FHA VS Conventional loan programs in Odessa, Pasco County, Florida

During 2025, the Conventional loan limit in Odessa, within Pasco county, FL, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare today’s top rates for Conventional, FHA, and USDA loans, identifying the income, credit, reserves, and necessary documentation for qualification. Our advanced calculator shows the Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best option for your financial needs in FL.

Explore loan offers from 100 distinct lenders

2025 Loan Limits and Downpayment Requirements in Odessa, County of Pasco, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This comparison table is applicable to the zip codes: 33556, 33558

Exploring Conventional and FHA Loan Options in Odessa, FL

Lendersa® is dedicated to providing the most suitable Conventional, USDA, or FHA loan promptly and without hassle. Choose from one of three entry points to connect with matched lenders and loan programs.

Lendersa USDA loan requests and matching results


  • Kemba Credit Union
  • 8763 Union Centre Boulevard, West Chester, OH, 45069
  • Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution. But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
  • Lynx Financial Group, LLC
  • 8857 Cincinnati Dayton Road, Suite 202, West Chester, OH, 45069
  • Lynx Financial Group was established in 2001 and has been helping homebuyers and homeowners ever since. We offer 1st Time Homebuyer Programs, FHA, VA, USDA and Commercial loans. Our staff has over 80 years of experience in the Mortgage Industry. This has allowed us to prosper while the industry as a whole has seen a downturn.
  • The Mortgage Network of Ohio Inc
  • 8859 Brookside Ave, Suite 202, West Chester, OH, 45069
  • As Mortgage Consultants we provde the customer with much more variety and flexability than traditional bankers or credit unions. We work with more than 20 different lenders providing us with hundreds of channel and programs to meet your needs. Similar how a independent insurance agent will shop you for the best policy, coverage and terms.
  • Houston Metropolitan Federal Credit Union
  • 608 East Tidwell Road, Houston, TX, 77022
  • Since 1945, Houston Metropolitan Federal Credit Union has provided the finest in financial services to the present, former, and retired employees of our sponsor companies. Once you join the Credit Union your immediate family is eligible to join the Credit Union. Our policy is “Once a Member Always a Member” even if you change jobs
  • 18th Street Mortgage
  • 209 B Stratford St, Houston, TX, 77006
  • At 18th Street Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • FundFast Network
  • 220 W Alabama St, Suite 106, Houston, TX, 77006
  • A commercial mortgage is a mortgage loan granted to different type of businesses secured by commercial property. Commercial loans are available for both owner-Occupied and investor properties, including office building, shopping center, industrial warehouse, or apartment complex. Borrowers can have up to 90% commercial financing.
  • Republic State Mortgage Co.
  • 815 Hawthorne Street, Houston, TX, 77006
  • Republic State Mortgage, we believe in building relationships that deliver happiness and fulfill the American Dream. This purpose statement is how we approach each and every one of our customers. Our goal is to deliver you the best home lending options through an experience that leaves you comforted.
  • Home Federal Credit Union
  • 131 W Pike Street, Clarksburg, WV, 26301
  • Home Federal Credit Union (formerly known as CWV TEL Federal Credit Union) has been open since 1950 with assets totaling $34.47 Million and providing banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
  • CAPE Federal Credit Union
  • 323 East Pike Street, Clarksburg, WV, 26301
  • CAPE Federal Credit Union currently serves those who live, work, worship or attend school in Harrison County. CAPE will also partner with businesses like yours to become members of our Credit Union! Credit Union currently serves those who live, work, worship or attend school in Harrison County.
  • BCM Federal Credit Union
  • 1 Baylor Plaza, Houston, TX, 77030
  • The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership. Our mission is to deliver the highest quality financial services and education to our members and encourage thrift.
  • BHI Funding
  • 2626 South Loop West, Suite 232, Houston, TX, 77054
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.