FHA VS Conventional loan in The-Crossings, Miami-Dade County, Florida

In the year 2026, within The-Crossings in Miami-Dade, FL, the cap for a Conventional loan is established at $647,200, whereas the FHA maximum for a single-family dwelling is $460,000.

Leverage our Lendersa® Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA rates. It aids in identifying the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA programs, guiding your choice for the best option in FL based on your financial status.

Compare offers from a selection of 100 lenders

2026 loan limitations and initial payment specifications in The-Crossings, Miami-Dade county, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This table is relevant to the zip codes: 33186

Options for Conventional and FHA loans in The-Crossings, FL

The aim of Lendersa® is to promptly assist you in obtaining the best Conventional, USDA, or FHA loan without unnecessary complications. Initiate the process via one of these three avenues to connect with matching lenders and loan offerings.

Lendersa USDA loan request and matching results


  • Luxury Mortgage Corp.
  • 18100 Von Karman Avenue, Suite 330, Irvine, CA, 92612
  • "Luxury Mortgage Corp® offers a wide array of adjustable and fixed rate mortgage products for loans on residential properties. As a mortgage lender, we have the ability to set customized pricing based on mortgage programs structured to suit individual needs. We have the power to lock in rate, approve, underwrite and close loans.
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  • 365 Home Lending
  • 18818 Teller Ave, #145, Irvine, CA, 92612
  • 365 Home Lending is a mortgage lending brokerage located in Southern California that focuses on residential purchase and refinance transactions. We are licensed with over a dozen major lenders which gives us the ability to shop the best rates and terms for our clients and in most cases offer top tier pricing.

  • ARBOR Financial Group
  • 2932 Daimler Street, Santa Ana, CA, 92705
  • Arbor Financial Group is one of Orange County's top leaders in Real Estate, Mortgage, and Insurance. With a combined thirty years in the lending and insurance industries, Arbor Financial Group is recognized as a solutions-oriented firm known for creative strategies, personable service, and driven representatives.

  • Back Bay Funding
  • 19782 MacArthur Blvd, Suite 250, Irvine, CA, 92612
  • Back Bay Funding offers singular products from more than 40 wholesale and commercial lenders. As a broker/banker, we pride ourselves on providing funding solutions that are rarely available elsewhere. This allows us to serve a wide array of clients with dynamic financial situations

  • Easy Street Capital
  • 3333 Michelson Dr, Suite 300, Irvine, CA, 92612
  • Easy Street Capital is a relationship lender with loan programs for every borrower. Regardless of experience or credit, we can finance your next investment. Easy Street Capital has the solution, whether you are buying a property to fix up, building new construction, or generating cash flow from rental units. As a fully discretionary lender, we hav

  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave, Suite 700, Santa Ana, CA, 92705
  • We understand the challenges you face in differentiating between various lending options and utilizing them the best way to achieve your goals. We simplify the process. We guide you confidently through the process and close your loan smoothly – protecting you from common pitfalls. Whether it’s doing our utmost to exceed your expectations, or keepi

  • JMAC
  • 2510 Red Hill Ave., Santa Ana, CA, 92705
  • From the beginning, JMAC Lending was built differently, on the simple premise that our clients deserve better. Our goal is to deliver unique and innovative products, exceptional client service and support, superior pricing, and a dedication to helping our partners grow business.

  • Center Street Lending
  • 18301 VON KARMAN STE 330, Irvine, CA, 92612
  • Center Street Lending is Private money residential lender that provides business-purpose loans for single-family and multi-family investments. and also Our management team has been involved in the financing of real estate since 1992 and has financed billions of dollars of residential real estate.

  • Fidelity Bancorp Funding
  • 1551 N. Tustin Ave. Ste 700, Santa Ana, CA, 92705
  • Our focus is on serving your needs. Our efficient process is driven by great people who understand our need to strive for excellent service to lead in our marketplace consistently. At Fidelity Bancorp Funding, we research all your funding options for you so you can relax knowing you’ll have the support you need.

  • VRM Lending
  • 740 Corporate Center Dr, Suite 900, Pomona, CA, 91768
  • VRM Lending LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the right mortgage for you and your family from the many mortgage options.

  • Community Mortgage Funding LLC
  • 3201 W. Temple Avenue, Suite 120, Pomona, CA, 91768
  • CMF is mortgage banking company owned by two leading Southern California credit unions providing homebuyers & homeowners with customized home financing solutions for over 10 years. CMF has become a premier mortgage lender by delivering quality residential mortgage lending programs to satisfied customers.

  • OCC Lending, Inc
  • 17461 Irvine Blvd., Suite S, Tustin, CA, 92780
  • OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending.

    OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app