FHA VS Conventional loan programs in Town-'n'-Country, Hillsborough County, Florida

In 2025, Convetional loan limit in Town-'n'-Country, county of Hillsborough, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Town-'n'-Country, county of Hillsborough, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 33615, 33634, 33635, 33685

Conventional and FHA loan options in Town-'n'-Country, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Signature Fine Estates
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CalCap Financial
  • 65 N. Catalina Ave., Pasadena, CA, 91106
  • CALCAP Lending, LLC is a mortgage company providing short to mid-term financing for property investors. Investors can purchase, refinance, renovate and construct residential and commercial properties with our financing. CALCAP Lending, LLC offers conventional wisdom and experience of a traditional institution without the red tape.
  • Rancho Federal Credit Union
  • 12620 Erickson Ave, Suite H, Downey, CA, 90242
  • Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.
  • American 1st Home Loans
  • 12067 Paramount Boulevard, Downey, CA, 90242
  • American 1st Home Loans offers a variety of loan programs. Perhaps you might be looking for your first home, an investment home or even a second/vacation home. Maybe you just need to only refinance your existing mortgage into a lower fixed rate or refinance your mortgage while consolidating other high interest loans.
  • Spada Loans
  • 12027 Paramount Boulevard, Downey, CA, 90242
  • SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.
  • Pillar Financial Group
  • 8345 Firestone Boulevard, Suite 320, Downey, CA, 90242
  • Pillar Financial supports customers by providing Commercial and Residential lending solutions to help our customers reach their Real Estate goals you are in the research phase at the beginning of your refinancing or purchase search, And also founder of the Jonathan Calderon want to help you I am a real estate professional and finance specialist.
  • AAA Capital Investment Inc
  • 117 S Garfield Ave,, Alhambra, CA, 91801
  • AAA LENDINGS is a direct mortgage lender with many years of lending experience. We have a group of experienced professionals providing services for our clients. We offer variety loan programs in DSCR Loan, Bank Statement Loan, WVOE, Conventional, FHA, VA, and Foreign National Loan. We always put customer's needs first and provide the
  • First Commercial Bank (USA)
  • 200 East Main Street, Alhambra, CA, 91801
  • First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.
  • AAA Capital Investment, Inc.
  • 117 South Garfield Avenue, Alhambra, CA, 91801
  • AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner nationalloans.
  • Uni First Investment
  • 801 S. Garfield Ave #308, Alhambra, CA, 91801
  • Uni First Investment company is part of the Investment Firms Industry focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages. We take pride in providing superior customer service and creating satisfied customers.
  • Horizontal Mortgage Lending
  • 1129 Mira Mar, Suite 301, Long Beach, CA, 90804
  • Horizontal Mortgage Lending has helped many borrowers finance their dream homes and we can help you too. Whether it be a Refinance, Purchase, Reverse Mortgage, Conventional Home Loans, FHA, VA, or Specialty Programs for First Time Buyers we can find you the best mortgage loan you've come to the right place.