FHA VS Conventional loan programs in Watkinsville, Oconee County, Georgia

In 2025, the loan limit for Conventional loans in Watkinsville, Oconee county, GA is $726,200. Meanwhile, the FHA limit for a single-family home is $516,350.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional loans alongside USDA, FHA, and VA options side by side, aiding your decision on which program in GA best fits your financial requirements.

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2025 Loan Limits and Down Payment Requirements in Watkinsville, Oconee County, GA

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $366,100 0%
FHA $516,350 3.5%

This table applies to the following zip codes: 30677

Explore Conventional and FHA Loan Opportunities in Watkinsville, GA

The aim of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to connect with suitable lenders and loan options.

Results for Lendersa USDA loan request matching


  • Linn Area Credit Union
  • 3015 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402
  • Linn Area Credit Union is a not-for-profit, full-service financial organization with branches in Cedar Rapids and Marion, Iowa. We are very much a local organization our employees are your neighbors & our kids go to the same school. We Are Family” is not just a tagline, it’s how we operate. We don’t call you “customers, ” we call you “members.
  • Hall Lending Group
  • 1918 St Andrews Ct NE, Cedar Rapids, IA, 52402
  • Hall Lending Group was created by Hope Hall with one mission in mind: to provide customers with the best home loan experience possible. For nearly two decades, we have been helping families meet their goals of home ownership with the best interest rates and loan programs available.
  • Iowa Mortgage Solutions
  • 4403 1st Ave SE, Suite 110, Cedar Rapids, IA, 52402
  • The IMS Home buyer Grant Program is a mortgage credit program that can help paying a down payment or other initial costs of buying a home. This money can be can be used for closing costs, setting up escrow accounts, or making a down payment. This is an extremely valuable program for somebody with steady
  • Moneyline New York LLC
  • 502 Audubon Trail, Rochester, NY, 14622
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Cayuga Lake National Bank
  • 165 Cayuga Street, Union Springs, NY, 13160
  • Cayuga Lake National Bank is a full-service community bank headquartered in Union Springs, NY with a second office in Aurora, NY. We provide consumer and commercial banking and lending products to the Finger Lakes Region of Central New York and beyond. Cayuga Lake National Bank offers a full suite of consumer banking products.
  • Settlers Bank
  • 4021 Meridian Drive, Windsor, WI, 53598
  • Settlers bank is an independent bank infused with an entrepreneurial spirit. At Settlers you work with people who started the business, and own the bank. This means you get timely decisions, simple solutions, and superior service.business, and own and Both Tom and Dave had successful and well-established banking careers, yet both believed that bank
  • United Fidelity Funding Corp
  • 1300 NW Briarcliff Parkway, Suite 275, Riverside, MO, 64150
  • United Fidelity Funding is recognized for being the gold standard of home loan mortgages. We show our clients that there are mortgage companies that you can rely on & trust by providing best-in-class service, competitive interest rates & cutting-edge technology. Between working with our experienced loan experts and having no underwriting overlays.
  • O&R Utilities Employees Federal Credit Union
  • 14 Talmadge Court, Monroe, NY, 10950
  • On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY
  • Astar Home Capital Inc
  • 48 Bakertown Road, Suite 204, Monroe, NY, 10950
  • Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.
  • Capital M Inc.
  • 48 Bakertown Rd, Suite 303, Monroe, NY, 10950
  • Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.