FHA VS Conventional loan in Hawaiian-Paradise-Park, Hawaii County, Hawaii

In 2026, for the city of Hawaiian-Paradise-Park within the county of Hawaii, HI, the conventional loan ceiling is set at $970,800, whereas the FHA maximum for a single-family dwelling is $477,250.

The Lendersa® Conventional loan calculator allows you to compare current rates between Conventional, FHA, and USDA loans and determines the required income, credit score, reserves, and documentation for qualification. By utilizing our advanced mortgage calculator, you can see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to make the best financial decision for your situation in HI.

See loan offers from a broad network of 100 lenders

2026 Loan Limits and Down Payment Requirements in Hawaiian-Paradise-Park, Hawaii, HI

Type of Loan Maximum Loan Required Down Payment
Conventional Conforming $970,800 3%
USDA $391,000 0%
FHA $477,250 3.5%

This table pertains to the zip codes: 96749

Choices for Conventional and FHA Loans in Hawaiian-Paradise-Park, HI

The mission of Lendersa® is to expediently help you obtain the best possible Conventional, USDA, or FHA loan, stress-free. Opt for one of these three starting points that lead to suitable lender and loan program matches.

USDA loan requests and matching results by Lendersa


  • Liberty Mortgage Company, Inc
  • 473 E. Rich St., Columbus, OH, 43215
  • LIBERTY MORTGAGE COMPANY STRIVES TO ENSURE THAT EVERY CLIENT HAS ACCESS TO THE LOWEST RATES AVAILABLE, NO MATTER THEIR SITUATION, FOR THEIR HOME MORTGAGE LOANS. WHETHER THEY ARE FIRST TIME HOME BUYERS, OR REFINANCING FOR THE TENTH TIME, FHA, HARP, VA, USDA AND JUMBO MORTGAGE LOANS ARE AVAILABLE

  • ReCasa Financial Group
  • 130 East Chestnut St., Suite 200, Columbus, OH, 43215
  • ReCasa Financial Group, LLC provides an array of products and services for real estate investors to successfully exceed their profit and investment return objectives. Real estate loans, real estate investor education, and services offerings are tailored for each investor’s situation. The core loan product provides 100% financing for rehab projects.

  • Atomic Credit Union
  • 711 Beaver Creek Road, Piketon, OH, 45661
  • Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,

  • State Highway Patrol Federal Credit Union
  • 1900 Polaris Parkway, Suite 400, Columbus, OH, 43240
  • State Highway Patrol Federal Credit Union was founded January 14th, 1960, in Jackson, Ohio. The official name was OSHP – District 9 Federal Credit Union. One year later, the official name of the credit union was changed to State Highway Patrol Federal Credit Union and the field of membership was expanded to include the State Highway.

  • Services by Signature
  • 8850 Commerce Loop Drive, Columbus, OH, 43240
  • Services by Signature buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice

  • Affinity Group Mortgage Of Ohio, Llc
  • 1900 Polaris Parkway, Suite 450, Columbus, OH, 43240
  • Affinity Group Mortgage is a local financial partner, serving the lending needs of real estate professionals, builders and individual home buyers throughout the State of Ohio You have just taken the first step towards your dream. By selecting Affinity Group Mortgage, you have chosen a lender who understands your needs.

  • FIRST PEOPLES BANK
  • 206 W Broadway Blvd, Jefferson City, TN, 37760
  • First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.

  • United Midwest Savings Bank, National Association
  • 6460 Busch Blvd, Suite 200, Columbus, OH, 43229
  • Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Over time, we've evolved and today we focus our services into four main categories: Business Lending, Consumer Lending, Residential Loans, and our Deposit Services.

  • Mortgage Banc
  • 1395 E Dublin Granville Rd, Suite 301, Columbus, OH, 43229
  • Over the past 30 years we have established ourselves as a 'make sense' hard money lender and mortgage broker. The Mortgage Banc has assisted many home buyers and owners with their financing needs. In addition to our direct loan programs, our wholesale loan division has supported other mortgage brokers with financing options.