FHA VS Conventional loan programs in 2025 for Fuller-Heights, Polk County, Florida

In 2025, Convetional loan limit in Fuller-Heights, county of Polk, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Fuller-Heights, county of Polk, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 33860

Conventional and FHA loan options in Fuller-Heights, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • UTOPIA HOME MORTGAGE
  • 1500 Lobdell Ave, Suite A, Baton Rouge, LA, 70806
  • At Utopia Home Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
  • Essential Federal Credit Union
  • 2370 Towne Center Blvd, Baton Rouge, LA, 70806
  • Essential FCU is a community chartered Credit Union. Our field of membership includes the nine parishes of the Greater Baton Rouge Community! Now, anyone who lives, works, worships or attends school in the following parishes may join Essential Federal Credit Union: East Baton Rouge, West Baton Rouge, East Feliciana, Etc
  • Fountain City Finance
  • 5319 N Broadway St, Knoxville, TN, 37918
  • Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience
  • Carolina Country Mortgage
  • 1540 E Front Street, Suite 10, Clayton, NC, 27527
  • We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our team of professionals has over 100 years of lending experience with some of the biggest banks in the country.
  • Carolina Ventures Mortgage LLC
  • 3 Bypass Lane, Chapel Hill, NC, 27517
  • Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.
  • CIMG Residential Mortgage
  • 1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
  • "At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions. We see ourselves as a small business with a big responsibility
  • Mountaineer Mortgages, L.L.C
  • 719-A Greenway Rd, Suite 103, Boone, NC, 28607
  • Mountaineer Mortgages is owned by Chris Arquette who has over 20 years of mortgage lending experience in the High Country. He's an ASU alumnus who knows what it takes to make your loan process smooth and hassle free. We pride ourselves on exceeding our customer's expectations, working hard to find the best rates and loan options for you.
  • Magnolia Federal Credit Union
  • 240 Briarwood Drive, Jackson, MS, 39206
  • Magnolia Federal Credit Union is a multi-million-dollar, full-service financial institution offering a large suite of financial products and services to its members. Because we’re not focused on shareholders, we return our earnings to our members in the form of reduced fees, lower interest rates on loans, and higher returns on savings.
  • Highland Federal Savings and Loan Association
  • 106 South Main St, Suite 103, Crossville, TN, 38555
  • The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.
  • First Cumberland Mortgage
  • 186 Highway 70 E, Crossville, TN, 38555
  • First Cumberland Mortgage located in Crossville, Tennessee. We are one of Tennessee's most Comprehensive, Full Service Mortgage Companies. We specialize in 100% Loans, FHA & VA, Conventional Raw Land Loans, Self Employed Loans and Refinancing. Call First Cumberland Mortgage for all your Mortgage or Loan needs.
  • Enrichment FCU
  • 201 South Illinois Avenue, Oak Ridge, TN, 37831
  • Enrichment Federal Credit Union opened its first small office In 1950, as K-25 Federal Credit Union to provide financial services to the employees of the Oak Ridge Gaseous Diffusion Plant (K-25). The K-25 plant enriched uranium as part of the Manhattan Project. In 2003 we converted to a community charter which expanded our field of membership.