Explore the differences! FHA VS Conventional loan programs in Springfield, Effingham County, Georgia
In 2025, the Conventional loan limit in Springfield, located in Effingham county, GA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use Lendersa®'s Conventional loan calculator to evaluate and compare today's top rates between Conventional, FHA, and USDA loans. Calculate the income, credit, reserves, and documentation requirements needed to qualify. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options to help you determine which program in GA suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Springfield, Effingham, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 31329
Discovering Conventional and FHA Loan Options in Springfield, GA
The aim of Lendersa® is to swiftly secure you the best suitable loan, whether it's Conventional, USDA, or FHA, without hassle. Start with one of three approaches to connect with lenders and loan programs tailored to your needs.
The PB Funding Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
3200 Cherry Creek S Dr, Suite 200, Denver, CO, 80209
Montegra Capital Resources has served as Colorado’s premier hard money lender, developing a reputation as a trusted source for hard money and bridge loans in Colorado and the Rocky Mountain Region. Montegra is a direct hard money lender, not a loan broker, and as such has complete control over the funds issued and the decisions made.
At Metro Mortgage Group, experience the difference that Genuine personal service makes when buying or refinancing your home.
Experience the difference. Extensive knowledge and experience, paired with excellent lender relationships, allows Metro Mortgage Group to offer our clients mortgage solutions that meet their individual needs and goals.
Northstar Mortgage is a mortgage broker firm dedicated not only to provide you with the best combination of service, product, and rates but as well as to work hand in hand with you so we meet your personal goals. With over twenty years of combined mortgage lending experience you are sure to get the best advice to meet your needs.
Our mission is to serve our customers with pride, honesty, and integrity. Our goal is to provide our clients with very competitive interest rates at a discounted cost. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage. US Mortgage Solutions, LLC is an established Mortgage Broker.
387 North Corona Street, Suite 646, Denver, CO, 80218
At the Mortgage Maestro Group, we are here to help you navigate through the complicated seas of house-hunting to the promised land of home ownership. Whether you are refinancing, a first-time buyer, buying a rental property, or you’re finally ready for your dream home, we have you covered. Let our experts guide you through the maze.
Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan.
We are committed to inspiring our members through community engagement, educational seminars, and an exceptional experience that not only supports their financial goals, but also their well-being through each phase of their journey. We are a remember-your-name, make-your-dreams-happen kind of place.
