FHA VS Conventional loan in River-Ridge, Pasco County, Florida

In 2025, the maximum allowable limit for a conventional loan in River-Ridge, within the county of Pasco, FL, is $647,200, while the limit for an FHA loan on a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to the best program in FL for your specific financial situation.

Compare loan offers from over 100 lenders

2025 Loan Limits & Down Payment Requirements in River-Ridge, Pasco County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table of comparisons is for zip codes: 34654

Explore Conventional and FHA Loan Options in River-Ridge, FL

Lendersa® strives to swiftly and smoothly help you secure the finest possible Conventional, USDA, or FHA loan. Choose one of three paths to find suitable lenders and loan programs.

USDA loan request and match results from Lendersa


  • Aura Home Loans Inc.
  • 3 Myrtle Avenue, Edgewater, NJ, 7020
  • We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.
  • Dynamic Financial Consultants Inc
  • 502 Hamburg Turnpike, Suite 208, Wayne, NJ, 07470
  • Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.
  • Partners In Mortgage Inc
  • 1350 East Main Street, Saint Charles, IL, 60174
  • We work with several lenders to compare the best rates for your unique journey. Rates are constantly changing, so an open line of communication will ensure you get the rate and loan program that's best for you. we'll be there to offer you advice and the best rate for your situation. we provide customer care every step of the way.
  • United Financial Insurance Group, LLC.
  • 2061 W. La Plume Rd, La Plume, PA, 18440
  • United Financial Insurance Group, LLC. is a national real estate capital services company and an originator of commercial real estate debt and equity transactions. We combine in-depth market expertise, passion for our work, and a willingness to break new ground to provide our clients with the ultimate customer experience.
  • Triboro Postal Federal Credit Union
  • 142-02 20th Avenue, Flushing, NY, 11351
  • The credit union was charted in 1935 under the National Federal Credit Union Act. It’s original name was Flushing, NY Postal District Federal Credit Union and was assigned charter #119. The credit union was one of many regional Post Office Employee Credit Unions that were established by Post Office Employees to encourage thrift
  • AMERIDREAM HOME LOANS, L.L.C.
  • 72 Essex Street, Suite 4, Lodi, NJ, 07644
  • Ameridream Home Loans in 2016 with one single intention, to help as many people as possible accomplish their goals and reach the American dream of homeownership. We believe that our extensive knowledge of the industry and our transparent & streamline process is the key to our success.
  • Dante Rosa Home Loans LLC
  • 8155 Annsbury Drive, Suite 102, Shelby Township, MI, 48316
  • For over 25 years, we have been helping families across Michigan achieve their dream of home ownership We specialize in a variety of home loans, including Conventional, FHA, more loan products.Dante Rosa Home Loans, LLC is here for your home loan and mortgage needs, whether it be purchasing the home of your dreams.
  • James Turner Mortgage LLC
  • 52164 Belle Vernon, Shelby Township, MI, 48316
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sound Home Mortgage Inc
  • 6441 Thorneycroft Drive, Shelby Township, MI, 48316
  • Our mission is to provide every home buyer with competitively priced residential mortgage financing. As a mortgage industry leader, we are committed to customizing your home loan so you and your family can enjoy the personal benefits of homeownership. As a responsible lending leader.