Explore the differences! FHA VS Conventional loan programs in Palmetto-Bay, Miami-Dade County, Florida
During 2025, the ceiling for conventional loans within Palmetto-Bay, located in the county of Miami-Dade, FL, is $647,200. In contrast, the FHA loan limit for a single-family home is $460,000. These established limits are crucial for any potential homebuyer to understand when planning financing in these areas.
Utilize the Lendersa® Conventional loan calculator to examine today's top rates between Conventional, FHA, and USDA loans. This tool evaluates the necessary income, credit ratings, reserves, and documentation required for loan qualification. Our advanced mortgage calculator provides a side-by-side display of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the program in FL that fits your financial blueprint best.
2025 Loan Limits and Down Payment Requirements in Palmetto-Bay, Miami-Dade County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$460,000
3.5%
This table's details pertain to the following zip codes: 33158, 33157, 33257
Exploring Conventional and FHA Loan Options in Palmetto-Bay, FL
Lendersa® aims to facilitate acquiring the optimal Conventional, USDA, or FHA loan as swiftly and effortlessly as possible. Choose one of three paths to match with the right lenders and loan programs tailored specifically for your needs.
1370 Highway A1A Ste. A, Satellite Beach, FL, 32937
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
3962 W Eau Galle Blvd, Suite A, Melbourne, FL, 32934
Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
9040 Town Center Parkway, Lakewood Ranch, FL, 34202
We will treat you with the respect and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Coastal Community Finance is an independent mortgage brokerage team serving residential and commercial clients in the state of Florida. With over 20 years experience in the industry, CCF specializes in 1st time home buyers, investment properties, construction, and commercial loans.
8130 Lakewood Main Street Suite 205, Lakewood Ranch, FL, 34202
Blue Skye Lending,is a Florida mortgage broker bold enough to change the home-financing experience for the better. Founded in 2006 by a dedicated team of Licensed Florida mortgage professionals, we saw an incredible need to put people first. It turns out we were on to something, and our clients agree.
Fairway Funding Group in 2000, Founder, Mark Pascarella set out to distinguish his firm of residential home financing through value-driven client relationships. Residential mortgage financing is our only business and as a result, our staff of industry-leaders has the knowledge and experience to support clients.
6021 Midnight Pass Rd Unit #1, Siesta Key, FL, 34242
Capital Ton LLC specializes in fix and flip loans, rental property loans and hard money loans. With our fix and flip loan program you can close as fast as 3 days, with no appraisal and get up to 90% LTC financing. Our service areas are AL, AR, CO, FL, GA, IA, IN, KS, KY, MO, MS, NM, OH, OK, PA, SC, TN, TX, WI and WA.
Dr. Daniels and Son Investment Real Estate Capital offers direct, private money for real estate investments. The Daniels family has been investing in real estate and purchasing Land Contracts and private (seller-held) notes and mortgages for three generations. Allan Daniels has been licensed in Michigan Real Estate since 1988.
