Conventional Loans Vs FHA in Palm-Beach, FL [in 2026]

In the year 2026, the limit for a Conventional loan in Palm-Beach, within Palm Beach county, FL is $647,200, whereas the FHA limit for a single-family home is $460,000.

Utilize Lendersa®'s Conventional loan calculator to analyze the top rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator lets you compare Conforming Conventional loans along with USDA, FHA, and VA options side by side, assisting you in choosing the best program for your financial situation in FL.

Options for Conventional and FHA Loans in Palm-Beach, FL

The aim of Lendersa® is to swiftly offer you the most suitable Conventional, USDA, or FHA loans without hassle. Begin with one of three approaches that align with appropriate lenders and loan options.

Loan Type	Loan Limit	Down Payment
Conventional Conforming	$647,200	3%
USDA	$322,000	0%
FHA	$460,000	3.5%

(877) 478-7369 Lender's profile and map Reviews FBC Mortgage: Debra Ellen Clark 1230 Commerce Park Drive, Suite 320, Longwood, FL, 32779 RMC Home Mortgage, LLC is a joint venture between FBC Mortgage, LLC and Maronda Homes. Our focus is on providing our clients with industry best service, aiming to simplify the mortgage process and help you afford the new construction home of your dreams. We accomplish this by offering a wide array of mortgage products with competitive rates.
407-415-6194 Lender's profile and map Reviews Adolfo Ruiz 801 S Sweetwater Blvd, Longwood, FL, 32779 The resourceful & skilled team at SEFS, LLC is eager to help you reach your dreams. Adolfo Ruiz joined the mortgage industry in 1995 through a residential correspondent lender, a subsidiary to a residential builder.Adolfo quickly adapted to meet projected quarterly earnings through, processing, origination,secondary markets,closings & compliance.
407-234-1679 Lender's profile and map Reviews SORCI HOME SOLUTIONS & ASSOCIATES LLC 2101 W State Rd 434, Suite #102, Longwood, FL, 32779 Sorci Home Solutions has access to multiple investors through our wholesale channels. We do the shopping for you! This saves you time and money by providing you with solid information on your loan options and the lowest rates in the industry. Typically consumers think their only choice is to go to their local retail bank or retail lender.
(813) 679-9947 Lender's profile and map Reviews Newton Financial Home Loans 3115 Indigo Place, Seffner, FL, 33584 Newton Financial Home Loans is a locally owned mortgage brokerage firm. Mrs. Newton has worked in the banking and finance industry since 2002. You can rely on her knowledge and expertise to find a new home loan that meets your needs and fit your budget. It is important that your lender know your market.
727-240-0000 Lender's profile and map Reviews Access Reverse Mortgage 1201 6th Ave W Suite 408, Bradenton, FL, 34205 Access Reverse is a family owned and operated company that has been in business since 2005. We serve seniors in the state of Florida, and operate out of our main office in St. Petersburg, while having representatives located throughout the state. We offer friendly, efficient and personalized service.
407.247.3634 Lender's profile and map Reviews Embrace Home Loans 435 12th Street West, Suite 202, Bradenton, FL, 34205 "Embrace, we want to help you grow both professionally and personally because we believe that business success and individual fulfillment go hand in hand. That’s why when you join our team, you’ll receive the support you need to succeed inside the office and out. For the last 11 years,"
(941) 809-6571 Lender's profile and map Reviews Colonial Mortgage Corp of Sarasota 414 7th Street West, Suite B, Palmetto, FL, 34221 Colonial Mortgage Corp. is dedicated to providing Florida and North Carolina residents with affordable mortgage products and quality dependable service. Our staff consists of mortgage professionals who strive to provide the highest level of customer services to their clients. With over 75 years combined financial and mortgage-related experience.
813 309 5626 Lender's profile and map Reviews MCL Funding 10225 Highland Park Pl, Palmetto, FL, 34221 At MCL FUNDING, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at MCL FUNDING believe in working hard to get the job done.
(813) 368-2506 Lender's profile and map Reviews Fluxx Mortgage & Financial 410 S Ware Blvd, Suite 402, Tampa, FL, 33619 At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website
(813) 986-7827 Lender's profile and map Reviews NorthStar Lending LLC 10235 Harney Road, Thonotosassa, FL, 33592 We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.
(407) 588-6462 Lender's profile and map Reviews Processing Express, Inc. 915 Doyle Road, Suite 303-304, Deltona, FL, 32725 Our processors take care of your loans, so that you can focus on getting more business. You can trust in us that we’ll make each of your borrowers feel comfortable throughout the whole loan process. Our pristine communication starts with the Initial Disclosures and goes through the closing process.