FHA VS Conventional loan programs in 2026 for Savannah, Chatham County, Georgia

In 2026, the conventional loan limit in Savannah, situated in Chatham County, GA, is $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Make use of the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA options. Assess the income, credit requirements, reserves, and documents needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the most suitable option in GA for your financial circumstances.

Compare loan offers from a selection of 100 lenders

2026 Loan Limits and Downpayment Requirements in Savannah, Chatham, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 31322

Conventional and FHA Loan Options in Savannah, GA

The objective of Lendersa® is to provide the optimal Conventional, USDA, or FHA loan swiftly and without hassle. Start with one of three approaches that lead to matching lenders and customizable loan programs.

Lendersa USDA loan request results


  • Golden Lenders
  • 18950 W 54th, Golden, CO, 80403
  • We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer

  • Starion Bank
  • 333 North 4th Street, Bismarck, ND, 58502
  • Starion Bank is a $1.6 billion family-owned Bank providing Banking, mortgage, insurance and investment services for individuals, families and businesses across the Midwest. As an independent supercommunity Bank, we have the same services and technology as larger Banks, yet we offer personal service, make decisions locally.

  • Railway Credit Union
  • 1006 East Main Street, Mandan, ND, 58554
  • Railway Credit Union is a full-service, member-owned financial institution. We offer financial solutions that give you the power to live life your way! Proudly serving employees, retirees, & families of BNSF, MDU Resources Group, CP Rail, Century Link, AT&T, Teamsters 123, and AFL-CIO Members.

  • lewis & clark development group
  • 200 1st Avenue NW, Suite 100, Mandan, ND, 58554
  • The Lewis & Clark Development Group is a collaboration of three separate non-profit organizations, Lewis & Clark Regional Development Council (LCRDC), the Lewis & Clark Certified Development Company (LCCDC), and CommunityWorks North Dakota (CWND), joined to provide programs and loans to support businesses

  • Entrust Capital Funding
  • 2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938
  • The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.

  • Newrepublicfunding.com
  • 1942 Broadway St, Boulder, CO, 80302
  • Our lending portfolio is diverse, and we specialize in various lending programs, including multifamily value-add construction lending, ground-up construction for residential, quick and competitive loan programs, condominium development loans, commercial construction with land acquisition, residential construction and rehab, appraisal order options

  • Flatirons Bank
  • 1095 Canyon Boulevard, Suite 100, Boulder, CO, 80302
  • Flatirons Bank was created to provide a true community bank to Boulder County, focused on doing what is right for businesses in our community.

    Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona

  • Reverse Mortgage Leads
  • 1434 Spruce St, Boulder, CO, 80302
  • Our mission is to supply our Clients with high-intent, real-time leads that are interested, qualified prospects, that have the intent to buy your product/service. They all want a quote and it’s easy for you to close the deal! We are a family owned and operated business with with offices in Colorado, Georgia and Florida.

  • React Mortgage
  • 1495 Canyon Blvd, 1st Floor, Boulder, CO, 80302
  • Our mission is to help people achieve the American dream of homeownership. We work with you not only to find you the best solutions for your situation, but we educate you every step of the way. Our cutting-edge technology allows us to offer 100% remote services with the same human touch you’ve come to expect from an in-person experience.

  • Colorado Lending Group
  • 1710 13th Street, Boulder, CO, 80302
  • We aim to provide the best services while maintaing a green company philosophy and giving back to the communities we serve. We are a family company and understand the importance of providing a better place for future generations. Our experts have been helping people save money and get the right mortgage for over 20 years!

  • Premier Lending, LLC
  • 2425 Canyon Blvd, Boulder, CO, 80302
  • At Premier Lending all of our underwriting and closing from our Boulder home mortgage advisors is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, Jumbo, FHA, and VA mortgages.

  • Colorado Mortgages
  • 2129 13th St, Boulder, CO, 80302
  • Colorado Mortgages Buying a house is stressful and financing can be confusing. With all the changes the mortgage industry has seen, home buyers need better assistance when buying or refinancing a home. The team at Mutual Security and I are committed to educating our customers so that getting a mortgage isn't a daunting endeavor.