In 2026, the loan limit for Conventional loans in Watkinsville, Oconee county, GA is $726,200. Meanwhile, the FHA limit for a single-family home is $516,350.
Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans alongside USDA, FHA, and VA options side by side, aiding your decision on which program in GA best fits your financial requirements.
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| Loan Type | Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $366,100 | 0% |
| FHA | $516,350 | 3.5% |
This table applies to the following zip codes: 30677
The aim of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to connect with suitable lenders and loan options.
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