FHA VS Conventional loan programs in 2025 for Ormond-Beach, Volusia County, Florida

For the year 2025, within Ormond-Beach, located in the county of Volusia, FL, the set limit for conventional loans is $647,200. Meanwhile, the FHA limit applicable for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to explore today's premier rates for Conventional versus FHA versus USDA loans. It helps determine necessary income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA side by side, allowing you to select the ideal program in FL that fits your financial needs.

Compare loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Ormond-Beach, Volusia, FL

Type of Loan Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table is relevant for the zip codes: 32174, 32176, 32173, 32175

Conventional and FHA Loan Opportunities in Ormond-Beach, FL

The ambition of Lendersa® is to swiftly secure you the best possible Conventional, USDA, or FHA loan with ease and efficiency. Choose one of the three starting points to find matching lenders and loan programs tailored for you.

Lendersa USDA loan request and matching results


  • Veteran Mortgage
  • 2160 Fletcher Pkwy B, El Cajon, CA, 92020
  • The Veteran Mortgage Centers team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage broker professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
  • Zeman Mortgage Inc
  • 140 W. Park Ave, El Cajon, CA, 92020
  • Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers
  • Mortgage Heroes
  • 873 Anchorage Place, Chula Vista, CA, 91914
  • Mortgage Heroes has been helping Active Military and Veterans for more than 15+ years. We help all military families get the answers they are looking for when it comes to housing. Whether its questions about using your VA or new listings in SD, Mortgage Heroes are here to support just as each military member has supported this country
  • Lend 18 Corp.
  • 2220 Otay Lakes Road, Suite 502-708, Chula Vista, CA, 91914
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Cornerstone Commercial Mortgage
  • 775 Esperanza Place, Chula Vista, CA, 91914
  • Cornerstone Commercial Mortgage specializes in commercial real estate finance. We act as mortgage consultants, not simply mortgage brokers, focusing on providing the appropriate financing solutions for each deal and each client. We manage every detail of the loan process from start to finish in a way that's effortless
  • Sidwell Funding Group
  • 823 Anchorage Place, Suite 9, Chula Vista, CA, 91914
  • YourMortgageBlog.com is owned and operated by Marshall-Ryckes, Inc. DBA Sidwell Mortgage Company and Sidwell Funding Group, a San Diego based California Mortgage Brokerage. For decades a 20% down payment was the prevailing standard in the U.S. mortgage industry. The 20% down payment served a twofold purpose.
  • American Home Equity Mortgage
  • 900 Lane Ave, Unit 150, Chula Vista, CA, 91914
  • We were founded with the basic principle that people should be treated right. Not sold to, but given honest and upfront information and advice so that you can make an informed decision on your home financing. We don’t have any fancy taglines or jingles.No famous celebrities or talk show hosts expounding on how great we are.
  • SouthWest Equity Mortgage
  • 438 Corte Calypso, Chula Vista, CA, 91914
  • Welcome to SouthWest Equity Mortgage, where Customer Satisfaction is our Top Priority! The SouthWest Equity Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home.
  • Secure Funding Group
  • 2371 Fenton St Ste 201, Chula Vista, CA, 91914
  • We are a full service mortgage brokerage firm with an exceptional staff offering expertise in all types of financing. Our team consists of loan officers that have worked for the largest mortgage lenders in the nation with over 45 years combined mortgage lending experience.We always find ways to get you approved and financed.
  • Caliber Home Loans, Inc
  • 877 Anchorage Place, Chula Vista, CA, 91914
  • Caliber Home Loans is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches,wholesale lending & correspondent lending.Caliber also offers innovative servicing solutions for both conforming and non-conforming loans.