FHA VS Conventional loan programs in 2025 for Bee-Ridge, Sarasota County, Florida

During 2025, the maximum for conventional loans in Bee-Ridge, found in Sarasota county, FL, stands at $647,200. For an FHA loan on a single-family home, the limit is $420,680.

Lendersa® offers a Conventional loan calculator that allows you to contrast today's best rates for Conventional, FHA, and USDA loans. Assess the needed income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator lays out side-by-side comparisons for Conforming Conventional loans, USDA, FHA, and VA options in FL, assisting you in selecting the most suitable program for your financial circumstances.

Explore loan offers from a pool of 100 lenders

2025 loan limits and down payment requirements in Bee-Ridge, county of Sarasota, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $338,500 0%
FHA $420,680 3.5%

This comparison table is valid for zip codes: 34233

Conventional and FHA loan options in Bee-Ridge, FL

The mission of Lendersa® is to efficiently deliver exceptional Conventional, USDA, or FHA loans. Start with one of three steps to find matching lenders and suitable loan programs.

Match results for USDA loan requests with Lendersa


  • Bank of Tennessee
  • 301 E Center St, Kingsport, TN, 37660
  • Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.
  • TriCities Mortgage Group
  • 1664 E. Stone Drive, Suite D, Kingsport, TN, 37660
  • Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.
  • Eastman Credit Union
  • 2021 Meadowview Lane, Kingsport, TN, 37660
  • Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.
  • Commerce Bank MS
  • 700 Taylor Street, Corinth, MS, 38834
  • Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.
  • Wayne County Bank
  • 216 South High Street, Hwy 64 W, Waynesboro, TN, 38485
  • The Wayne County Bank came into existence the year America entered WWI in 1914. The story of the Wayne County Bank until 1962 was the story of James L. Morrow. “Mr. Jim” was the prime mover in the organization of the bank. He served as cashier for 48 years and was a guiding force until his death in 1962. Mr. Morrow, the son of D.N.
  • Duke Credit Union
  • 2200 West Main Street, Suite L100, Durham, NC, 27705
  • Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join. Duke Credit Union is managed and operated by Duke Employees
  • Amy Bonis Mortgage Team
  • 10224 Durant Road, Suite 207, Raleigh, NC, 27614
  • Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
  • Mechanics Mortgage
  • 2601 Jackson Ave W, Oxford, MS, 38655
  • Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,
  • TrueLink Capital Solutions
  • 2255 Memorial Blvd, Suite 11211, Murfreesboro, TN, 37129
  • At TrueLink Capital Solutions, we want to help you by offering one of the best tools in the world of business: commercial finance. Small business loans can make it possible to make huge improvements, undertake exciting projects, increase profits, or simply get back on your feet.
  • FirstBank
  • 615 Memorial Blvd, Murfreesboro, TN, 37129
  • We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change.
  • A Mortgage Boutique
  • 1574 Medical Center Pkwy, Suite 101, Murfreesboro, TN, 37129
  • We believe financing a home shouldn’t be a painful, stressful process. It’s why AMB’s founders walked away from big mortgage corporations to build something smaller and better — right in our home community. Our staff has hundreds of years of combined experience in the mortgage business