FHA VS Conventional loan in Richmond-Heights, Miami-Dade County, Florida

In the year 2025, the Conventional loan limit for Richmond-Heights, located in the county of Miami-Dade, FL, is noted as $647,200, whereas for an FHA loan, the limit for a single-family home stands at $460,000.

With the Lendersa® Conventional loan calculator, you can juxtapose current rates for Conventional, FHA, and USDA loans. It helps to determine the income, credit score, reserves, and required documentation needed for qualification. Through our advanced mortgage calculator, you can simultaneously review Conforming Conventional loans, USDA, FHA, and VA to choose the most suitable program in FL for your financial scenario.

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2025 Loan Limits and Down Payment Needs in Richmond-Heights, Miami-Dade, FL

Type of Loan Maximum Amount Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table is pertinent to these zip codes: 33176, 33186

Diverse Conventional and FHA Mortgage Options in Richmond-Heights, FL

Lendersa® aims to secure the most favorable Conventional, USDA, or FHA loan for you swiftly and conveniently. Choose one of these three initial steps to connect with suitable lenders and programs.

Lendersa USDA loan request and matching results


  • ARBOR Financial Group
  • 2932 Daimler Street, Santa Ana, CA, 92705
  • Arbor Financial Group is one of Orange County's top leaders in Real Estate, Mortgage, and Insurance. With a combined thirty years in the lending and insurance industries, Arbor Financial Group is recognized as a solutions-oriented firm known for creative strategies, personable service, and driven representatives.
  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave, Suite 700, Santa Ana, CA, 92705
  • We understand the challenges you face in differentiating between various lending options and utilizing them the best way to achieve your goals. We simplify the process. We guide you confidently through the process and close your loan smoothly – protecting you from common pitfalls. Whether it’s doing our utmost to exceed your expectations, or keepi
  • JMAC
  • 2510 Red Hill Ave., Santa Ana, CA, 92705
  • From the beginning, JMAC Lending was built differently, on the simple premise that our clients deserve better. Our goal is to deliver unique and innovative products, exceptional client service and support, superior pricing, and a dedication to helping our partners grow business.
  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave. Ste 700, Santa Ana, CA, 92705
  • Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.
  • Brave Mortgage, Inc
  • 2101 Business Ctr Dr. Ste 230, Irvine, CA, 92612
  • We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.
  • EBSC Lending
  • 18575 Jamboree Rd, Irvine, CA, 92612
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively. We provide investment proper
  • Commercial Bank of California
  • 19752 Macarthur Boulevard, Irvine, CA, 92612
  • CBC is one of the nation’s highest capitalized banks, ranking in the top 6 percent. A full-service, FDIC-insured, community bank headquartered in Irvine, California, CBC is owned, built and run by entrepreneurs for entrepreneurs. Local business leaders such as William Lyon, Paul Folino, and Alex Meruelo serve on the Board of Directors.
  • Mission Loans, LLC
  • 19500 Jamboree, Suite 300, Irvine, CA, 92612
  • Whether you’ve been dreaming of buying your first home with your young family or of diversifying your investment portfolio with real estate, you’re in the right place. Mission Loans is a leader in homeownership, & it’s our primary goal to make your dreams a reality. With us, you get a range of diverse loan options from experienced lenders who
  • Diversified Mortgage Co.
  • 2081 Business Center Drive, Suite 155, Irvine, CA, 92612
  • DMC Inc. / Diversified Mortgage Co. is a duly licensed California Real Estate brokerage firm, licensed by the California Department of Real Estate, Lic. #01085780, and is also an associate member of the California Mortgage Association and we are in good standing with the Better Business Bureau (BBB). NMLS License #336445
  • Excellent Solutions
  • 2600 Michelson Drive, Suite 920, Irvine, CA, 92612
  • Excellent Solutions customizes short term, non-conventional loans. In doing so we require minimal paperwork to close a loan and also Excellent Solutions is the lending arm of Excellent Capital, a Southern California family office with deep expertise in real estate backed loans for acquisitions, fix-and-flip, refinance, development
  • LendBee
  • 18881 Von Karman Ave, Suite 1000, Irvine, CA, 92612
  • LendBee is a direct lender offering a wide range of products from home equity lines of credit, traditional loans and even options tailored towards self-employed and low credit borrowers. We pride ourselves in understanding the unique needs of our customers to provide the best possible value while exceeding expectations.