Explore the differences! FHA VS Conventional loan programs in Elberton, Elbert County, Georgia

In 2025, the limit for Conventional loans in Elberton, part of Elbert county, GA, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Try Lendersa®'s Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans and figure out the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options to help you decide which program in GA fits your financial needs best.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Elberton, Elbert, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies for zip codes: 30635

Options for Conventional and FHA Loans in Elberton, GA

At Lendersa®, our aim is to secure you the most suitable Conventional, USDA, or FHA loan quickly and seamlessly. Choose from one of three options to get matched with lenders and loan programs tailored to your needs.

Results for Lendersa USDA loan requests


  • LOANVERSE
  • 21800 Oxnard Street, Suite 720, Woodland Hills, CA, 91367
  • Loanverse, "A Universe of Better Loans," offers people some of the most affordable options to become a homeowner. Why waste money on rent every single month when you could be paying down your own mortgage. Loanverse offers a variety of home loan programs with the Lowest Down Payment Options, and industry low interest rates.
  • Realty Network Alliance Group Inc.
  • 5850 Canoga Ave, Suite 400, Woodland Hills, CA, 91367
  • Realty Network Alliance Group, Inc. invite you to enjoy navigating through our free extensive search engine. Find your dream home by specific area and personalized criteria in all of Los Angeles and surrounding counties. Search incredible Los Angeles real estate deals by limiting your search to foreclosures and short sales
  • Nuline Funding Inc.
  • 21550 Oxnard Street, Suite 300, Woodland Hills, CA, 91367
  • Nuline Funding, Inc is a customer satisfaction as our main currency but when it comes to loans, our team's extensive knowledge of the in's and out's of the mortgage industry is a tool at your disposal. We cover: 15/30 year fixed-rate loans, adjustable-rate loans, reverse mortgages, second mortgages, government-insured loans.
  • Fifth Avenue Realty
  • 21900 Burbank Boulevard, Suite 300, Woodland Hills, CA, 91367
  • Fifth Avenue Realty is a full service real estate company serving the real estate needs of the San Fernando Valley and adjacent cities and communities. We provide both brokerage and mortgage loan origination services with unparalleled excellence, integrity and dedication.With Fifth Avenue Realty, you have a trusted real estate advisor.
  • JFK Realty & Loan Depot
  • 5850 Canoga Avenue, Suite 400, Woodland Hills, CA, 91367
  • JFK Realty & Loan Depot Inc JFK operates on the principle of collaboration, “Power of Two”: the combination Realtor/Lender relationship. By working together and helping each other we achieve greater results for our clientele.We offer both Realtor and Lender services under the same roof.
  • National One Financial Services, Inc.
  • 6355 Topanga Canyon Boulevard, Suite 250, Woodland Hills, CA, 91367
  • National One Loans, Inc. is a subsidiary of National One Financial Services Inc. a CA licensed mortgage company since 2013. National One Loans, Inc.’s focus is primarily on mortgage origination services. The company corporate office is located in the city of Woodland Hills, in the county of Los Angeles.
  • Pacific First Equity Services
  • 21031 Warner Center Ln, Suite B, Woodland Hills, CA, 91367
  • Pacific First Equity Services offers a line of Private Money Lending, Construction, Residential, Commercial and Equity Capital. In Residential Services, our company offers a full line of products including FHA, VA, Conventional, FNMA, FHLMC, USDA as well as Construction, and Private Money Loans.
  • LendMe
  • 23149 Califa St, Woodland Hills, CA, 91367
  • "At LendMe, we’re committed to providing unique lending solutions to real estate investors for business purpose loans. ​ If you’re a real estate investor, our team at LendMe can help you reach your goals and meet your deadlines. Feel free to reach out to us today and see how we are able help!"
  • Peak Finance Company
  • 5900 Canoga Avenue Suite 200, Woodland Hills, CA, 91367
  • At Peak Finance Company, Residential we serve realtors, CPAs, business and financial planners as well as homeowners and new home buyers with the goal of making the process of obtaining a mortgage as easy, convenient and affordable as possible. With expert staff, advanced capital market knowledge and highly-competitive mortgage loan programs etc..
  • Multi Real Estate Services
  • 8434 Moorcroft Ave, West Hills, CA, 91304
  • Multi Real Estate Services is a mortgage broker with operations in one state. Multi Real Estate Services offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA and construction mortgages. Ron Henderson is President of Multi Real Estate Services, Inc Los Angeles, California.
  • Alameda Mortgage Corp.
  • 2775 Tapo Street, Suite 103, Simi Valley, CA, 93063
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs. Our mission is to serve our customers with honesty, integrity, and competence.