FHA VS Conventional loan programs in 2025 for Zephyrhills-North, Pasco County, Florida

In 2025, the limit for conventional loans in Zephyrhills-North, located in the county of Pasco, FL, is $647,200, while the FHA limit is $420,680 for a single-family home.

The Lendersa® Conventional loan calculator is there to help you compare today's best rates among Conventional, FHA, and USDA loans. Discover what income, credit, reserves, and documents you need to qualify. With our advanced mortgage calculator, review Conforming Conventional loans, USDA, FHA, and VA side-by-side to determine the best option in FL for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Zephyrhills-North, Pasco County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 33542, 33540

Explore Conventional and FHA Loan Options in Zephyrhills-North, FL

The objective at Lendersa® is to swiftly secure the best possible loan options—whether Conventional, USDA, or FHA—and without complications. Begin with one of three routes to find matching lenders and loan programs.

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  • At Park Bank we believe drive and ambition come from the heart. That achievement means different things to each of us. And there’s no one way to what’s next. We find purpose in making each unique vision a reality. Whether you’re seeking a savings account or mortgage, striving for financial independence or prosperity