FHA VS Conventional loan programs in Palm-Beach, Palm Beach County, Florida
In the year 2026, the limit for a Conventional loan in Palm-Beach, within Palm Beach county, FL is $647,200, whereas the FHA limit for a single-family home is $460,000.
Utilize Lendersa®'s Conventional loan calculator to analyze the top rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator lets you compare Conforming Conventional loans along with USDA, FHA, and VA options side by side, assisting you in choosing the best program for your financial situation in FL.
2026 Loan Limits and Down Payment Requirements in Palm-Beach, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$460,000
3.5%
This comparison table pertains to the following zip codes: 33480
Options for Conventional and FHA Loans in Palm-Beach, FL
The aim of Lendersa® is to swiftly offer you the most suitable Conventional, USDA, or FHA loans without hassle. Begin with one of three approaches that align with appropriate lenders and loan options.
PHD Financial strives to deliver impressive results for businesses, with a commitment to manage our clients’ matters as if they were our own. We spend whatever time and resources necessary to cultivate relationships with numerous contacts, networks, associations and lenders to provide the most beneficial outcomes for clients.
115 South C Street, unit 101, Lake Worth Beach, FL, 33406
Lends in Florida
Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o
Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.
2537 Forest Hill Bouelvard West, West Palm Beach, FL, 33406
Lends in Florida
We are committed to earning your trust and loyalty by providing you with the highest quality home loans at the best possible terms. Our team of mortgage professionals has built a reputation of uncompromising integrity and unwavering commitment to doing what is best for our customers.
### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
301 Clematis Street, Suite 3000, West Palm Beach, FL, 33401
Lends in Florida
Landmark Appraisal & Realty Group is owned and operated by Matt Thoren, a 24 year veteran of South Florida real estate. Our appraisal firm covers Palm Beach, Broward, Martin and St. Lucie Counties. Our staff of appraisers are strategically located in the areas we cover – we live where you live!
"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. You may also evaluate your different financing options by using interactive calculators and going over various mortgage scenarios."
120 South Olive Avenue, Suite 602, West Palm Beach, FL, 33401
Lends in Florida
Palm Beach First Financial and Mortgage is a leading lender in the West Palm Beach area. Palm Beach First Financial and Mortgage can provide low rate, no hassle mortgages for primary residences, second (vacation) homes, and investment properties. Eric can also work with current homeowners who are looking to refinance to a lower rate or payment.
224 Datura Street, Suite 910, West Palm Beach, FL, 33401
Lends in Florida
Jet Mortgage Group is committed to providing the highest level of service and expertise, all while moving at supersonic speed. Our network of over 100 lenders means we have the best loan program for your needs, at the best price. If you’re buying your first home, relocating to a new area.
