FHA VS Conventional loan in Washington, Wilkes County, Georgia

During 2026, the loan limit for Conventional mortgages in the city of Washington, situated in Wilkes county, GA, is set at $726,200. Meanwhile, the FHA loan cap for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to efficiently evaluate and compare today’s top rates for Conventional, FHA, and USDA loans. Determine the essential income levels, credit benchmarks, reserves, and documentation required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, enabling you to identify the ideal program available in GA for your unique financial condition.

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2026 Loan Limits and Down Payment Requirements in Washington, Wilkes, GA

Loan Category Maximum Loan Figure Initial Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The details in this table apply to these zip codes: 30673

Available Conventional and FHA Loan Options in Washington, GA

The primary aim of Lendersa® is to facilitate the acquisition of the best possible Conventional, USDA, or FHA loan quickly and with minimal difficulty. Choose one of the three starting options that lead you to match with appropriate lenders and loan packages.

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Washington Lenders

  • Farmers State Bank
  • 115 N. Washington Street, Lincolnton, GA, 30817
  • Lends in Georgia
  • Farmers State Bank is a locally owned and operated community bank which has been proudly serving the CSRA for over 100 years. We offer a wide array of deposit products and services to our customers with competitive rates on checking, savings, certificates of deposit, and IRA accounts.

  • AUGUSTA MORTGAGE SOLUTIONS
  • 141 North Belair Road, Suite 102, Evans, GA, 30809
  • Lends in Georgia
  • Augusta Mortgage Solutions serves residential mortgage customers throughout the State of Georgia with a full selection of loan options. These include FHA, VA and conventional loans for purchase and refinance needs. We have the experience and the connections to provide a smooth mortgage process with a personal touch.

  • ATHENS MORTGAGE RESOURCES, INC.
  • 710 S Milledge Ave, Athens, GA, 30605
  • Lends in Georgia
  • Athens Mortgage Resources, Inc. was founded by William A. Jones, Jr. on December 7, 1988, after he retired from his 20 years of service in the United States Air Force. Since its creation, Athens Mortgage has always provided the best and lowest rates & closing costs in the Athens/Oconee area. Along with the best deal in town

  • First Choice Mortgage, Inc.
  • 217 Davis Rd,, Augusta, GA, 30907
  • Lends in Georgia
  • First Choice Mortgage in Augusta, GA houses an experienced, dedicated, and knowledgeable team. We are one of the best mortgage lenders and brokerage firms serving the lending needs of real estate professionals, builders, and individual homebuyers throughout Georgia and South Carolina since 1992.

  • AUGUSTA MORTGAGE CO.
  • 243 Davis Road, Augusta, GA, 30907
  • Lends in Georgia
  • Established in 1976, Augusta Mortgage Company is Augusta’s oldest independent mortgage company. Utilizing the latest in technology, Augusta Mortgage Company can provide our customer’s loan approval within minutes of application and tailor the most appropriate and competitive services. We were Augusta’s first direct endorsement FHA lender

  • MORTGAGE FIRST AUGUSTA
  • 1030 Jimmie DYess Parkway, Suite 7, Augusta, GA, 30909
  • Lends in Georgia
  • Mortgage First Augusta is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • Remarkable Mortgage
  • 35 North Main Street, Watkinsville, GA, 30677
  • Lends in Georgia
  • Remarkable Mortgage leaves a lasting impression on the customers we serve, bringing confidence and simplicity to home financing. Launched by an experienced team of loan advisors in February 2022, Remarkable Mortgage brings an innovative and progressive approach to mortgage loans by offering top-notch customer service and customized loan solutions.

  • Aviante Mortgage
  • 1351 Jennings Mill Rd, Suite A, Watkinsville, GA, 30677
  • Lends in Georgia
  • "Aviante Mortgage is placed in the lineup among other Real Estate Companies. This establishment is rated 4 by NiceLocal users and provides its services in Georgia city by the official address: Watkinsville, GA 30677, 1351 Jennings Mill Rd.
    Geographic system coordinates are: longitude — 83°27'42.66''W (-83.46185), latitude — 33°55'5.52''N (33.9182