FHA VS Conventional loan in Zephyrhills-North, Pasco County, Florida

In 2025, the limit for conventional loans in Zephyrhills-North, located in the county of Pasco, FL, is $647,200, while the FHA limit is $420,680 for a single-family home.

The Lendersa® Conventional loan calculator is there to help you compare today's best rates among Conventional, FHA, and USDA loans. Discover what income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, review Conforming Conventional loans, USDA, FHA, and VA side-by-side to determine the best option in FL for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Zephyrhills-North, Pasco County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 33542, 33540

Explore Conventional and FHA Loan Options in Zephyrhills-North, FL

The objective at Lendersa® is to swiftly secure the best possible loan options—whether Conventional, USDA, or FHA—and without complications. Begin with one of three routes to find matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • G. Halsey Wickser, Loan Agent
  • 12707 High Bluff Drive, Suite 200, San Diego, CA, 92130
  • G. Halsey Wickser, Loan Agent specializes in conventional refinance loansthroughout Glendale and Los Angeles County. We also offer home mortgage loans statewide and commercial loans nationwide. Whether you are refinancing or purchasing a home, we can help you save money. Additionally, we help startups with business loans and swing loans
  • Maggio Capital
  • 12526 High Bluff Drive, Suite 300, San Diego, CA, 92130
  • Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California. We make private or hard money loans primarily in the following California markets: San Diego County, Orange County, Los Angeles hard money loans
  • Investor Direct Capital, Inc
  • 12707 High Bluff Dr #200, SAN DIEGO, CA, 92130
  • Investor Direct Capital, Inc. provides commercial, business purpose loans to investors of single and multi-family investment properties. Loans made my Investor Direct Capital, Inc. are for investment purposes only and not for owner-occupied properties. Loan product availability may be limited in certain states.
  • Trilion Capital
  • 12636 High Bluff Drive, Suite 400, SAN DIEGO, CA, 92130
  • Trilion Capital is one of California's leading private hard money lenders focused on providing short-term financing to a growing niche of residential fix & flip builders. The company provides loans to investors who purchase distressed residential property, add value through repairs and renovation, and then sell the rehabilitated homes for profit.
  • Tradition Financial
  • 5256 S. Mission Rd, Suite 130, Bonsall, CA, 92003
  • At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
  • Mortgage Wholesale
  • 110 Civic Center Dr, Suite 204, Vista, CA, 92084
  • We are a direct to consumer wholesale mortgage broker. After obtaining a mortgage, it will be bundled together with hundreds of other mortgages and re-sold on the secondary market, usually within 90 days, so you’ll never really know where you’ll be making your actual payment. Knowing this, why not start your purchase or refinance
  • Stated Income Loans
  • 110 Civic Center Dr, Vista, CA, 92084
  • Commercial Property We Fund Nationwide: commercial warehouses, retail spaces, industrial offices, self storage, office buildings, farm Loans, multi-family, assisted living, short-term rentals and others. The property where your business will operate is unique and we pair our knowledge and resources to ensure your business mortgage success!
  • SoCalReverse
  • 110 Civic Center Dr, Suite 204, Vista, CA, 92084
  • SoCal Reverse Mortgage was created to offer all the variants of the Reverse Mortgage. Since the Reverse Mortgage was poorly implemented for many years, there is a fear associated with it and this leads to borrowers not exploring the alternative. Our method of doing business is to have high client involvement