FHA VS Conventional loan in Elberton, Elbert County, Georgia

In 2025, the limit for Conventional loans in Elberton, part of Elbert county, GA, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Try Lendersa®'s Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans and figure out the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options to help you decide which program in GA fits your financial needs best.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Elberton, Elbert, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies for zip codes: 30635

Options for Conventional and FHA Loans in Elberton, GA

At Lendersa®, our aim is to secure you the most suitable Conventional, USDA, or FHA loan quickly and seamlessly. Choose from one of three options to get matched with lenders and loan programs tailored to your needs.

Results for Lendersa USDA loan requests


  • Liberty Trust & Savings Bank
  • 502 Eighth Avenue, Durant, IA, 52747
  • New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.
  • Community Bank and Trust
  • 100 S. Wood Street, Neosho, MO, 64850
  • Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.
  • HOM Commercial
  • 133 Parkway Rd, Bronxville, NY, 10708
  • Welcome to Houlihan & O’Malley Commercial Real Estate Services. Backed by the experience of a family that’s been in the real estate business since 1891, the commercial services division of Houlihan & O’Malley specializes in commercial brokerage, private mortgages, commercial appraisals and advisory services.
  • Houlihan & O'Malley
  • 133 Parkway Road, Bronxville, NY, 10708
  • Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real est
  • Hudson United Mortgage
  • 95 S. Middletown Road, Nanuet, NY, 10954
  • Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a
  • Great Midwest Bank, S.S.B.
  • 15900 West Bluemound Road, Brookfield, WI, 53005
  • Since 1935, Great Midwest Bank has served Wisconsin Homeowners for their mortgage and personal banking needs. We're a customer-oriented mutual bank offering a variety of Residential Mortgage products to first time homebuyers, existing homeowners, and multi-family property owners.
  • North Shore Bank
  • 15700 West Bluemound Road, Brookfield, WI, 53005
  • Our vision is to be a successful, community-minded bank recognized for high-touch service. Our role is to help people realize their dreams and fulfill customer expectations in a safe and sound manner. We are also committed to supporting our communities annually through sponsorship and participation in hundreds of local activities.
  • Guidance Mortgage LLC
  • 14380 W Capitol Dr, Suite 1, Brookfield, WI, 53005
  • We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in Milwaukee, Waukesha and all of Southeastern Wisconsin. Our mission is to carefully guide you through the entire home loan process,
  • Majesty Mortgage Inc
  • 15460 West Capitol Drive, Suite 220, Brookfield, WI, 53005
  • Majesty Mortgage is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, familial status (having children under the age of 18) because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act
  • Landmark Credit Union
  • 555 S. Executive Dr, Brookfield, WI, 53005
  • Landmark Credit Union is a not-for-profit financial cooperative owned by our customer/members. We return our profits to our members with exceptional rates, lower fees and personalized service. We serve all people living or working in Southern and Northeastern Wisconsin, plus Lake and McHenry Counties in Illinois.
  • GSF Mortgage Corp
  • 15430 West Capitol Drive, Brookfield, WI, 53005
  • GSF Mortgage Corporation is dedicated to the prosperity of its customers. We are committed to demonstrating the utmost integrity - both professionally and personally - while providing top quality service. We focus on securing the best possible outcome for those who place their trust in us for their mortgage needs.