FHA VS Conventional loan programs in 2025 for Southgate, Sarasota County, Florida

For 2025, the Conventional loan limit in Southgate, within Sarasota county, FL, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $506,000.

With Lendersa®’s Conventional loan calculator, compare the best rates available today across Conventional, FHA, and USDA loans. Assess qualifications such as required income, credit, reserves, and documentation. Our advanced mortgage calculator lets you see side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the ideal program for your financial needs in FL.

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2025 Loan Limits and Down Payment Requirements in Southgate, County of Sarasota, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $400,000 0%
FHA $506,000 3.5%

This comparison table is applicable to zip codes: 34239

Conventional and FHA Loan Choices in Southgate, FL

Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three different starting points that help you connect with lenders and loan programs tailored for your situation.

Lendersa's USDA loan request and matching results


  • Go Loan Go LLC
  • 818 Windermere Avenue, Drexel Hill, PA, 19026
  • Go Loan Go, LLC was founded in the midst of 2020. we have partnered with the nation’s top wholesale lenders to offer you the best mortgage products. Our low overhead allows us to pass the savings to you, while our light footprint keeps us nimble enough to pivot to industry changes.
  • Atlantic Finance Group LLC
  • 115 Saint Charles Street, Suite B, Drexel Hill, PA, 19026
  • Atlantic Finance Group LLC fulfill all of your mortgage needs efficiently. You can rely on us to offer you a variety of mortgage products and also give you the assistance that you need to choose the right product that suits your requirements. You can rely on us to provide you with the latest in financial tools.
  • Meridian Bank
  • 9 Old Lincoln Hwy, Malvern, PA, 19355
  • Meridian is an innovative community bank providing a comprehensive array of financial services to businesses, professional practices and individuals in PA, NJ, DE and MD. In addition to a broad-based commercial lending portfolio, specialties include SBA lending, commercial and consumer real estate financing, residential mortgages, private banking
  • Spring Mill Financial LLC
  • 101 Lindenwood Drive, Suite 225, Malvern, PA, 19355
  • Spring Mill Financial is a full service mortgage broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages. If you are purchasing, refinancing, or looking to draw equity from your home, Spring Mill Financial can help! NMLS 1854510broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages.
  • National Mortgage Group, Inc.
  • 101 Lindenwood Drive Suite 225, Malvern, PA, 19355
  • National Mortgage Group offers a wide variety of competitive financing options. We specialize in Conforming, FHA Government Insured, Jumbo Loans, VA, Commercial and much more. National Mortgage Group has experienced tremendous success by providing exceptional customer service and a wide range of competitive mortgage
  • THE FARMERS STATE BANK AND TRUST COMPANY
  • 200 West State Street, Jacksonville, IL, 62650
  • The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 100 years. The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois. Upon subscribing the necessary capital, a group of prominent businessmen.
  • Old Glory Mortgage Inc
  • 10 East Lancaster Avenue, Paoli, PA, 19301
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • EXCEL MORTGAGE CORP USA
  • 34 Darby Road, Paoli, PA, 19301
  • Excel Mortgage Corp, USA was established in 2007 by Ryan Hall and Chris Pappa. Ryan and Chris wanted to take their experience in the industry and expand it to really focus on the client. Meeting with borrowers throughout the process, attending settlements and having a live person answering