Explore the differences! FHA VS Conventional loan programs in Whitfield, Manatee County, Florida

In 2025, the Conventional loan cap in Whitfield, within Manatee county, FL, is $726,200. At the same time, the FHA limit for a single-family home is $506,000.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, and reserves needed along with the documents required to qualify. Our advanced mortgage calculator lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in choosing the best program for your financial situation in FL.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Whitfield, County of Manatee, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $400,000 0%
FHA $506,000 3.5%

This comparison table is applicable to these zip codes: 34243

Conventional and FHA Loan Options in Whitfield, FL

Lendersa® aims to quickly and effortlessly secure the best Conventional, USDA, or FHA loan options for you. Choose from one of three entry points to connect with aligning lenders and loan programs.

Results from USDA loan requests on Lendersa


  • Mighty Mortgage Home Loans
  • 2195 Hyacinth Street Northeast, Suite 191, Salem, OR, 97301
  • Mighty Mortgage home loans is an independent locally owned mortgage broker located in Salem, Oregon. Our goal is to provide you with superior, concierge level customer service at an exceptional value. We do this by specializing exclusively in Oregon home loans to qualified borrowers. If you need a residential home loan in Oregon.
  • Maps Credit Union
  • 451 Division St NE, Salem, OR, 97301
  • Our focus on lifelong learning is a result of our proud history as an educators’ credit union, dating back to our start in 1935. While the tools we use to provide lifelong learning have changed throughout our over 75 years in business, the spirit of our commitment has not. You're different. So are we. “Different” is what changes the world.
  • Rock River Financial, Inc
  • 388 State St NE, Suite 500, Salem, OR, 97301
  • We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your unique needs.
  • Resident Lending Group
  • 1230 Liberty St. NE, Salem, OR, 97301
  • as loan professionals is to evaluate your individual credit & income picture to determine what loan programs you qualify for that will provide you with the lowest interest rates, the terms you desire & the least amount of costs to maximize your dollars.At Resident Lending Group we believe that EVERY client should be treated with respect.
  • American Home Lending
  • 1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
  • American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.
  • Cascade Community Credit Union
  • 1123 W Harvard Ave, Roseburg, OR, 97471
  • Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.
  • Gregory M. Russell
  • 245 Carriage Lane, Roseburg, CA, 97471
  • We provide hard money financing throughout Idaho with our major lending centers of Boise, Caldwell, Meridian in the southwest, Twin Falls, Pocatello and Idaho Falls further east and Lewiston, Moscow and Coeur d' Alene in the north. We of course provide lending services to all the smaller cities and communities in the state.
  • Prestige Residential Loans LLC
  • 4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Riverview Community Bank
  • 900 Washington St, Vancouver, WA, 98660
  • Riverview Bancorp, Inc. is the holding company of Riverview Community Bank, a progressive community-oriented financial institution that emphasizes local, personal service throughout Southwest Washington and the Portland metropolitan area. The Company provides personal and commercial financial solutions through its network of 17 branches.
  • Shields Family Home Loans
  • 1201 Main St, Vancouver, WA, 98660
  • Shields Family Home Loans is not just a name to us, it's our arrow that guides us down a path of sincerity, kindness, honesty and most importantly authenticity! There is a saying that, "Actions speak louder than words, " and we truly believe that OUR actions are what set us apart from our competition. We obviously love business but just as much
  • Wealthbridge Mortgage
  • 500 West Eighth Street, Suite 45, Vancouver, WA, 98660
  • With over three decades in the mortgage industry and thousands of funded loans, we are experts in innovative mortgage financing. Today, challenging mortgage applications often get turned down for being “outside of the box”, but not at Wealthbridge. We want to help build your future, not make it harder.