FHA VS Conventional loan programs in Palm-Coast, Flagler County, Florida
In the year 2026, the maximum limit for a Conventional loan in Palm-Coast, located in Flagler county, FL, is $647,200. At the same time, the FHA loan limit for a single-family property is $420,680.
Utilize the Lendersa® Conventional loan calculator to assess and compare the top rates for Conventional, FHA, and USDA loans available today. Evaluate the necessary income levels, credit scores, reserves, and required documents to qualify. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in choosing the best program for your financial needs in FL.
Loan Limits and Downpayment Requirements for 2026 in Palm-Coast, Flagler, FL
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applicable across these zip codes: 32164
Available Options for Conventional and FHA Loans in Palm-Coast, FL
The goal of Lendersa® is to facilitate a fast and hassle-free process in securing the best Conventional, USDA, or FHA loans for you. Start by selecting one of three initial paths designed to guide you to the right lenders and loan products.
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With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.
79 South Benson Road, Suite 5, Fairfield, CT, 06824
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