Explore the differences! FHA VS Conventional loan programs in Baxley, Appling County, Georgia

For 2026, the Conventional loan limit set in Baxley, located within Appling county, GA, is $726,200. In contrast, the FHA limit for a single-family house stands at $472,030.

Try the Lendersa® Conventional loan calculator to evaluate the best rates today among Conventional, FHA, and USDA loans, and assess the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator provides a side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA options so you can choose the best program in GA for your specific financial situation.

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2026 Loan Limits and Down Payment Requirements in Baxley, Appling, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 31513

Conventional and FHA Loan Options in Baxley, GA

The aim of Lendersa® is to promptly secure you the most suitable Conventional, USDA, or FHA loan with ease. Choose one of three methods to identify matching lenders and loan programs tailored to your needs.

Results for Lendersa USDA loan requests


Baxley Lenders

  • Pineland Bank
  • 501 W 12th St, Alma, GA, 31510
  • Lends in Georgia
  • Pineland Bank began as Alma Exchange Bank & Trust and was chartered on September 13, 1939 in Alma GA when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.

  • Bank of Hazlehurst
  • 22 South Tallahassee Street, Hazlehurst, GA, 31539
  • Lends in Georgia
  • At the Bank of Hazlehurst, we pride our selves in our ability to offer a full range of financial products and services. You won't find more superior service or friendliness anywhere in today's marketplace.

    They provide the following services: Full Service Office Location and are located at 22 South Tallahassee Street

  • Glennville Bank
  • 102 East Barnard Street, Glennville, GA, 30427
  • Lends in Georgia
  • In 1904, a group of citizens from Glennville, Tattnall County, GA and the surrounding community recognized the need for a local bank. On March 13, 1905, after acquiring property and erecting a building at the downtown corner of Barnard and Caswell Streets, Glennville Bank was officially opened.

  • Altamaha Bank & Trust
  • 206 Jackson St, Vidalia, GA, 30474
  • Lends in Georgia
  • Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.

  • First National Bank of Coffee County
  • 420 South Madison Ave, Douglas, GA, 31533
  • Lends in Georgia
  • First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.

  • The Claxton Bank
  • 121 West Main Street, Claxton, GA, 30417
  • Lends in Georgia
  • At The Claxton Bank, we've seen many changes in Evans County. But through it all, one thing has remained the same, the way we do business. Now, just as it was back then, we are committed to helping our customers manage their "todays" and find their place in tomorrow. Indeed, the more things change, the more they stay the same.

  • Ware County School Employees Federal Credit Union
  • 1301 Bailey Street, Waycross, GA, 31501
  • Lends in Georgia
  • The Ware County School Employees Federal Credit Union was established in 1962. Our field of membership consists of employees and immediate family members of the Ware County Board of Education and Okefenokee RESA.

    The mission of WCSEFCU is to provide the highest quality of financial services and customer service to support the financial needs

  • GeoVista Federal Credit Union
  • 601 W Oglethorpe Hwy, Hinesville, GA, 31313
  • Lends in Georgia
  • GeoVista Credit Union was founded as Fort Stewart Georgia Federal Credit Union in 1964 in Hinesville, GA. In 2007, we expanded to include all individuals and families within Bryan, Bulloch, Chatham, Effingham, and Liberty Counties, as well as Fort Stewart and Hunter Army Airfield.

  • Dove Mortgage, Inc.
  • 617 Windhaven Drive, Hinesville, GA, 31313
  • Lends in Georgia
  • Dove Mortgage, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you