FHA VS Conventional loan programs in 2026 for Montgomery, Chatham County, Georgia
In 2026, the Conventional loan limit for Montgomery, in Chatham county, GA, is set at $726,200. In contrast, the FHA limit for a single-family home is $472,030.
Check Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, and documents needed for approval. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to find the best choice for your financial needs in GA.
2026 Loan Limits & Down Payment Requirements in Montgomery, Chatham, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to zip codes: 31406
Conventional and FHA Loan Alternatives in Montgomery, GA
At Lendersa®, our mission is to secure the best Conventional, USDA, or FHA loan for you, with ease. Start with one of three routes, leading to suitable lenders and programs.
22 Ogletthorpe Professional Blvd, Savannah, GA, 31406
Lends in Georgia
Savannah Postal Credit Union is a State-chartered credit union incorporated June 6, 1952. For more than 53 years we have existed solely for the purpose of serving our members' best interests. The credit union was originally established for employees of the United States Postal Service. Today we serve 10 employee groups in Savannah
American Financial Services is one of the oldest loan companies in Savannah. Our first office opened in 1956, and we still proudly serve people of Chatham County and the nearby towns sixty years later. In 2010, American Financial Services merged with Coastal Finance Company and relocated to the present location at 7712 Waters Ave, Savannah, GA.
Based in Savannah, Georgia and serving surrounding areas, Coastal Custom Mortgage is a mortgage brokerage company that provides homebuyers and homeowners alike with the tools to plan for and achieve financial stability when it comes to real estate endeavors. No matter the client’s starting point
Opening its doors on January 23, 2002, First Chatham Bank became the first community bank chartered in Chatham County since 1989. Since that time, First Chatham Bank has proven to be the premier community bank in the Coastal Empire. The Bank was a vision of local business leaders.
Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members.
To provide personal, professional service while offering a variety of products
785 King George Boulevard, Suite 201, Savannah, GA, 31419
Lends in Georgia
Harbor Mortgage Company, has been working in finance since he graduated from the University of Alabama in 1992 with a degree in corporate finance and investment management. After spending nearly a decade helping clients finance and invest in properties, Mr. Soderlind opened Harbor Mortgage Company in 2001.
Membership in Savannah Schools FCU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union:
Provides security for funds, with accounts insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. Offers a full line of fr
