FHA VS Conventional loan programs in Springfield, Effingham County, Georgia
In 2025, the Conventional loan limit in Springfield, located in Effingham county, GA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa®'s Conventional loan calculator to evaluate and compare today's top rates between Conventional, FHA, and USDA loans. Calculate the income, credit, reserves, and documentation requirements needed to qualify. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options to help you determine which program in GA suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Springfield, Effingham, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 31329
Discovering Conventional and FHA Loan Options in Springfield, GA
The aim of Lendersa® is to swiftly secure you the best suitable loan, whether it's Conventional, USDA, or FHA, without hassle. Start with one of three approaches to connect with lenders and loan programs tailored to your needs.
we began serving hourly wage earners from a janitor room at the U of I Power Plant in October 1932. At the end of that first year, the credit union had 37 members, two borrowers, & $116.97 in assets. By 1935, the credit union moved off campus to Urbana, expanded its charter to include faculty, & was renamed University of Illinois
At ACFI Mortgage, our mission is to strengthen and empower the communities we serve by helping working class Arkansans achieve the dream of affordable homeownership. We do this with a by taking a consultative approach to achieve our clients specific needs and goals. We understand that the home purchase is not only the most important purchase
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