Explore the differences! FHA VS Conventional loan programs in Montgomery, Chatham County, Georgia
In 2026, the Conventional loan limit for Montgomery, in Chatham county, GA, is set at $726,200. In contrast, the FHA limit for a single-family home is $472,030.
Check Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, and documents needed for approval. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to find the best choice for your financial needs in GA.
2026 Loan Limits & Down Payment Requirements in Montgomery, Chatham, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to zip codes: 31406
Conventional and FHA Loan Alternatives in Montgomery, GA
At Lendersa®, our mission is to secure the best Conventional, USDA, or FHA loan for you, with ease. Start with one of three routes, leading to suitable lenders and programs.
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