FHA VS Conventional loan in Garden-City, Chatham County, Georgia
In 2025, the conventional loan limit within Garden-City, Chatham county, GA, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Leverage the Lendersa® Conventional loan calculator to assess and compare today's best rates for Conventional, FHA, and USDA loans. Understand the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the most suitable program in GA for your financial needs.
2025 Loan Limits and Down Payment Requirements in Garden-City, Chatham, GA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table applies to zip codes: 31408, 31405, 31415
Conventional and FHA Loan Options in Garden-City, GA
The mission of Lendersa® is to provide you with the ideal Conventional, USDA, or FHA loan rapidly and without hassle. Choose one of three starting points to connect with matching lenders and loan programs.
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