FHA VS Conventional loan programs in 2025 for Odessa, Pasco County, Florida

During 2025, the Conventional loan limit in Odessa, within Pasco county, FL, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare today’s top rates for Conventional, FHA, and USDA loans, identifying the income, credit, reserves, and necessary documentation for qualification. Our advanced calculator shows the Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best option for your financial needs in FL.

Explore loan offers from 100 distinct lenders

2025 Loan Limits and Downpayment Requirements in Odessa, County of Pasco, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This comparison table is applicable to the zip codes: 33556, 33558

Exploring Conventional and FHA Loan Options in Odessa, FL

Lendersa® is dedicated to providing the most suitable Conventional, USDA, or FHA loan promptly and without hassle. Choose from one of three entry points to connect with matched lenders and loan programs.

Lendersa USDA loan requests and matching results


  • Vantage Point Mortgage, Inc.
  • 5800 Jameson Court, Suite 10, Carmichael, CA, 95608
  • Vantage Point Mortgage was established in June of 1990. We specialized with borrowers who had credit problems. After several years of business, we were ranked 24th out of 100 as one of the fastest-growing companies by The Sacramento Business Journal. Our competition was new technology, health care, and many others.
  • GOLDEN RATE SERVICES LLC
  • 5023 El Camino Avenue, Carmichael, CA, 95608
  • At Golden City Home loans. We are a full-service mortgage company based in Carmichael, California. We specialize in First Time Home Buyers in Carmichael. We also serve the surrounding cities in Sacramento County, including zip code. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Asher Evans
  • 4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
  • Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
  • ReeseSquared Mortgage
  • 1000 Belmont Ln., Tracy, CA, 95377
  • ReeseSquared Mortgage you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Rush Financial
  • 1430 Renown Drive, Tracy, CA, 95376
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Client 1st Mortgage
  • 5777 Madison Avenue, Suite 605, Sacramento, CA, 95841
  • Client 1st Mortgage strives to provide all of the qualities that people look for in a mortgage company. We treat each customer as an individual. Not as a number.We operate under a strict code of ethics and values aimed at building long-term customer trust and loyalty. We use a “common sense” approach and will help you.
  • Patron Mortgage
  • 4829 Argyle Ln, Sacramento, CA, 95841
  • Patron Mortgage is a California Mortgage Company working with borrowers throughout California. I am a senior loan officer and real estate broker with over ten years experience. I can assist you with home purchase loans, refinancing, reverse mortgages, ITIN loans, land loans, construction loans, hard money loans,
  • Simpson Real Estate and Loan Inc
  • 2265 Torc Mountain, Lincoln, CA, 95648
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans and real estate services to our clients while providing them with a smooth transaction along with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
  • Lighthouse Mortgage Company, Inc.
  • 570 East 5th Street, Suite 150, Lincoln, CA, 95648
  • Lighthouse Started in 1983 and grew thru out the Bay Area and expanded to the Sacramento Region in 2001. We specialize in every type of financing program from conventional, FHA, and USDA, to commercial and hard money lending as well. We have provided top level service both in our mortgage loans as well as our real estate agents
  • Tobias Mortgage Company
  • 110 Gateway Drive, Suite 130, Lincoln, CA, 95648
  • For over 13 years, Tobias Mortgage Company has served individuals and families in the Greater Sacramento, CA Area with all their mortgage needs, including buying a home and refinancing a home loan. We have extensive knowledge of the home buying process (not just the mortgage) and we use that experience to consultÂ
  • AGM Capital Mortgage Corporation
  • 605 Lincoln Blvd, Suite 200, Lincoln, CA, 95648
  • "AGM Capital Mortgage Corporation was formed to offer you, the consumer, the Lowest Rate at the Lowest Cost that you qualify for. The opening statement on our web page by Michael Girard is a true statement in the belief that you owe it to yourself to KNOW that your bottom line costs matter. Purchasing your home is often your BIGGEST INVESTMENT
  • Northern California Financial
  • 2001 Carmel Circle, Lodi, CA, 95242
  • We rely primarily on human interaction to obtain new business. You can visit us and ask questions at one of our tables the CDCR Facilities. Our reputation depends on personal interaction being a success thru and thru. We have worked with employees of the State of California (CDCR primarily ) for over 20 years.