Explore the differences! FHA VS Conventional loan programs in Georgetown, Chatham County, Georgia

In 2025, the conventional loan ceiling in Georgetown, county of Chatham, GA, is $726,200. The FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to evaluate today’s best rates between Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA side by side, aiding in choosing the optimal program in GA for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Georgetown, Chatham, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 31419

Available Conventional and FHA Loans in Georgetown, GA

Lendersa® strives to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Select one of the three starting avenues for matching lenders and loan programs tailored to your needs.

Results of Lendersa USDA loan requests


  • Flashpoint Mortgage Corp
  • 8120 Penn Ave S, Suite 100P, Bloomington, MN, 55431
  • Flashpoint Mortgage Corp. We are a full-service mortgage company based in Bloomington, Minnesota. We specialize in home loans in Bloomington. We also serve the surrounding cities in Hennepin County. Whether you are buying a home or refinancing and we can help you realize your dream of homeownership or save you money.
  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
  • Edina Realty Mortgage
  • 735 Cleveland Ave S, Saint Paul, MN, 55116
  • At Edina Realty, we believe that an informed buyer or seller is an empowered one. We offer as much information online as possible, and our agents can fill in the gaps that data can’t provide by offering insights you can use throughout the home buying or selling process in Minnesota and western Wisconsin.
  • Cornerstone State Bank
  • 415 North Main, Le Sueur, MN, 56058
  • CornerStone State Bank- offering deposit and lending services to communities across the state of Minnesota. Chartered in 1974, as one office in Le Sueur, Minnesota, now CornerStone State Bank has grown into seven communities; Le Sueur, Cloquet, Belle Plaine, Montgomery, Green Isle, and most recently, Madison Lake and Eagle Lake, Minnesota.
  • Propel Home Loans LLC
  • 8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
  • We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.
  • SharePoint Credit Union
  • 5300 Hyland Greens Drive, Bloomington, MN, 55437
  • SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence. SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.
  • Premier Banks
  • 2866 White Bear Avenue, Saint Paul, MN, 55109
  • Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.
  • Ideal Credit Union
  • 2401 N McKnight Rd N, Saint Paul, MN, 55109
  • Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.