Explore the differences! FHA VS Conventional loan programs in Palm-Coast, Flagler County, Florida
In the year 2026, the maximum limit for a Conventional loan in Palm-Coast, located in Flagler county, FL, is $647,200. At the same time, the FHA loan limit for a single-family property is $420,680.
Utilize the Lendersa® Conventional loan calculator to assess and compare the top rates for Conventional, FHA, and USDA loans available today. Evaluate the necessary income levels, credit scores, reserves, and required documents to qualify. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in choosing the best program for your financial needs in FL.
Loan Limits and Downpayment Requirements for 2026 in Palm-Coast, Flagler, FL
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applicable across these zip codes: 32164
Available Options for Conventional and FHA Loans in Palm-Coast, FL
The goal of Lendersa® is to facilitate a fast and hassle-free process in securing the best Conventional, USDA, or FHA loans for you. Start by selecting one of three initial paths designed to guide you to the right lenders and loan products.
800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
Lends in Florida
We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions
Cedric Stubbs committed to easing your concerns and addressing all of your mortgage needs. I provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.
712 S Ocean Shore Blvd #206, Flagler Beach, FL, 32136
Lends in Florida
Churchill Mortgage is a full-service and financially sound leader in the mortgage industry. We love working with real estate agents, buyers and sellers. The Churchill Mortgage team wants to help you plan a smarter mortgage plan, specifically designed to help you meet your unique needs now and into the future.
American Home Mortgage Group is a trusted mortgage source in Flagler Beach, Florida since 2003. In today’s changing real estate market, it is more important now than ever to have a trusted mortgage consultant. Our team has the knowledge to analyze each individual’s goals and objectives and tailor the best mortgage solution to meet those needs.
1030 Palm Coast Parkway, Suite 3, Palm Coast, FL, 32137
Lends in Florida
Community Mortgage Solutions is a small family owned business located in Palm Coast, Florida. We are the longest operating mortgage company in our area. We specialize in residential financing throughout the state of Florida and Community Mortgage Solutions consists of real people helping other real people accomplish their home ownership dreams.
Florida Mortgage Brokerage Inc, where Adam Klayman and his team specialize in residential mortgages in Jacksonville Florida and surrounding area. At Florida Mortgage Brokerage Inc, we will find a loan that fits each borrower. Our consultants know what it takes to get through underwriting quickly.
Families, singles, veterans, retirees, first-time or repeat buyers – no matter who we serve, our #1 goal is to bring a personal approach to the home financing process. We understand that mortgages are much more than just rates and terms. Kris Wiltfong CEO and President of Capstone Mortgage, LLC
25 Old Kings Road North, Suite 3A, Palm Coast, FL, 32137
Lends in Florida
"At Pillar Mortgage we pride ourselves in having mortgage loan programs for everyone: from low risk buyers to those with less than perfect credit. Our highly trained loan officers work closely with realtors and their perspective buyers in making the loan process a positive experience for all parties, from start to finish."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
