FHA VS Conventional loan in Montgomery, Chatham County, Georgia
In 2025, the Conventional loan limit for Montgomery, in Chatham county, GA, is set at $726,200. In contrast, the FHA limit for a single-family home is $472,030.
Check Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, and documents needed for approval. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to find the best choice for your financial needs in GA.
2025 Loan Limits & Down Payment Requirements in Montgomery, Chatham, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to zip codes: 31406
Conventional and FHA Loan Alternatives in Montgomery, GA
At Lendersa®, our mission is to secure the best Conventional, USDA, or FHA loan for you, with ease. Start with one of three routes, leading to suitable lenders and programs.
Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.
1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144
Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.
Farmers and Merchants Bank was established in 1934 and continues to operate
in the same location in which the bank first opened its’ doors. Through the years the bank has modernized its' facilities and services to better serve its’ customers and fit into the community. We are a locally owned community bank and serve Chambers County
Approved Mortgage is a family-owned and operated residential mortgage lender. Our mission is to assist you in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.
Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
WNC Community Credit Union is dedicated to better serving the individuals and families in our western North Carolina community. Friendly, smiling faces are always working hard to provide you with the right financial services to succeed in today’s fast-paced world.
Our members are treated with dignity, respect,
Mountain Credit Union was granted an amendment to our Community Charter allowing us to serve four additional Western North Carolina counties – Cherokee, Clay, Graham and Madison. Our charter now allows us to serve anyone who lives, works, worships or attends school in Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, etc
We are passionate about getting to know our clients so we can find the best loan program for them. We offer our clients the benefit of our years of experience in the mortgage industry and an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, and Refinancing options.
