FHA VS Conventional loan programs in Nicholls, Coffee County, Georgia
For 2026, the Conventional loan limit in Nicholls, within the county of Coffee, GA is $726,200, while for a single-family home, the FHA limit is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to compare current Conventional, FHA, and USDA loan rates, and evaluate the income, credit, reserves, and documentation necessary for qualification. By using our sophisticated mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA together to help decide which program in GA suits your financial circumstances best.
2026 loan limits and downpayment guidelines in Nicholls, county of Coffee, GA
Loan Type
Maximum Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The information in this table is applicable to zip codes: 31554
Discover Conventional and FHA loan choices in Nicholls, GA
Lendersa® aims to swiftly provide you with the best Conventional, USDA, or FHA loan without any hassle. Choose one of three paths that will connect you with matching lenders and loan products.
Pineland Bank began as Alma Exchange Bank & Trust and was chartered on September 13, 1939 in Alma GA when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.
First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.
22 South Tallahassee Street, Hazlehurst, GA, 31539
Lends in Georgia
At the Bank of Hazlehurst, we pride our selves in our ability to offer a full range of financial products and services. You won't find more superior service or friendliness anywhere in today's marketplace.
They provide the following services: Full Service Office Location and are located at 22 South Tallahassee Street
The Ware County School Employees Federal Credit Union was established in 1962. Our field of membership consists of employees and immediate family members of the Ware County Board of Education and Okefenokee RESA.
The mission of WCSEFCU is to provide the highest quality of financial services and customer service to support the financial needs
Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
In 1904, a group of citizens from Glennville, Tattnall County, GA and the surrounding community recognized the need for a local bank. On March 13, 1905, after acquiring property and erecting a building at the downtown corner of Barnard and Caswell Streets, Glennville Bank was officially opened.
South Georgia Banking Company is a full-service, independent, locally owned bank. Now in our 50th year of operation, SGBC provides a wide variety of banking services targeted primarily to the personal consumer, small business, and agricultural sectors. With locations in Tift, Colquitt, and Dooly counties, we take pride in the communities we serve.
Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.
Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness
