FHA VS Conventional loan in Ormond-by-the-Sea, Volusia County, Florida

In 2025, within Ormond-by-the-Sea, located in the county of Volusia, FL, the Conventional loan limit is $726,200, while the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare and explore today's best rates for Conventional, FHA, and USDA loans. Determine the specific income, credit requirements, reserves, and necessary documents to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the most suitable program for your particular financial situation in FL.

Review and compare loan offers from a network of 100 lenders

2025 Loan Limits and Downpayment Requirements for Ormond-by-the-Sea, County of Volusia, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the zip codes: 32176

Diverse Conventional and FHA Loan Options in Ormond-by-the-Sea, FL

The objective at Lendersa® is to ensure you acquire the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose from one of three initial pathways designed to match you with suitable lenders and loan programs tailored to your needs.

Evaluate USDA loan requests and match results with Lendersa


  • The Bank of Grain Valley
  • 14801 E US Highway 40, Kansas City, MO, 64136
  • The Bank of Grain Valley was established May 11, 1905 and has been continually operated as a local, family owned, independent, community bank since that time. While banking has changed in the last 117 years, The Bank of Grain Valley's principles have not. We are committed to serving our customers on a personal basis.
  • First Central State Bank
  • 914 6th Ave, De Witt, IA, 52742
  • As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers. We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.
  • CSD Credit Union
  • 8510 E Bannister Road, Kansas City, MO, 64134
  • In 1959, CSD Credit Union was formed to provide the employees of CSD-1 (Hickman Mills School District) with an alternative to traditional for profit banking institutions. The first organizational meeting of the credit union was held in the Ruskin Cafeteria on March 19th, 1959. Assets at the end of the first month were $534
  • farmbank
  • 701 North Pearl Street, Milan, MO, 63556
  • farmbank serves Adair, Sullivan and surrounding counties from our Green City, Milan and Kirksville, MO locations. All farmbank banking facilities are conveniently located for our customers. farmbank is a locally owned community bank that provides a full array of banking services with a partnership approach of Growing Together.
  • Libertyville Savings Bank
  • 2000 W. Jefferson, Fairfield, IA, 52556
  • At Libertyville Savings Bank, we live and work in the same community as you. We get to know you and your banking needs so that we can provide the kind of five-star service you deserve. We have 6 offices in southeast Iowa, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota, Douds or the surrounding area.
  • Polaris Mortgage Group, LLC
  • 581 Riverside Drive, Thompson, CT, 06255
  • Polaris Mortgage Group, LLC prides itself in providing affordable financing with World Class Service to clients in both MA and CT. Conveniently located in Thompson, CT, the heart of the Quiet Corner. We offer personal service combined with lower rates and/or lower closing costs as compared with most local lenders!
  • Best Financial Mortgage Services Inc
  • 108 Phenix Ave, Cranston, RI, 02920
  • Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.
  • Providence Commercial Capital
  • 535 Atwood Ave, Suite 4, Cranston, RI, 02920
  • Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.
  • EMCAP
  • 1140 Reservoir Avenue, Cranston, RI, 02920
  • EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources
  • HarborLight Credit Union
  • 2151 Cogswell Drive, Whitehall, MI, 49461
  • HarborLight Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties. If you live or work in any of these counties, you can bank with us!Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties.
  • Community Mortgage
  • 19045 E. Valley View Pkwy, Suite F, Independence, MO, 64055
  • "At Community Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" & will help you obtain the best loan possible. Purchasing a home is probably one of the biggest investments you'll make in your lifetime. We are with you every step