FHA VS Conventional loan programs in Alma, Bacon County, Georgia

As of 2026, in Alma, situated in the county of Bacon, GA, the established conventional loan limit is $726,200. Meanwhile, the FHA limit for a single-family residence is set at $472,030.

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Utilize the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. It helps you to assess financial requirements like income, credit score, and necessary documents. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA options side-by-side, enabling informed decisions on the most suitable program in GA for your specific financial considerations.

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Loan limits and required down payments for 2026 in Alma, county of Bacon, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons apply specifically to zip codes: 31510

Available Conventional and FHA loan choices in Alma, GA

Lendersa® aims to facilitate the easiest possible acquisition of Conventional, USDA, or FHA loans swiftly and without complications. Choose from three initial selections to find suitable lenders and loan packages.

  1. Submit your optimized request for Conventional, USDA, FHA loans
  2. Check Conventional, USDA, FHA rates & terms first
  3. Search our extensive Conventional lenders database
Lendersa USDA loan request matching outcomes



  • Mission Mortgage
  • 10343 Sepulveda Boulevard, Mission Hills, CA, 91345

  • Our Mission is to provide the most efficient and high-quality mortgage lending services to all the families in the community we serve. Mission Mortgage has a strong and professional team available at your disposal to help assist in your home mortgage loan needs. Our team specializes in FHA and Conventional Loans.

  • ABM Realty Group Inc.
  • 11600 West Washington Place, Suite 111, Los Angeles, CA, 90066

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • E3 Capital Partners
  • 10659 W. Pico Blvd, Los Angeles, CA, 90066

  • E3 CAPITAL PARTNERS® is a Real Estate mortgage, finance, brokerage, consultancy for Commercial and Residential Real Estate. E3 Capital partners underwrites/ corresponds with over 200 lenders for ALL property types, ALL borrower types, ALL loan product types. BROKERAGE: Client Representation to list and sell homes.

  • CP Financial and CP Realty Inc.
  • 12012 West Washington Boulevard, Suite C, Los Angeles, CA, 90066

  • CP Financial and CP Realty Inc. is a Direct Lender committed to making the lending process easy. Our philosophy is simple: "WHAT CAN WE DO TO MAKE IT WORK" We will work diligently in helping you find the right mortgage product for your needs. We understand that every borrower is different

  • David Diaz-Equity Smart Home Loans
  • 12655 W. Jefferson Blvd., Fl 4, Los Angeles, CA, 90066

  • David Diaz and his team has helped the Los angeles community for over 15 years. We are EquitySmart Home Loans a full service mortgage brokerage located in Los Angeles, California and the leading brokerage in So Cal for over 17 years. Broker HUD approved with over 100 lenders / banks specializing in Jumbo

  • University Credit Union
  • 1500 S Sepulveda Blvd, Los Angeles, CA, 90025

  • University Credit Union (UCU) was founded by the University Community for the University community in 1951 on UCLA’s campus. As we’ve grown, we’ve expanded to serve other universities throughout California, the West Coast Conference, and the Big West Conference.

    We keep our members’ best interests at the forefront of everything we do.

  • Ideal Financial, Inc.
  • 12121 Wilshire Boulevard, Suite 101, Los Angeles, CA, 90025

  • Ideal Financial, Inc. has served the volatile Southern California real estate market, and recently expanded into Colorado as well. In addition to offering traditional mortgage programs, Ideal Financial, Inc. provides reverse mortgage financing (HECM loans) for older Americans. Our mission is to serve our customers with honesty.

  • Sunset Lending & Realty
  • 11601 Wilshire Boulevard, Suite 500, Los Angeles, CA, 90025

  • The Sunset Lending & Realty team focuses on providing the service value of a boutique firm with the speed and efficiency of the biggest banks. Our value comes from masterclass experts in mortgage loans and residential real estate that work together to provide the greatest value to California homeowners.

  • Priority One Mortgage
  • 12021 Wilshire Blvd, Suite 432, Los Angeles, CA, 90025

  • Priority One Mortgage offers premier mortgage benefits. We are located in Los Angeles, California. The experienced team members here are committed to quality customer service and putting the needs of the people it serves first. Priority One Mortgage will always adhere to the highest degree of integrity in all business dealings.

  • JDM Funding Corporation
  • 11111 Santa Monica Boulevard, Suite 1840, Los Angeles, CA, 90025

  • JDM Funding Corp provides competitive financing options for real estate investors, developers, & owner-occupants. Given our extensive experience, we offer direct expertise for each situation & transaction, whether you are buying a home, or you have a commercial project needs, such as financing existing properties, construction, development.

  • MCP Mortgage Capital Partners
  • 12400 Wilshire Blvd, Suite 900, Los Angeles, CA, 90025

  • Mortgage Capital Partners are the preferred lender for many realtors, business managers and CPAs in Los Angeles and throughout the country.Our team of skilled loan officers, each with an average of 20 years experience, works in a collaborative environment where expertise is shared.

  • Wilshire Quinn Capital
  • 11601 Wilshire Blvd., Suite 500, Los Angeles, CA, 90025

  • Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. It is a direct portfolio lender that originates bridge loans secured by real estate located primarily in California. Today Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast, reliable funding for our borrowers and consiste

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