Explore the differences! FHA VS Conventional loan programs in Nicholls, Coffee County, Georgia

For 2025, the Conventional loan limit in Nicholls, within the county of Coffee, GA is $726,200, while for a single-family home, the FHA limit is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to compare current Conventional, FHA, and USDA loan rates, and evaluate the income, credit, reserves, and documentation necessary for qualification. By using our sophisticated mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA together to help decide which program in GA suits your financial circumstances best.

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2025 loan limits and downpayment guidelines in Nicholls, county of Coffee, GA

Loan Type Maximum Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this table is applicable to zip codes: 31554

Discover Conventional and FHA loan choices in Nicholls, GA

Lendersa® aims to swiftly provide you with the best Conventional, USDA, or FHA loan without any hassle. Choose one of three paths that will connect you with matching lenders and loan products.

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  • Fountain Home Loans LLC
  • 232 Professional Ct, Suite C1, Gulf Shores, AL, 36542
  • We offer Mortgages in Foley AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community. We offer Mortgages in Gulf Shores AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community.
  • Barr Group Mortgage
  • 1703 Gulf Shores Parkway, Gulf Shores, AL, 36542
  • The Barr Group Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Homefront Lending LLC
  • 19940 State Highway 181, Suite B, Fairhope, AL, 36532
  • At Homefront Lending LLC, where we are honored to serve you! We are experienced mortgage professionals dedicated to our community. Located in Fairhope, AL, it is absolutely our honor to bring excellent service to south Alabama. We are a veteran-owned business who's passion is serving our nation's heroes who serve us each and every day.
  • Bay Mortgage Corporation
  • 7549 Assunta Court, Fairhope, AL, 36532
  • At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
  • First Choice Lending Services
  • 9821 Cogdill Road, Suite 2, Knoxville, TN, 37932
  • First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.
  • Carolina Farm Credit
  • 146 Victory Lane, Statesville, NC, 28625
  • Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs
  • Fort Bragg Federal Credit Union
  • 4172 Hefner Drive, Fort Bragg, NC, 28310
  • Fort Bragg Federal Credit Union is a not-for-profit financial cooperative owned exclusively by its members & regulated by the National Credit Union Administration. Chartered on April 18, 1960, we exist primarily to promote thrift amongst our members. Fort Bragg Federal Credit Union is a local credit union that has served the greater Fort Bragg
  • First Choice Community Credit Union
  • 100 N 17th Street NW, Knoxville, TN, 37921
  • Our goal is to improve the financial lives of our members and the community we serve. We are inspired to deliver exceptional banking products and superior Member Service throughout East Tennessee. Our journey began in 1936, when a small group of employees at the Fulton Bellows Plant in Knoxville needed a safe place to deposit, save & borrow money.
  • Best Loans Corp
  • 3022 Willow Road, Punta Gorda, FL, 33982
  • At Best Loans Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.