FHA VS Conventional loan programs in 2025 for Watkinsville, Oconee County, Georgia

In 2025, the loan limit for Conventional loans in Watkinsville, Oconee county, GA is $726,200. Meanwhile, the FHA limit for a single-family home is $516,350.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans alongside USDA, FHA, and VA options side by side, aiding your decision on which program in GA best fits your financial requirements.

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2025 Loan Limits and Down Payment Requirements in Watkinsville, Oconee County, GA

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $366,100 0%
FHA $516,350 3.5%

This table applies to the following zip codes: 30677

Explore Conventional and FHA Loan Opportunities in Watkinsville, GA

The aim of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to connect with suitable lenders and loan options.

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  • Entertainment Mortgage
  • 9107 Wilshire Blvd, Suite 450, Beverly Hills, CA, 90210
  • Entertainment Mortgage Our loan programs were designed especially for folks in the entertainment industry and others like you who are self-employed. You want the best possible mortgage with the least amount of hassle. These loans have already helped hundreds of others who are self-employed
  • YLHFunding
  • 9663 Santa Monica Boulevard, Beverly Hills, CA, 90210
  • YLHFunding is a subsidiary of Hunter III Real Estate Inc. founded by James Hunter in 1989. A licensed broker since 1989. Subsequent to graduating from the University of Miami FL with a 4.0 gpa in Business/Finance, James has personally acquired, remodeled and resold over 125 Single Family Residences and borrowed
  • Kind Home Loans Inc
  • 433 North Camden Drive, Suite 600, Beverly Hills, CA, 90210
  • Kind Home Loans small boutique agency where everyone knows everyone and that's the way we like it. While others may solely pursue the bottom line, we view success in a different light. Our fun and inclusive working environment is built upon equality, diversity, and team spirit. From new to seasoned loan originators.
  • Kind home Loans
  • 433 N Camden Dr, Beverly Hills, CA, 90210
  • While others may solely pursue the bottom line, we view success in a different light. That's how we approach the needs and hopes of each and every client and also why we offer one of the largest varieties of loans compared to nearly every other big-name lender. We offer lower rates, fees and are available weekdays, evenings, even weekends. From beg
  • Macoy Capital
  • 9301 Wilshire Blvd, #502, Beverly Hills, CA, 90210
  • Macoy Capital Partners, Inc. brings this understanding of borrower need, combined with more than 20 years of experience in the mortgage industry, to broker private money transactions for business- purpose real estate loans secured by 1-4 unit residential property. We also fund commercial and construction loan transactions.
  • Crawford Park Financial Inc.
  • 9301 WILSHIRE #506, Beverly Hills, CA, 90210
  • Crawford Park Financial is a team of dedicated professionals with many years of hands-on experience. We’re people just like you who strongly believe in the value of investing in real estate. We’re people you can get to know and trust to make solid decisions with your investment dollars.
  • Real Estate Dreams & Investments
  • 1525 Aviation Blvd. Ste 448, Redondo Beach, CA, 90278
  • We Provide Great customer-driven care. We aim to put our customers first in finding loan programs that are geared to help them solve their mortgage needs. The internet allows customers to search extensively for loan programs that fit their family needs. Here at Real Estate Dreams & Investments, we do this for you, saving you time and energy.
  • Redondo Mortgage Center
  • 2304 Artesia Blvd., Redondo Beach, CA, 90278
  • For over twenty five years Redondo Mortgage Center (RMC) has handled billions of dollars in real estate loans in Southern California. Since 1989, its in-depth knowledge and resources have maintained its preferred broker status with real estate agents, builders and other professionals in the community.
  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Redondo Beach, CA, 90278
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.
  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Suite 106, Redondo Beach, CA, 90278
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.