FHA VS Conventional loan programs in 2025 for Willow-Oak, Polk County, Florida

In 2025, the Conventional loan limit in Willow-Oak, located in Polk county, FL, is set at $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore and compare today's best rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit history, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can make side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the appropriate program available in FL that fits your unique financial situation.

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2025 Loan Limits and Downpayment Requirements for Willow-Oak, County of Polk, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the zip codes: 33860, 33811

Robust Conventional and FHA Loan Options in Willow-Oak, FL

The goal of Lendersa® is to facilitate the swift acquisition of the most optimal loan, whether Conventional, USDA, or FHA, without any hassle. Choose from three initial pathways to align with loan programs and lenders that best match your needs.

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