FHA VS Conventional loan programs in Wright, Okaloosa County, Florida

For the year 2025, the conventional loan limit in Wright, found in Okaloosa county, FL, is $726,200. At the same time, the FHA loan limit for a single-family house is set at $603,750.

The Lendersa® Conventional loan calculator allows you to compare today's best rates for Conventional, FHA, and USDA loans, and helps determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables you to view side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA options, aiding your decision-making process on the most suitable program in FL for your particular needs.

Review and compare loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Wright, County of Okaloosa, FL

Type of Loan Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $431,400 0%
FHA $603,750 3.5%

This table applies to the following zip codes: 32547

Exploring Conventional and FHA Loan Choices in Wright, FL

With Lendersa®, the aim is to expedite the process of finding the best possible Conventional, USDA, or FHA loan for you, without any hassle. Choose from one of three pathways to be matched with lenders and loan programs that fit your needs.

Lendersa's USDA loan requests matching results


  • Total Mortgage Lending
  • 1700 34th Street South, Saint Petersburg, FL, 33711
  • Total Mortgage Lending will work to get you the best rates and programs. We Pride ourselves on being committed to caring and putting our clients first and also first home is a major milestone in life but the process of obtaining a mortgage can feel a little bit overwhelming. The various paperwork, requirements.
  • CBC National Bank
  • 1891 S 14th St, Fernandina Beach, FL, 32034
  • CBC Mortgage at First Federal Bank, our focus is this: to put our customers first. Since this division opened its doors in 1999, our commitment has always been to provide nothing less than an exceptional experience in everything we do. It is because of that unwavering dedication to service and our customers.
  • Atlantic Mortgage Consultants Inc
  • 501 Centre Street, Suite 101, Fernandina Beach, FL, 32034
  • The professionals at Atlantic Mortgage Consultants are focused helping home buyers secure the best home loans in the Jacksonville, Amelia Island areas. When faced with the choice between dealing with a mortgage broker or a direct lender, home buyers quickly find that using us has distinct advantages.
  • SWAN FINANCIAL CORPORATION
  • 1901 Island Walk Way, Fernandina Beach, FL, 32034
  • Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial
  • Jet HomeLoans
  • 1910 South 14th Street #101, Fernandina Beach, FL, 32034
  • At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.
  • Capital City Home Loans, LLC
  • 1884 S. 14th Street, Fernandina Beach, FL, 32034
  • Capital City Home Loans is a top mortgage lending company in the Southeast. We are focused on our clients and their success, and driven by the communities we serve. Each Capital City Home Loans associate shares one priority: our client. Whether it is providing guidance through the application process
  • Lanier Federal Credit Union
  • 3718 Mundy Mill Rd, Oakwood, GA, 30566
  • Lanier Federal Credit Union (LFCU), was Federally chartered in 1969 as a Not-for-profit Financial Cooperative to serve employees of Chicopee Manufacturing Company (a division of Johnson & Johnson). (f/k/a Chicopee Federal CU) Due to additional requests for services in 1982, the charter was approved to serve two groups affiliated with Chicopee
  • Melange Capital Investments LLC
  • 11007 North 56th Street, Suite 207, Tampa, FL, 33617
  • At Melange Capital Investments LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Florida Capital Bank
  • 10151 Deerwood Park Blvd, Building 100, Suite 200, Jacksonville, FL, 32256
  • FLCBank is a leader in the banking industry focusing on solutions for the financial well-being of businesses and their owners. We are a nationally chartered bank headquartered in Jacksonville, Florida with full service branches located in Gainesville, Orlando, Tampa Bay, and Jacksonville