FHA VS Conventional loan programs in 2025 for Hawaiian-Paradise-Park, Hawaii County, Hawaii

In 2025, for the city of Hawaiian-Paradise-Park within the county of Hawaii, HI, the conventional loan ceiling is set at $970,800, whereas the FHA maximum for a single-family dwelling is $477,250.

The Lendersa® Conventional loan calculator allows you to compare current rates between Conventional, FHA, and USDA loans and determines the required income, credit score, reserves, and documentation for qualification. By utilizing our advanced mortgage calculator, you can see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to make the best financial decision for your situation in HI.

See loan offers from a broad network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Hawaiian-Paradise-Park, Hawaii, HI

Type of Loan Maximum Loan Required Down Payment
Conventional Conforming $970,800 3%
USDA $391,000 0%
FHA $477,250 3.5%

This table pertains to the zip codes: 96749

Choices for Conventional and FHA Loans in Hawaiian-Paradise-Park, HI

The mission of Lendersa® is to expediently help you obtain the best possible Conventional, USDA, or FHA loan, stress-free. Opt for one of these three starting points that lead to suitable lender and loan program matches.

USDA loan requests and matching results by Lendersa


  • Prime Choice Lending, Inc.
  • 9300 John Hickman Pkwy, Suite 303, Frisco, TX, 75035
  • The Prime Choice Lending Inc., team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First Rate Financial, LLC
  • 14083 Badlands Drive, Frisco, TX, 75035
  • First Rate Financial is a Mortgage Broker located in Frisco, Texas. Our goal is to achieve such a high level of satisfaction for our clients that we will receive repeat and referral business. We do NOT charge fees of any kind to handle your mortgage financing. When looking for a home loan or beginning the process of refinancing a home
  • Baylor Health Care System Credit Union
  • 4005 Crutcher Street, Suite 130, Dallas, TX, 75246
  • Baylor Health Care System Credit Union was founded on July 11, 1957 by 11 health care professionals who deposited a total of $572.75 in an effort to help each other with loans and savings opportunities. Today the Credit Union has over 5, 400 members and $82 million in assets. Over the course of our 60+ year history.
  • Recap Home Loans
  • 6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
  • Recap Home Loans was founded February 2021 in Dallas, TX. The company was founded with the goal of creating a new mortgage product that utilizes a borrowers cryptocurrency investments as additional collateral for a 100% financing loan product to purchase real estate. Recap Home Loans is a full-service, first mortgage lending platform.
  • Tatom Lending LLC
  • 3235 Homer Street, Dallas, TX, 75206
  • Tatom Lending is a Mortgage Brokerage firm with an emphasis on educating, empowering, and protecting homeowners, home loan borrowers, and home buyers. We offer honest solutions to the lending process with the utmost respect for integrity and our client's financial goals. We work for you; and our existence depends on your success.
  • BobMortgage LLC
  • 8350 North Central Expressway, Suite 1900, Dallas, TX, 75206
  • BobMortgage clients are entitled to a better experience than the industry provides and I'm committed to delivering it. I have been blessed to have provided financing to over 25, 000 families for over 5 billion in loan volume. Providing financing to all those families, give my new clients the benefit of working with one of the nation's.
  • Hurst Lending & Insurance
  • 6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
  • Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
  • Hurst Lending & Insurance
  • 6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
  • Hurst Lending & Insurance is a mortgage lending and home & auto insurance provider based in Dallas, Texas. Hurst Lending was founded in 2006 as Moneysafe, a full-service mortgage lending company. After adding several specialty lending divisions and an insurance brokerage, the company changed its name in 2014 to Hurst Lending & Insurance to better c
  • DHLC Investments Inc
  • 4300 North Central Expressway Suite 400, Dallas, TX, 75206
  • DHLC Mortgage, LLC, we provide Texas Real Estate Investors Hard Money loans. We can fund quickly, typically 48 hours after we have a complete loan file. Hard Money is available for adequately collateralized loans on single-family residential houses and other Real Property including select multi-family projects