FHA VS Conventional loan programs in 2025 for Elberton, Elbert County, Georgia

In 2025, the limit for Conventional loans in Elberton, part of Elbert county, GA, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Try Lendersa®'s Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans and figure out the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options to help you decide which program in GA fits your financial needs best.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Elberton, Elbert, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies for zip codes: 30635

Options for Conventional and FHA Loans in Elberton, GA

At Lendersa®, our aim is to secure you the most suitable Conventional, USDA, or FHA loan quickly and seamlessly. Choose from one of three options to get matched with lenders and loan programs tailored to your needs.

Results for Lendersa USDA loan requests


  • Future Financial LLC
  • 315 11th Ave. North, Jacksonville Beach, FL, 32250
  • Future Financial LLC, you can guarantee that our team of mortgage professionals puts your future first. Combined, we have over 20 years of financial experience, and have facilitated over $1,000,000,000 in mortgage loans. As a team, we have over 1,000 5-star reviews illustrating our founding principles of stellar customer service.
  • Franklin Bank & Trust
  • 317 N Main St, Franklin, KY, 42134
  • Franklin Bank & Trust Co. is ""Hometown Banking At Its Best Since 1958"". We opened our doors on Dec. 1, 1958 and are still here doing what we do best for you. We have expanded our offices into Warren County with 3 convenient locations in Bowling Green as well as 2 full service locations in Franklin.
  • Gateway Funding, Inc.
  • 338 Shipyard Blvd, Wilmington, NC, 28412
  • Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.
  • Seaside Mortgage
  • 5653 Carolina Beach Rd, Suite D2, Wilmington, NC, 28412
  • We specialize in residential mortgages and offer conventional, FHA, USDA, and VA loans. We take pride in treating each customer as a family member! Our dedication to customer service is the foundation of our business. With many years experience, it’s the reason so many of my clients finance with Seaside Mortgage.
  • First Carolina People's Credit Union
  • 201 East Ash Street, Goldsboro, NC, 27530
  • First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.
  • EquiFund Mortgage
  • 3390 Kori Road, Suite 11, Jacksonville, FL, 32257
  • We offer a full service digital mortgage market place, where consumers can identify the lowest rate fee loans from the Nations best lenders and close their loan request. We do not charge any fees, and are compensated by the lowest rate lender for performing the work and funding the loan.
  • City & Police Federal Credit Union
  • 4675 Sunbeam Road, Jacksonville, FL, 32257
  • City & Police Federal Credit Union was chartered in 1935 as a financial institution owned by its members who are joined by a common bond.Which brings us to the present. We are a full service financial institution with five convenient locations. Best of all we understand our purpose; "Serving the Financial Needs of Our City's Best".
  • Forever Home Loans
  • 3400 KORI RD, Suite 4, Jacksonville, FL, 32257
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CCS Home Loans
  • 2814 Spanish Cove Trail, Jacksonville, FL, 32257
  • Consumer Credit Services was chartered in 1998, after the founder realized that the mortgage lending environment fell short of offering diligent long term lending solutions that incorporated a true plan that matched the clients goals. In most cases, the representation and loan products offered, while providing short term benefits,
  • Tidor Properties
  • 9957 Moorings Drive, Suite 203, Jacksonville, FL, 32257
  • Our team has several years of experience and a desire to become the best in the business. Unlike many of the larger nationwide mortgage companies, all your information will be kept secure and private. Our name is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime.
  • TrustLine Mortgage, Inc.
  • 6101 Gazebo Park Place North, Suite 108, Jacksonville, FL, 32257
  • TrustLine Mortgage, Inc. has been a leading mortgage banker in Florida since 1989. we are committed to offering our clients the most competitive and innovative mortgage loan products and best customer service available anywhere. TrustLine Mortgage offers a variety of lending options designed to meet your specific needs.