FHA VS Conventional loan programs in Port-Charlotte, Charlotte County, Florida

In 2025, the conventional loan limit for Port-Charlotte, located in Charlotte county, FL is $647,200, whereas the FHA limit is $420,680 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to evaluate the best current rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage tool, view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most suitable program in FL for your financial needs.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Port-Charlotte, Charlotte County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $315,100 0%
FHA $420,680 3.5%

This information pertains to the following ZIP codes: 33954, 33952, 33948, 33980, 33949

Exploring Conventional and FHA Loan Options in Port-Charlotte, FL

The goal of Lendersa® is to efficiently provide the best Conventional, USDA, or FHA loans available without hassle. Choose from three starting points that guide you to matching lenders and suitable loan programs.

Results from Lendersa USDA loan requests


  • WINPRO Funds LLC
  • 6801 S. Emporia St., Suite 210, Greenwood Village, CO, 80112
  • WINPRO, LLC it is our mission is to provide socially responsible capital solutions to owners of commercial real estate through the delivery of premium lending products that provide flexibility and knowledgeable services to borrowers, while simultaneously utilizing innovative and experienced risk management capabilities.
  • Allegiant Funding
  • 1662 South Idalia Circle, Unit P, Aurora, CO, 80017
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rocky Mountain Law Enforcement Federal Credit
  • 992 Potomac Cir, Aurora, CO, 80011
  • Originally founded by the Denver Police Department, RMLEFCU has proudly served law enforcement professionals and their families since 1938. Over the years, we have grown to include a membership of more than 10,000 members and assets in excess of $145 million. RMLEFCU is regulated by the National Credit Union Administration (NCUA).
  • The District Credit Union
  • 751 Chambers Rd, Aurora, CO, 80011
  • The District Credit Union is a not-for-profit cooperative, founded in 1961 by eight Aurora Public School teachers. Ever since, our education-minded credit union has fought hard to improve the financial lives of our members with better products and friendlier service. Become a member of the District Credit Union today and start prospering
  • Aurora Lending
  • 14221 E 4th Ave, Suite 111, Aurora, CO, 80011
  • We are a family-owned lending company based in Aurora. We specialize in traditional and reverse mortgages. We also provide Construction, FHA and VA loans. Great history providing quality services to their clients.You can choose Aurora Lending we have been in this line of work for many years.
  • Empire Lending 1
  • 14201 East 4th Avenue, Suite 120, Aurora, CO, 80011
  • Empire Lending 1 is specialized in providing new home buyers and existing homeowners with a wide variety of home purchase and mortgage refinance loan products. Empire Lending 1 works with a wide network of wholesale mortgage lenders to provide our clients with more home mortgage options than most banks
  • 303homefinancing LLC
  • 14201 e 4th Ave, Aurora, CO, 80011
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Community Mortgage Partners LLC
  • 7431 Park Meadows Drive, Lone Tree, CO, 80124
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Mountain View Lending Specialists LLC
  • 10465 Park Meadows Drive, Suite 107, Lone Tree, CO, 80124
  • Mountain View Lending has over 25 years lending experience in the financial industry. In fact, our owner’s mortgage experience includes senior management for the mortgage securities division of a Wall Street based Fortune 100 Company. As a result we are uniquely positioned to provide excellent home loan products and rates.