FHA VS Conventional loan programs in 2024 for Watkinsville, Oconee County, Georgia

In 2024, Convetional loan limit in Watkinsville, county of Oconee, GA is $726,200 while FHA limit is $516,350 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in GA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Watkinsville, county of Oconee, GA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $366,100 0%
FHA $516,350 3.5%

The comparison table applies to zip codes: 30677

Conventional and FHA loan options in Watkinsville, GA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Pacific Prime Financial
  • 101 California Street, Suite 2710, San Francisco, CA, 94111
  • At Pacific Prime Financial, We are home loan experts dedicated to making sure your home purchase or Refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates.
  • US Capital Global
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Since 1998, US Capital Partners has been committed to providing small and lower middle market businesses and investors with sophisticated debt, equity, and investment opportunities usually available only to larger middle market companies and institutional investors. We manage a variety of direct investment funds, act as a licensed placement agent.
  • LBC Capital
  • 100 Bush St, San Francisco, CA, 94104
  • LBC Capital is a unique California hard money lender for real estate investors looking for financing in a matter of days. LBC Capital offers flexible underwriting, attractively priced hard money loans, no hidden fees and quick funding. We develop long-term relationships with our clients through our professional service and exclusive loan terms.
  • Trans-Bay Capital Partners
  • 315 Montgomery St, 8th Floor, San Francisco, CA, 94104
  • Trans-Bay Capital Partners (TBCP) is a boutique finance firm focusing on lower middle market corporate & real estate finance. Deal sizes ranging from 1M-100M.Our focused distribution platform maintain relationships with many of the largest institutional investors in the world, including banks and alternative credit providers.
  • Exception Lending
  • 315 Montgomery Street, 10th Floor, San Francisco, CA, 94104
  • With over 10 years experience as a San Francisco mortgage lender, my goal with every client is to listen, work in close communication with you and your Realtor, and provide you the right mortgage products and high attention service that you need to be successful in today's market.
  • Global Funding Partners
  • One Sansome Street, San Francisco, CA, 94104
  • At Global Funding Partners, we know Commercial Lending. We have been in the industry for over 13 years, serving clients just like you. If you are a business owner or investor looking for the right commercial loan to fit your budget and your financial goals, you came to the right place.
  • Capital Bridge Partners, Inc
  • One Sansome Street, Suite 1500, San Francisco, CA, 94104
  • Founded in 2019, Capital Bridge Partners a San Francisco-based private real estate lending and investment firm specializing in bridge loans, mezzanine and joint venture financing as well as providing alternative investment solutions Our Principals have over 40 years of collective real estate industry experience.
  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104
  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans. "
  • Renzo Capital Corp
  • 650 California St, San Francisco, CA, 94108
  • Renzo-Capital Corp* Proven Expedited Lending Strategies. Borrowers typically have a deadline they are trying to solve when they approach Renzo Capital. Our lending platform offers borrowers speed and certainty of execution that surpasses conventional lending sources. As a direct, private lender, we have funded over $750 million in commercial
  • Plum Lending
  • 445 Bush Street, Suite 500, San Francisco, CA, 94108
  • Plum Lending is revolutionary commercial real estate lending, combining the world of data science with traditional lending. Our mission is to help borrowers meet their funding needs with the most efficient and optimal process in the industry. We provide smart and reliable funding options.