Conventional Loans Vs FHA in Odessa, FL [in 2026]

During 2026, the Conventional loan limit in Odessa, within Pasco county, FL, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare today’s top rates for Conventional, FHA, and USDA loans, identifying the income, credit, reserves, and necessary documentation for qualification. Our advanced calculator shows the Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best option for your financial needs in FL.

Exploring Conventional and FHA Loan Options in Odessa, FL

Lendersa® is dedicated to providing the most suitable Conventional, USDA, or FHA loan promptly and without hassle. Choose from one of three entry points to connect with matched lenders and loan programs.

Lendersa USDA loan requests and matching results

404.391.1686 Lender's profile and map Reviews Walton Funding 12805 US Highway 98 E, Suite E201, Inlet Beach, FL, 32461 Walton Funding was formed with the intent of bringing our borrowers the most favorable lending terms available in the market. We specialize in finding solutions that don't meet standard agency criteria. Our qualified borrowers have transparent access to wholesale rates, giving them some of the best rates available in the industry.
(229) 382-4211 Lender's profile and map Reviews South Georgia Banking Company 725 West 2nd Street, Tifton, GA, 31794 South Georgia Banking Company is a full-service, independent, locally owned bank. Now in our 50th year of operation, SGBC provides a wide variety of banking services targeted primarily to the personal consumer, small business, and agricultural sectors. With locations in Tift, Colquitt, and Dooly counties, we take pride in the communities we serve.
(850) 785-6103 Lender's profile and map Reviews Bay Credit Union 601 N Highway 231, Panama City, FL, 32405 Bay Credit Union was established in August of 1952 as International Paper Employees Federal Credit Union. In 1976 the name was changed to Bay County Industrial Credit Union to more adequately reflect the expanded membership. Again in 1987 the name was changed to Bay Credit Union when our field of membership was opened to virtually.
(850) 769-3207 Lender's profile and map Reviews First National Bank Northwest Florida 101 East 23rd Street, Panama City, FL, 32405 First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.
850-250-0865 Lender's profile and map Reviews Oasis Mortgage 3707 W. 23rd Street Suite A., Panama City, FL, 32405 Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
(912) 437-4141 Lender's profile and map Reviews Southeastern Bank 1010 North Way, Darien, GA, 31305 Southeastern Bank, established in 1888, has a long history of serving its customers and communities. From deposit accounts and loans to investments and more, Southeastern Bank has the financial products you need most. Southeastern Bank has 10 locations throughout coastal Georgia and northeast Florida.
(229) 336-5225 Lender's profile and map Reviews Bank Of Camilla 50 E. Broad St, Camilla, GA, 31730 The Bank of Camilla was established more than 125 years ago as the first bank in Mitchell County. The bank was chartered on November 4, 1889, and began business on January 2, 1890, in the first brick building in Camilla, known for many years as "Bennett Hall." The founding fathers and first directors of the bank were T. R. Bennett.
(912) 632-8631 Lender's profile and map Reviews Pineland Bank 501 W 12th St, Alma, GA, 31510 Pineland Bank began as Alma Exchange Bank & Trust and was chartered on September 13, 1939 in Alma GA when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.
(912) 384-1100 Lender's profile and map Reviews First National Bank of Coffee County 420 South Madison Ave, Douglas, GA, 31533 First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.
(850) 250-2677 Lender's profile and map Reviews Blissful Mortgage Beach Office 8730 Thomas Dr, 1110 A, Panama City, FL, 32408 Blissful Mortgage LLC is located in Panama City Beach, FL, United States and is part of the Activities Related to Credit Intermediation Industry. Blissful Mortgage LLC has 3 employees at this location. (Employees figure is modelled). There are 2 companies in the Blissful Mortgage LLC corporate family.
(786) 601-9303 Lender's profile and map Reviews Pink Elephant Mortgage INC 1040 South East 19 Avenue, Homestead, FL, 33035 We are committed to providing the best mortgage rates and the absolute best customer service experience to each and every one of our customers. We love to make our customers dreams come through! Pink Elephant Mortgage is dedicated to make your dreams of owning a home a reality. We are also happy to help you refinance your home.
(305) 780-7914 Lender's profile and map Reviews Clear Sky Lending, INC. 99353 Overseas Highway, Suite 12, Key Largo, FL, 33037 Clear Sky Lending, Inc. is a full-service mortgage company based in Key Largo, Florida. We specialize in FHA & VA Loans, Conventional Home Loans, Jumbo Home Loans, in all of Florida. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.