FHA VS Conventional loan in Flagler-Beach, Flagler County, Florida

By 2025, the applicable conventional loan cap for Flagler-Beach, in the county of Flagler, FL, is $647,200, whereas the FHA limitation for a single-family residence is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare current Conventional, FHA, and USDA loan rates, and figure out the necessary income, credit score, reserves, and documents for qualification. You can view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, which aids in identifying the most suitable financial program in FL for your circumstances.

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2025 Loan Limits and Down Payment Requirements in Flagler-Beach, Flagler County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable for zip codes: 32136, 32143

Available Conventional and FHA Loans in Flagler-Beach, FL

The intention at Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan without complications. You can choose from three different starting points that align with matching lenders and loan programs.

Lendersa USDA loan request alongside matching outcomes


  • FIRST FEDERAL BANK of KANSAS CITY
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  • We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership
  • Mortgage Enterprises
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  • At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
  • Himalaya Mortgage
  • 11881 West 112th Street, Overland Park, KS, 66210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kendall Mortgage
  • 11225 College Blvd, Suite 100, Overland Park, KS, 66210
  • At Kendall Mortgage, we make the entire home buying process simple & seamless. Whatever your goals, we provide you with the information, resources, & personal service you need to make your home buying dream a reality. Our mission is to provide unparalleled service to our clients. Our goal is to provide home loans with the lowest interest rates.
  • United Mortgage
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  • Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
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  • Brewery Credit Union
  • 1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212
  • Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union
  • Elite Mortgage Group, LLC
  • 7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
  • Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Fountain Mortgage
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  • Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.
  • Smart Home Lending
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