FHA VS Conventional loan in Bee-Ridge, Sarasota County, Florida

In 2025, Convetional loan limit in Bee-Ridge, county of Sarasota, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Bee-Ridge, county of Sarasota, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $338,500 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 34233

Conventional and FHA loan options in Bee-Ridge, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • AFI Mortgage Company
  • 313 Alamo Street, Suite A, Lake Charles, LA, 70601
  • AFI Mortgage is deeply rooted in the communities of Southwest Louisiana. Over the past 22 years, AFI Mortgage and Ben Mabile have developed an unparalleled network of relationships with the major players in the Lake Charles real estate market, including realtors, attorneys, developers and appraisers.
  • Louisiana Mortgage Associates
  • 2915 Ryan Street, Lake Charles, LA, 70601
  • The Louisiana Mortgage Associates Team is your premier mortgage team located in Lake Charles, Louisiana. Louisiana Mortgage Associates offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lake Charles area.
  • Ouachita Valley Federal Credit Union
  • 1420 Natchitoches Street, West Monroe, LA, 71292
  • Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
  • Lakeside Credit Union
  • 1008 Broadway, New Johnsonville, TN, 37134
  • Lakeside Employees Credit Union has been open since 1991. The credit union has assets totaling $42.43 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Fairway Independent Mortgage
  • 2220 Highway 51 S, Hernando, MS, 38632
  • Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar
  • Volunteer State Bank
  • 101 Highway 52 W., Portland, TN, 37148
  • Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.
  • CSE Federal Credit Union
  • 4321 Nelson Road, Lake Charles, LA, 70605
  • CSE Federal Credit Union was established in 1943 and serves over 33,000 members throughout Calcasieu, Cameron, and Jefferson Davis parishes and beyond. Financial needs for personal or business, we can help. Join & experience the authentic difference.Credit Union was established in 1943 and serves over 33, 000 members throughout Calcasieu, Cameron.
  • Southwest Louisiana Credit Union
  • 4056 Ryan Street, Lake Charles, LA, 70605
  • Southwest Louisiana Credit Union is a member-owned financial cooperative institution, and we’re here to serve our members. Just by opening and maintaining a share savings account, you become a part-owner of the credit union. Credit unions are not-for-profit, allowing us to pass our savings on to you.
  • Bayou Mortgage LLC
  • 1912 Southwood Drive, Lake Charles, LA, 70605
  • "Bayou Mortgage is a mortgage brokerage serving the needs of consumers looking to buy a home or refinance in Louisiana. We're actively hiring Loan Officers who are looking to take control of their careers. We offer better rates, higher comp, and less fees. Bayou Mortgage LLC is an Equal Housing Opportunity Lender."
  • Pemberton Mortgage Group
  • 1918 Southwood Dr, Lake Charles, LA, 70605
  • At Pemberton Mortgage Group, our mission is to provide you with excellent service while offering the optimal mortgage loan products to fit your specific needs. Your best interest is our priority, as we offer our industry expertise to ensure you make a well-informed decision. We strive for a smooth transaction by opening lines of communication.
  • AJM Mortgage Solutions
  • 258 Village Square, Suite 200, Pleasant View, TN, 37146
  • AJM Mortgage Solutions offers Conventional, FHA, VA, USDA, JUMBO, High-Balance & Non-QM Mortgage Products to meet your individual needs. Working with a variety of the leading lenders in the industry allows us to provide the lowest rates available in the market. Give us a call today and get a FREE rate One quick call can get you pre-qualified