Explore the differences! FHA VS Conventional loan programs in Springfield, Effingham County, Georgia

In 2024, Convetional loan limit in Springfield, county of Effingham, GA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in GA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Springfield, county of Effingham, GA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 31329

Conventional and FHA loan options in Springfield, GA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mortgage Ride LLC
  • 800 North Rainbow Blvd, Suite 206, Las Vegas, NV, 89107
  • Mortgage Ride started in 2019 to provide decades of experience and wealth knowledge to share within this industry even more than that; we wanted to create a place where homebuyers could feel comfortable with a local lender, get expert advice and feel like they were treated like family. Our approach to creating a fun environment.
  • Nevada Home Loans
  • 500 N Rainbow Blvd, Suite 300, Las Vegas, NV, 89107
  • At Nevada Home Loans we believe in hiring amazing people and providing them with the benefits and opportunities they need to develop in both their personal, and professional life. We help our loan officers grow in their current roles and dream about what’s next.We take pride in the fact that our loan officers are changing the lives of the people
  • Stream Line Mortgage Corp
  • 5115 S Decatur Blvd, Suite 200, Las Vegas, NV, 89118
  • We offer several mortgage-related products to help finance your first home, even lower your monthly payment on your current mortgage, and more. We offer mortgage products such as FHA, Conventional, VA, Non-prime, & even private funding to best suit our client’s needs. Currently operating in our home town Las Vegas, NV. We are currently licensed in
  • Ovation Mortgage Corp
  • 5765 South Rainbow Boulevard, Suite 109-C, Las Vegas, NV, 89118
  • Ovation Mortgage helping people and guide them through the entire loan process, so that they feel confident as they make choices about the options available for their financing strategy. I make it a point to be involved and stay involved throughout all stages of the loan application process.
  • City View Mortgage
  • 5940 South Rainbow Boulevard, Suite 4014, Las Vegas, NV, 89118
  • City View Mortgage Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. We can help you with a variety of specialty loan programs including 100% USDA financing, VA Loans and FHA programs Jason Lee is the President of the City View Mortgage
  • Family Mortgage Inc
  • 4990 South Rainbow Boulevard, Suite 100, Las Vegas, NV, 89118
  • Family mortgage has built a strong reputation as an outstanding mortgage broker firm serving the lending needs of real estate professionals, builders, and individual buyers for over 10 years. Fixed rate mortgages are the most traditional of home loans. They have consistent monthly payments for the life of the loan with more of the interest.
  • Medallion Mortgage Inc
  • 6525 West Warm Springs Road, Suite 108, Las Vegas, NV, 89118
  • Medallion Mortgage Inc., partners have over 100 years of experience, collectively. We work with Home Builders, Realtors, Affinity groups and Non-profits to help families experience the satisfaction of homeownership. We provide opportunities for career growth and advancement for professionals of all levels.
  • iQRate Mortgages
  • 6332 S Rainbow Blvd, Las Vegas, NV, 89118
  • QRATE Mortgages sends out promotional and informational communications relying on the personal identifiable information it has collected. You will have the option of indicating your desire to receive or not receive this type of communication at the time of your provision of such information to iQRATE MORTGAGES.