FHA VS Conventional loan programs in 2026 for Skidaway-Island, Chatham County, Georgia

In 2026, the conventional loan cap in Skidaway-Island, within Chatham county, GA, is $647,200. Meanwhile, the FHA limit for a single-family house is $420,680.

Utilize Lendersa®'s Conventional loan calculator to gauge top rates for Conventional, FHA, and USDA loans today. This tool shows needed income, credit, reserves, and documents to qualify. Our advanced calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA side by side, ensuring you choose the best program in GA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Skidaway-Island, Chatham, GA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable for the zip codes: 31411

Explore Conventional and FHA Loan Options in Skidaway-Island, GA

Lendersa® seeks to provide you with the best Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three methods to discover matching lenders and loan programs.

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Skidaway-Island Lenders

  • Savannah Postal Credit Union
  • 22 Ogletthorpe Professional Blvd, Savannah, GA, 31406
  • Lends in Georgia
  • Savannah Postal Credit Union is a State-chartered credit union incorporated June 6, 1952. For more than 53 years we have existed solely for the purpose of serving our members' best interests. The credit union was originally established for employees of the United States Postal Service. Today we serve 10 employee groups in Savannah

  • American Financial Services Group
  • 7712 Waters Ave, Savannah, GA, 31406
  • Lends in Georgia
  • American Financial Services is one of the oldest loan companies in Savannah. Our first office opened in 1956, and we still proudly serve people of Chatham County and the nearby towns sixty years later. In 2010, American Financial Services merged with Coastal Finance Company and relocated to the present location at 7712 Waters Ave, Savannah, GA.

  • COASTAL CUSTOM MORTGAGE, INC.
  • 340 Eisenhower DriveSuite 220, Savannah, GA, 31406
  • Lends in Georgia
  • Based in Savannah, Georgia and serving surrounding areas, Coastal Custom Mortgage is a mortgage brokerage company that provides homebuyers and homeowners alike with the tools to plan for and achieve financial stability when it comes to real estate endeavors. No matter the client’s starting point

  • Savannah Schools FCU
  • 4673 US Highway 80 East, Savannah, GA, 31410
  • Lends in Georgia
  • Membership in Savannah Schools FCU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union:

    Provides security for funds, with accounts insured up to $250,000 by the National Credit Union Administration, a U.S. government agency.
    Offers a full line of fr

  • First Chatham Bank
  • 111 Barnard Street, Savannah, GA, 31401
  • Lends in Georgia
  • Opening its doors on January 23, 2002, First Chatham Bank became the first community bank chartered in Chatham County since 1989. Since that time, First Chatham Bank has proven to be the premier community bank in the Coastal Empire. The Bank was a vision of local business leaders.

  • Mercy Federal Credit Union
  • 11705 Mercy Blvd, Savannah, GA, 31419
  • Lends in Georgia
  • Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members.

    To provide personal, professional service while offering a variety of products

  • HARBOR MORTGAGE COMPANY
  • 785 King George Boulevard, Suite 201, Savannah, GA, 31419
  • Lends in Georgia
  • Harbor Mortgage Company, has been working in finance since he graduated from the University of Alabama in 1992 with a degree in corporate finance and investment management. After spending nearly a decade helping clients finance and invest in properties, Mr. Soderlind opened Harbor Mortgage Company in 2001.