FHA VS Conventional loan programs in Wright, Okaloosa County, Florida

For the year 2025, the conventional loan limit in Wright, found in Okaloosa county, FL, is $726,200. At the same time, the FHA loan limit for a single-family house is set at $603,750.

The Lendersa® Conventional loan calculator allows you to compare today's best rates for Conventional, FHA, and USDA loans, and helps determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables you to view side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA options, aiding your decision-making process on the most suitable program in FL for your particular needs.

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2025 Loan Limits and Down Payment Requirements in Wright, County of Okaloosa, FL

Type of Loan Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $431,400 0%
FHA $603,750 3.5%

This table applies to the following zip codes: 32547

Exploring Conventional and FHA Loan Choices in Wright, FL

With Lendersa®, the aim is to expedite the process of finding the best possible Conventional, USDA, or FHA loan for you, without any hassle. Choose from one of three pathways to be matched with lenders and loan programs that fit your needs.

Lendersa's USDA loan requests matching results


  • First Heritage Mortgage, LLC
  • 3201 Jermantown Road, Suite 800, Fairfax, VA, 22030
  • First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove ourselves on every loan, we have gained a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.
  • Adler Private Lending
  • 11350 Random Hills Rd, Suite 720, Fairfax, VA, 22030
  • Adler Private Lending, we’re specialists in commercial lending and real estate investments. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors. Renowned for an entrepreneurial spirit combining unique creativity, flexibility, and the ability to perform
  • Intercoastal Mortgage, LLC
  • 4100 Monument Corner Dr, Suite 220, Fairfax, VA, 22030
  • Our mission is to provide financing for all types of residential mortgage transactions. As a direct lender, we control the process from start to finish; we make the loan decision. All of our loans are processed, underwritten, & closed locally.Our team of loan officers and professionals are equipped with a level of experience that is second to none.
  • Adler Financial Group
  • 11350 Random Hills Road #720, Fairfax, VA, 22030
  • Adler Financial Group is an entrepreneurial family partnership seeking investment opportunities which forward the success of our partners, employees, clients, and vendors. For more than a quarter of a century, we have been the capital resource of choice for Washington area real estate professionals and investors.
  • Kansas Blue Cross Blue Shield Credit Union
  • 1010 SW Tyler Street, Topeka, KS, 66612
  • In the early 1950’s, an employee of Blue Cross and Blue Shield of Kansas named Francis Woods kept a small metal cash box in his desk drawer. If a coworker or friend was running short, Francis would loan them enough cash to get by until the next payday. From these simple roots, came the organization
  • Central National Bank
  • 800 SE Quincy St, Topeka, KS, 66612
  • Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.
  • Landmark National Bank
  • 1741 N Washington, Auburn, KS, 66402
  • Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.
  • 1st Kansas Credit Union
  • 400 S Kansas Avenue, Suite B, Topeka, KS, 66603
  • Discover everything your credit union & financial institution can be at 1st Kansas Credit Union. As the oldest credit union in Kansas, our closed membership institution offers a wide range of accounts, loans, & financial services to Federal, State, City & County employees and their dependents in the states of Kansas, Nebraska, Iowa and Missouri.
  • Great Plains Funding
  • 534 S. Kansas Avenue, Suite 825, Topeka, KS, 66603
  • Great Plains Funding, LLC was established for the sole purpose of providing “private money loans” to its real estate investor clientele. Great Plains Funding, LLC does not provide funding to any owner-occupied properties and limits its services to commercial loans for the acquisition and renovation of existing properties.