FHA VS Conventional loan in Port-Wentworth, Chatham County, Georgia

For 2025, the conventional loan limit set in Port-Wentworth, within Chatham county of GA, amounts to $647,200. Meanwhile, the FHA limit for a single-family dwelling is $420,680.

Utilize the Lendersa® Conventional loan calculator to juxtapose the leading rates for Conventional, FHA, and USDA loans today. Assess the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator displays comparisons of Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best-suited program in GA for your specific financial scenario.

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2025 Loan Limits and Downpayment Criteria in Port-Wentworth, Chatham, GA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These figures apply to the zip codes: 31407

Diverse Loan Solutions: Conventional and FHA in Port-Wentworth, GA

Lendersa® is committed to offering you the most favorable Conventional, USDA, or FHA loan swiftly and without complications. Choose one of three starting points to effectively match with lenders and loan programs.

Lendersa USDA loan request and matching results


  • Peach State Federal Credit Union
  • 1505 Lakes Parkway, Suite 100, Lawrenceville, GA, 30043
  • Peach State Federal Credit Union serves more than 60, 000 members in Georgia and South Carolina. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups.
  • Guaranteed Home Loans LLC
  • 1130 River Overlook Court, Lawrenceville, GA, 30043
  • GHL Financing Experience was birthed from years of collaboration with Consumers, Top Real Estate Professionals, & Service Focused Mortgage Lending Consultants to Deliver Best in Class Loan Products, Service, & Wealth Building Tools. GHL lifetime clients & partners receive FREE quarterly in-person and online LIVE training to help build wealth.
  • Coastal Lending Services Inc
  • 3624 South Atlantic Avenue, Daytona Beach, FL, 32118
  • At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
  • Blue Flame Credit Union
  • 4301 Yancey Road, Charlotte, NC, 28217
  • Founded in 1954 to provide fair-priced financial services to the employees of Piedmont Natural Gas, Duke Energy and all subsidiaries, later Heritage Propane and AmeriGas, Blue Flame Credit Union continues to be a safe haven for members looking for a safe and sound financial alternative.
  • Vibrant Mortgage Group Inc
  • 7950 Nations Ford Road, Suite 17, Charlotte, NC, 28217
  • Vibrant Morgage specializes in helping our clients reduce the headaches of refinancing or purchasing a new home. We at Vibrant have more than a decade of experience and have assisted many clients in achieving their goal of homeownership. We do that by simplifying the process and acting as an advocate for our clients.
  • Rebecca Richardson | The Mortgage Mentor
  • 4064 Colony Road, Charlotte, NC, 28211
  • REBECCA'S passion in life is helping fulfill her client’s dreams of home ownership. Buying a house can be exciting, and the mortgage process can seem daunting. Staying focused on clients' needs, Rebecca provide consultation and information on the appropriate mortgage strategy to meet your goals.
  • Wyndham Capital Mortgage
  • 4064 Colony Rd, Floor 2, Charlotte, NC, 28211
  • Wyndham Capital Mortgage’s corporate culture empowers our employees. We strive to facilitate a greater sense of purpose in your jobs and lives, and your involvement will translate directly into continuous improvement in our systems and processes. In an empowered organization, you bring your best ideas
  • Fisher Mortgage LLC
  • 5821 Fairview Road, Suite 218, Charlotte, NC, 28209
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs..