FHA VS Conventional loan in River-Ridge, Pasco County, Florida

In 2026, the maximum allowable limit for a conventional loan in River-Ridge, within the county of Pasco, FL, is $647,200, while the limit for an FHA loan on a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to the best program in FL for your specific financial situation.

Compare loan offers from over 100 lenders

2026 Loan Limits & Down Payment Requirements in River-Ridge, Pasco County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table of comparisons is for zip codes: 34654

Explore Conventional and FHA Loan Options in River-Ridge, FL

Lendersa® strives to swiftly and smoothly help you secure the finest possible Conventional, USDA, or FHA loan. Choose one of three paths to find suitable lenders and loan programs.

USDA loan request and match results from Lendersa


  • BrickWood Mortgage Inc.
  • 1601 Glenns Bay Rd., Surfside Beach, SC, 29575
  • Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.

  • Union State Bank
  • 2019 Cogswell Avenue, Pell City, AL, 35125
  • In 1903 a group of far-sighted businessmen, led by J. Fall Roberson, Sr., joined forces to form a bank to serve the future businesses and citizens of Pell City and St. Clair County. One hundred and sixteen years and four generations of independent banking experience later, UnionState continues to grow and serve a broad community with twelve banking

  • Riverside Lending, LLC
  • 910 N Tennessee St., Cartersville, GA, 30120
  • Riverside Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest

  • American Mortgage Group, Inc
  • 205 Stonewall Street, Cartersville, GA, 30120
  • In 1998, owner Steve Mowry started American Mortgage Group, Inc. Mr. Mowry started working in the mortgage business in ’97 with a mortgage banker and later a mortgage broker. Soon after he began his endeavor in the finance world, he realized there were customer needs he felt as though weren’t being met.

  • 1st Georgia Home Mortgage
  • 6 Maybelle St, Cartersville, GA, 30120
  • 1st Georgia Home Mortgage is located approximately 35 miles North-West of Atlanta, GA in the city of Cartersville. The company is owned by Maurni Weeks Moss 1st Georgia Home Mortgage has been serving clients throughout the state of Georgia with both buying homes as well as refinancing to more affordable mortgage Loans since the year 2001.

  • Legacy Lending Mortgage Group LLC
  • 2315 N. Main St, Suite 211D, Anderson, SC, 29621
  • Legacy Lending Mortgage Group offers high-quality mortgage brokerage services to residential customers. Our aim is to provide our customers with fair mortgage rates at reasonable prices, while keeping our clients informed & educated throughout the process. We will be transparent and be sure to keep all parties involved in the transaction informed.

  • RateSaver Mortgage Inc
  • 2318 N. Main St, Unit D, Anderson, SC, 29621
  • One of the biggest rewards in my business life is helping people achieve their dreams of home ownership. From first time homeowners, to experienced multi-home real estate investors, I can make the process smooth and easy for any buyer. Take advantage of my 23+ years of mortgage experience and over 1500 mortgages closed.

  • Myrtle Beach Mortgage Solutions
  • 4470 Holmestown Road, Myrtle Beach, SC, 29588
  • Myrtle Beach Mortgage Solutions is here to support your mortgage needs. As a professional in the mortgage lending industry, Aaron has built his reputation on providing outstanding service to his clients. His philosophy is “The joy of serving others”. That means you can count on him to always look out for your best interests

  • Elite Mortgage Partners
  • 2367 Lakeside Dr, Birmingham, AL, 35244
  • Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.