Explore the differences! FHA VS Conventional loan programs in The-Crossings, Miami-Dade County, Florida

In the year 2025, within The-Crossings in Miami-Dade, FL, the cap for a Conventional loan is established at $647,200, whereas the FHA maximum for a single-family dwelling is $460,000.

Leverage our Lendersa® Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA rates. It aids in identifying the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA programs, guiding your choice for the best option in FL based on your financial status.

Compare offers from a selection of 100 lenders

2025 loan limitations and initial payment specifications in The-Crossings, Miami-Dade county, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This table is relevant to the zip codes: 33186

Options for Conventional and FHA loans in The-Crossings, FL

The aim of Lendersa® is to promptly assist you in obtaining the best Conventional, USDA, or FHA loan without unnecessary complications. Initiate the process via one of these three avenues to connect with matching lenders and loan offerings.

Lendersa USDA loan request and matching results


  • Back Bay Mortgage Brokers LLC
  • 130 Bellevue Avenue, Newport, RI, 02840
  • Back Bay Mortgage Brokers is committed to providing our clients with the highest quality service while securing the best possible loan options available. Our expert mortgage professionals have over 20 years of mortgage lending and brokerage experience. We will work with you one on one to ensure that you get the right mortgage.
  • Partners In Mortgage Inc
  • 1350 East Main Street, Saint Charles, IL, 60174
  • We work with several lenders to compare the best rates for your unique journey. Rates are constantly changing, so an open line of communication will ensure you get the rate and loan program that's best for you. we'll be there to offer you advice and the best rate for your situation. we provide customer care every step of the way.
  • ELGA Credit Union
  • 2305 S. Center Rd., Burton, MI, 48519
  • We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.
  • Northview Bank & Trust
  • 245 Waukegan Rd, Winnetka, IL, 60093
  • Northview Bank & Trust, a Wintrust Community Bank, offers reliable and convenient banking solutions tailored to our customers, their needs, and our unique community. No matter your personal financial goal or small business banking need, we can help. But, we also go above and beyond basic financial solutions
  • 1st Eagle Mortgage Inc
  • 790 West Frontage Road, Suite 418, Northfield, IL, 60093
  • 1st Eagle Mortgage is a full-service mortgage company, working closely with current and prospective property owners in the Chicagoland area to create tailor-made mortgages to meet their needs. Our focus is on you, the customer. We understand that every customer’s situation is unique.
  • Ciera Bank
  • 623 Elm Street, Graham, TX, 76450
  • Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.
  • Niagara Wheatfield Federal Credit Union
  • 2346 Saunders Settlement Road, Sanborn, NY, 14132
  • The Niagara Wheatfield Federal Credit Union was chartered by NCUA on October 28th 1960. Our original charter was for employees and elected members of the Board of Education of the Niagara Wheatfield Central School District #1 who worked in Niagara County, New York; employees of the credit union; members of their immediate families.
  • The Mortgage Marketplace Inc
  • 510 West Northwest Highway, Mount Prospect, IL, 60056
  • The Mortgage Marketplace Inc We offer true no-cost loans. This means that if we quote you a no-cost loan, then there will be absolutely no closing costs - which include lender fees, title fees and appraisal fees. But there are so many combinations of rates and fees, so if you decide you'd rather pay some of the closing costs.
  • Get Approved Mortgage Inc
  • 2700 Patriot Blvd, Suite 250, Glenview, IL, 60026
  • Our goal is to provide you with an exceptional level of care as we assist you in achieving your financial goals. To achieve that, we’ve assembled the best team in the industry, who will provide you with the expert guidance you seek throughout your mortgage journey. Your confidence in us and satisfaction with our service.
  • Solutions Financial Mortgage
  • 2700 Patriot Blvd, Suite 110, Glenview, IL, 60026
  • Solutions Financial Mortgage is a mortgage banker whose operations originate mortgage loans in Illinois and Florida. We are a correspondent lender with an exceptional product variety and competitive rates. Solutions Financial Mortgage was founded by loan originators to serve the industry in a unique capacity
  • Community Bank of Pleasant Hill
  • 2401 North Highway 7, Pleasant Hill, MO, 64080
  • Our Mission at Community Bank of Pleasant Hill is to provide shareholder value by offering safe and sound financial solutions to consumers and businesses in our community through innovative, quality products, and superior client service. We build value with a responsive, knowledgeable, and professional staff in a friendly environment.
  • Genex Lending LLC
  • 1775 Lanyon Drive, Bartlett, IL, 60103
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.