FHA VS Conventional loan programs in 2025 for Port-Charlotte, Charlotte County, Florida
In 2025, the conventional loan limit for Port-Charlotte, located in Charlotte county, FL is $647,200, whereas the FHA limit is $420,680 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to evaluate the best current rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage tool, view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most suitable program in FL for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Port-Charlotte, Charlotte County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$315,100
0%
FHA
$420,680
3.5%
This information pertains to the following ZIP codes: 33954, 33952, 33948, 33980, 33949
Exploring Conventional and FHA Loan Options in Port-Charlotte, FL
The goal of Lendersa® is to efficiently provide the best Conventional, USDA, or FHA loans available without hassle. Choose from three starting points that guide you to matching lenders and suitable loan programs.
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Western Ohio Mortgage Corp. is a community lender that has been serving customers since 1999. Western Ohio Mortgage has offices located in Sidney, Lima, Mason, and Lebanon Ohio. We also serve Kentucky from offices in Florence and Lexington Kentucky.At Western Ohio Mortgage, our mission is to set a high standard in the mortgage industry.
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