In 2025, for the city of Hawaiian-Paradise-Park within the county of Hawaii, HI, the conventional loan ceiling is set at $970,800, whereas the FHA maximum for a single-family dwelling is $477,250.
The Lendersa® Conventional loan calculator allows you to compare current rates between Conventional, FHA, and USDA loans and determines the required income, credit score, reserves, and documentation for qualification. By utilizing our advanced mortgage calculator, you can see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to make the best financial decision for your situation in HI.
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| Type of Loan | Maximum Loan | Required Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $391,000 | 0% |
| FHA | $477,250 | 3.5% |
This table pertains to the zip codes: 96749
The mission of Lendersa® is to expediently help you obtain the best possible Conventional, USDA, or FHA loan, stress-free. Opt for one of these three starting points that lead to suitable lender and loan program matches.
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