Conventional Vs. FHA Lending requirements Gray, GA in 2026

In 2026, the limit for Conventional loans in Gray, Jones county, GA, is $726,200. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to assess today’s best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, and reserves to qualify. Our advanced mortgage calculator helps you compare Conforming Conventional, USDA, FHA, and VA loans side by side, ensuring you select the best program for your financial needs in GA.

Explore Loan Options in Gray, GA

The goal of Lendersa® is to swiftly provide you with the best Conventional, USDA, or FHA loan options with minimal hassle. Choose from three starting points to connect with matching lenders and plans.

Gray Lenders
(478) 745-0494 Lender's profile and map CGR Credit Union 2040 Ingleside Ave, Macon, GA, 31204 Lends in Georgia CGR Credit Union is a not-for-profit, member-owned and -operated, State chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members and their families. On the surface we may look like any other full-service community credit union
(478) 746-2063 Lender's profile and map Midtowne Mortgage LLC 2614 Riverside Drive, Macon, GA, 31204 Lends in Georgia Our staff of mortgage service professionals make themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation. Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve.
(478) 287-4809 Lender's profile and map GMFS Mortgage 4009-B Vineville Ave., Macon, GA, 31210 Lends in Georgia GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer
(706) 468-6418 Lender's profile and map Bank of Monticello 141 East Greene Street, Monticello, GA, 31064 Lends in Georgia On March 22, 1892, a citizens meeting was held at the Jasper County Courthouse, Monticello, Georgia, to issue stock at $100.00 per share to establish Bank of Monticello. The Jackson Banking Company was custodian for the funds. Operations began in a storeroom rented from M. S. and L. O. Benton. A lot was offered by James Lewis
(478) 919-2160 Lender's profile and map Ocmulgee Mortgage Company 268 Amanda Drive, Macon, GA, 31216 Lends in Georgia Ocmulgee Mortgage Company is a locally owned mortgage company in business and designed to help families obtain mortgage loans without having to deal with the headache of large institutions. Ocmulgee Mortgage Company prides itself on competence and quickness of process. We look forward to serving you today!
(478) 845-4541 Lender's profile and map PrimePoint Mortgage LLC 30 East Johnston Street, Suite B, Forsyth, GA, 31029 Lends in Georgia Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(478) 453-3571 Lender's profile and map Century Bank and Trust 141 South Wayne Street, Milledgeville, GA, 31061 Lends in Georgia Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.
(478) 929-5700 Lender's profile and map Combined Employees CU 593 Russell Parkway, Warner Robins, GA, 31088 Lends in Georgia Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.
(478) 552-6901 Lender's profile and map The Geo. D. Warthen Bank 216 N. Harris St., Sandersville, GA, 31082 Lends in Georgia Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force). In 1871, a rear corner of the building was partitioned off