Explore the differences! FHA VS Conventional loan programs in Southgate, Sarasota County, Florida
For 2025, the Conventional loan limit in Southgate, within Sarasota county, FL, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $506,000.
With Lendersa®’s Conventional loan calculator, compare the best rates available today across Conventional, FHA, and USDA loans. Assess qualifications such as required income, credit, reserves, and documentation. Our advanced mortgage calculator lets you see side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the ideal program for your financial needs in FL.
2025 Loan Limits and Down Payment Requirements in Southgate, County of Sarasota, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$400,000
0%
FHA
$506,000
3.5%
This comparison table is applicable to zip codes: 34239
Conventional and FHA Loan Choices in Southgate, FL
Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three different starting points that help you connect with lenders and loan programs tailored for your situation.
1st Legacy Capital was founded by Ken Freshwater & Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken & Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy is located in Starkville Mississippi & serves consumers state wide.
At Tower Community Bank, we serve with integrity and purpose, lead by example and get involved because we want to make a difference. Putting service above all else, we try to create experiences that elevate people and communities.
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Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members.
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Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.
We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County. We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort.
