FHA VS Conventional loan in Charlotte-Harbor, Charlotte County, Florida

In 2024, Convetional loan limit in Charlotte-Harbor, county of Charlotte, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Charlotte-Harbor, county of Charlotte, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $315,100 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 33980

Conventional and FHA loan options in Charlotte-Harbor, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Faze One Funding Limited Liability Company
  • 10 Rutland Road, Scarsdale, NY, 10583
  • Faze One Funding, LLC is a Mortgage Broker offering automated tools, cutting-edge technology, and excellent customer service for originating forward and reverse loans. Faze One offers great rates and superb customer service. Faze One believes that You’re Always #1. We offer borrowers a wide variety of mortgage programs.
  • CITYSCAPE MORTGAGE CORP.
  • 700 WHITE PLAINS ROAD, SUITE 334, Scarsdale, NY, 10583
  • Cityscape Mortgage Corp. we understand that whether you are buying a home, refinancing your current mortgage, or pursuing a reverse mortgage you are entrusting us with your most significant financial decisions. Our mission is to make this process as effortless as possible for our clients, by providing the expert guidance they need.
  • KeySmart Mortgage Co
  • 6847 West Cermak Road, Berwyn, IL, 60402
  • KeySmart Mortgage Co was created with the consumer in mind, we are a veteran owned and operated company with nearly 40 years of combined experience. Commitment to service, respect and excellence are our core values. Our strength is our people, we are guided by the principle of respect.
  • Guaranteed Financial Corp
  • 6231 West Roosevelt Road, Berwyn, IL, 60402
  • Guaranteed Financial is an Illinois residential mortgage company dedicated to one thing– fulfilling the American Dream.Our team serves the lending needs of home buyers, homeowners, real estate professionals & builders across the state by offering a host of diverse and flexible mortgage packages for customers with a variety of backgrounds and needs.
  • American Financial Solutions Inc
  • 6705 West 26th Street, Berwyn, IL, 60402
  • American Financial Solutions Inc We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • Live Life Federal Credit Union
  • 34200 Utica Rd, Fraser, MI, 48026
  • Live Life Federal Credit Union has been proudly servicing our members’ financial needs since 1952. It began when The UAW Local 247 of Thompson Products organized Thompson Product Employee’s Federal Credit Union under Charter #7927. In 1958, the plant changed names from Thompson Products Michigan Division to Thompson Ramo Woolridge Incorporation.
  • Burling Bank
  • 141 West Jackson Boulevard, Chicago, IL, 60604
  • Burling Bank is a full-service, privately owned retail bank located in the heart of Chicago’s financial district. Burling Bank was founded on the desire to provide a higher level of personalized customer service & to treat all clients with discretion & respect. We offer a full suite of banking products & services to meet the deposit & credit needs.
  • U.S. Employees Credit Union
  • 230 S Dearborn Street, Suite 2962, Chicago, IL, 60604
  • USECU is member-owned, and not run by stockholders. Credit unions are not-for-profit organizations; therefore, we are able to pay higher dividends on deposit accounts, charge lower fees, and offer lower rates on loans. U.S. Employees Credit Union has been helping people achieve financial success since 1953.
  • Wintrust Bank, National Association
  • 231 S LaSalle St, Chicago, IL, 60604
  • Wintrust Bank offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts. We believe a bank should be a true asset the a
  • Arcadia Lending
  • 329 W 14 Mile Rd, Clawson, MI, 48017
  • "Arcadia Lending is committed to helping you find the best mortgage to fit your needs. We are one of the highest reviewed mortgage companies in the industry. Every borrower's situation is different and Arcadia Lending has the range of mortgages to help you secure financing even if you've had troubles elsewhere."
  • Hinsdale Bank & Trust Company, National Association
  • 25 E 1st St, Hinsdale, IL, 60521
  • Hinsdale Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • Chicago Municipal Employees Credit Union
  • 18 South Michigan Avenue, Suite 1000, Chicago, IL, 60603
  • Chicago Municipal Employees Credit Union, the oldest active credit union in the State of Illinois, offers our members over 90 years of financial strength. Our roots go back to the early 1920s — a tough time in Chicago to make ends meet, even if you had a good job as a city employee.