At Kish, we tell our customers to expect more. That’s more than a simple slogan—it’s a promise to deliver exceptional service as we work hard for our clients in all of our service lines: Banking, Wealth, Insurance, Benefits, and Travel. For over a century, solid and enduring values have made Kish Bank, the banking subsidiary of Kish Bancorp, I