FHA VS Conventional loan programs in 2025 for Eleele, Kauai County, Hawaii

As of 2025, the conventional loan limit in Eleele, situated in the county of Kauai, HI, is $1,089,300, whereas the FHA limit for a single-family home is set at $977,500.

The Lendersa® Conventional loan calculator allows you to explore and compare today's leading rates for Conventional, FHA, and USDA loans. Calculate the required income, credit scores, reserves, and documents needed to qualify. This enhanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the optimal program in HI for your unique financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Eleele, County of Kauai, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

The above table applies to the following zip codes: 96705

Available Conventional and FHA Loan Options in Eleele, HI

The goal of Lendersa® is to swiftly secure the most suitable Conventional, USDA, or FHA loan for you, without hassle. Begin with one of three initial pathways that align you with matching lenders and loan programs.

Results from Lendersa's USDA loan request and matching


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  • Cedric Stubbs committed to easing your concerns and addressing all of your mortgage needs. I provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.
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  • Responsible Reverse Mortgage, a licensed mortgage broker specializing in Reverse Mortgages. Our company mission is to be responsible for your comfortable retirement. We've a commitment to our customers to deliver quality advice in a convenient manner. Our commitment to helping the 62+ community of America live the retirement.