FHA VS Conventional loan in Gray, Jones County, Georgia

In 2025, the limit for Conventional loans in Gray, Jones county, GA, is $726,200. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to assess today’s best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, and reserves to qualify. Our advanced mortgage calculator helps you compare Conforming Conventional, USDA, FHA, and VA loans side by side, ensuring you select the best program for your financial needs in GA.

Check loan offers from 100 lenders

2025 Loan Limits and Down Payment Information in Gray, Jones, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to these zip codes: 31032

Explore Loan Options in Gray, GA

The goal of Lendersa® is to swiftly provide you with the best Conventional, USDA, or FHA loan options with minimal hassle. Choose from three starting points to connect with matching lenders and plans.

Results of Lendersa USDA loan requests


  • E Loans Mortgage
  • 13789 Linden Dr, Spring Hill, FL, 34609
  • At E Loans Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Horizon of North Carolina
  • 1237 South Scales Street, Reidsville, NC, 27320
  • At Horizon of NC, we make acquiring a mortgage loan or home equity loan quick and easy, having you pre-qualified within 24-hours or less! We offer mortgage loans throughout the entire state of North Carolina. Our mission is to find the lowest interest rates and best loans possible.
  • New Horizons Credit Union
  • 6320 Airport Boulevard, Mobile, AL, 36608
  • New Horizons Credit Union, formerly Scott Southern Division Employees Credit Union and Scott Credit Union, is a not-for-profit, member-owned financial cooperative that has been providing financial services to our members 1950. We are governed by a member-elected, volunteer Board of Directors.
  • All In Credit Union
  • 6631 Airport Blvd, Mobile, AL, 36608
  • At All In Credit Union, we pride ourselves on providing exceptional member service. For your security, please DO NOT provide account details or other personal information on our Facebook page or in a private Facebook message. If you need help with your account or have a concern, we want to help.
  • Fidelity Bank NC
  • 1304 North Main Street, Fuquay Varina, NC, 27526
  • Fidelity Bank is a full-service financial institution with assets of approximately $3.4 billion headquartered in Fuquay-Varina, North Carolina. The Bank owns and operates 58 branches throughout North Carolina, Virginia, and South Carolina. For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.
  • F&M Bank TN
  • 50 Franklin Street, Clarksville, TN, 37040
  • F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.
  • Legends Bank
  • 310 N. First St, Clarksville, TN, 37040
  • Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County. Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders
  • Cumberland Bank and Trust
  • 502 Madison Street, Clarksville, TN, 37040
  • At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,
  • Castle Rock Mortgage, LLC
  • 120 Center Pointe Dr, Suite 4, Clarksville, TN, 37040
  • The Castle Rock Mortgage, LLC Team is your premier mortgage team located in Clarksville, Tennessee. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tennessee area.
  • Aniya Equity
  • 306 Madison St, Suite 371, Clarksville, TN, 37040
  • Aniya Equity is a community-focused real estate investment company located in Clarksville, Tennessee that wants to pay you cash for your home. With years of experience, we set out to help our neighbors by stimulating local development, empowering residents and property owners and aid up-and-coming communities throughout Tennessee and Kentucky.