FHA VS Conventional loan programs in The-Crossings, Miami-Dade County, Florida

In the year 2026, within The-Crossings in Miami-Dade, FL, the cap for a Conventional loan is established at $647,200, whereas the FHA maximum for a single-family dwelling is $460,000.

Leverage our Lendersa® Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA rates. It aids in identifying the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA programs, guiding your choice for the best option in FL based on your financial status.

Compare offers from a selection of 100 lenders

2026 loan limitations and initial payment specifications in The-Crossings, Miami-Dade county, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This table is relevant to the zip codes: 33186

Options for Conventional and FHA loans in The-Crossings, FL

The aim of Lendersa® is to promptly assist you in obtaining the best Conventional, USDA, or FHA loan without unnecessary complications. Initiate the process via one of these three avenues to connect with matching lenders and loan offerings.

Lendersa USDA loan request and matching results


The-Crossings Lenders

  • University Credit Union-Miami
  • 13241 SW 136th Street, Miami, FL, 33186
  • Lends in Florida
  • University Credit Union was established in 1947 as the University of Miami Credit Union to serve the University of Miami faculty, staff, and alumni. In 1982 the field of membership (FOM) was expanded to include Florida International University and the name was changed to University Credit Union.

  • Baptist Health South Florida Federal Credit Union
  • 13200 SW 128th Street, Suite C1, Miami, FL, 33186
  • Lends in Florida
  • We are the full-service, not-for-profit financial institution dedicated to serving employees, students, volunteers and retirees of Baptist Health South Florida. Personalized service since 1961. As a Credit Union, we specialize in great rates, low fees and personalized service for our members.

  • Dade Mortgage Solutions LLC
  • 13590 Southwest 134th Avenue, Suite 208, Miami, FL, 33186
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Home Trust Financial Inc
  • 13170 Southwest 128 Street, Suite 203, Miami, FL, 33186
  • Lends in Florida
  • We focus on first time home buyers, down payment assistance, refinance, FNMA Home Path, Rehabilitation Loans 203K, Foreign National, Private Lending and Commercial Loans.FHA, VA, CONV. We focus on first time home buyers, down payment assistance, refinance, FNMA Home Path, Rehabilitation Loans 203K, Foreign National,

  • Bravo Mortgage LLC
  • 12900 SW 128 St, Suite 101, Miami, FL, 33186
  • Lends in Florida
  • Bravo Mortgage LLC is a mortgage brokerage covering all of Florida and is based out of Miami-Dade county. Our loan officers work to secure the lowest mortgage rates available for you in the market.brokerage covering all of Florida and is based out of Miami-Dade county. Our loan officers work to secure the lowest risk.

  • America's Family Finance LLC
  • 14680 South West 132nd Court, Miami, FL, 33186
  • Lends in Florida
  • At America's Family Finance, our focus is always Family. We understand the importance and the milestone it is to own a home. Whether you're a first time home buyer, rookie investor, experienced investor, or even a repeat refinance customer, our goal is to provide an unparalleled experience through education/communication,

  • PROSLER CORPORATION
  • 12915 Sw 132 Street, Suite 3, Miami, FL, 33186
  • Lends in Florida
  • Prosler Corp. exists to aid the everyday South Florida consumers and businesses in dealing with the legal and financial hassles associated with mortgages. Whether you are a first time home buyer, are constructing your home, or refinancing, Prosler will use it's contacts and experience to get you great results.

  • REEL MORTGAGE SOLUTIONS, LLC
  • 13501 SW 128th Street Unit 110, Miami, FL, 33186
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Strock & Tanner Mortgage Corporation
  • 8900 SW 117 Ave. Suite C-101, Miami, FL, 33186
  • Lends in Florida
  • Strock & Tanner is committed to providing both quality and efficient Reverse Mortgage services to the senior community throughout the States of Florida. We work diligently to find new and creative ways to meet the personal needs of each of our clients on an individual basis. The customer for life principle of doing business fuels every aspect.