FHA VS Conventional loan programs in 2025 for Lihue, Kauai County, Hawaii

As of 2025, the Conventional loan limit in Lihue, within the county of Kauai, HI, is set at $1,089,300. Meanwhile, the FHA limit for a single-family residence is $977,500.

Leverage the Lendersa® Conventional loan calculator to compare the current best rates across Conventional, FHA, and USDA loans. Determine essential factors such as income requirements, credit score, reserves, and necessary documents for qualification. Our advanced mortgage tool allows you to view and analyze side-by-side Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable financial program in HI for your unique circumstances.

See loan offers from a wide range of 100 lenders

Loan Limits and Required Down Payments for 2025 in Lihue, Kauai, HI

Loan Type Loan Cap Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $977,500 3.5%

This comparison is relevant to the zip codes: 96766

Opportunities for Conventional and FHA Loans in Lihue, HI

The primary aim of Lendersa® is to seamlessly connect you with the best available Conventional, USDA, or FHA loan choices, ensuring the process is efficient and hassle-free. Start by selecting one of these three pathways to find the best lender matches and loan programs:

Lendersa's comprehensive USDA loan request results


  • Clearinghouse CDFI
  • 23861 El Toro Road Suite 700, Lake Forest, CA, 92630
  • We are a community lender and a Benefit “B” Corporation that addresses unmet credit needs throughout the U.S. and in Indian Country through direct lending, equity investments, and financial assistance. Borrowers, Need a Loan? Learn about our loan programs and others like you who are driving positive change in their communities. Investors, see ho
  • meMortgage
  • 25531 Commercentre, Suite 250, Lake Forest, CA, 92630
  • We are meMortgage; your new, woman ran, wholesale mortgage partner. We look forward to serving all your needs for many years to come. Let me Help You To foster a simplified, intuitive lending experience so that, together, we can deliver customer-centric solutions to help clients realize their dreams
  • Equity123 Lending
  • 22512 Aliso Park Drive, Lake Forest, CA, 92630
  • Equity123 Lending uses a combination of technology and personalized service to make the experience of getting a loan simple and hassle free. We find the right loan product that will fit your personal and financial goals. Our mission is to serve our customers with honesty, integrity and competence.
  • Acra Lending
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Acra Lending, was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs. Helping mortgage professionals achieve their clients’ purchase and investment goals.
  • Cinq Mortgage
  • 25422 Trabuco Road, Suite 105-627, Lake Forest, CA, 92630
  • Welcome to Cinq Mortgage. We are a full-service mortgage company based in Lake Forest, CA. We specialize in Home Purchase Loans and Refinance in Orange County, Riverside County, San Diego County, and Los Angeles County. Whether you are buying a home or refinancing we can help you realize your dream of homeownership
  • Supreme Finance
  • 23161 Lake Center Drive, Suite 203, Lake Forest, CA, 92630
  • Our business has been built on referrals and it is our goal to have every customer become a new referral! Our adage is and will always be: ""People don't care how much you know until they know how much you care."" At Supreme Finance it is a ""family affair"". We are a family owned business that has been in the mortgage industry for over 30+ years!
  • Right Choice Mortgage, Inc.
  • 25351 Commercentre Drive, Suite 100, Lake Forest, CA, 92630
  • We pledge to help borrowers overcome roadblocks that can arise while securing a loan. We meet specific customer needs with a wide array of products, investment tools, and mortgages.Our goal is to provide home loans to our clients while providing the lowest interest rate with little to no closing costs.
  • First Rate Lending
  • 23101 Lake Center Drive, Suite 355, Lake Forest, CA, 92630
  • First Rate Lending knows what it takes to be a successful lender. Since the start of our operation, our dedication to exceed your expectations and guarantee your satisfaction has made us what we are today. From start to finish in the loan process, we provide no less than exceptional service to our most prized possessions: our customers.
  • Service One Mortgage
  • 23161 Lake Center Drive, Suite 205, Lake Forest, CA, 92630
  • Service One Mortgage is a Full Service Mortgage Advisory Firm, specializing in Residential and Commercial Loans.we have helped thousands purchase and refinance their homes and investment properties.Our motto has always been to offer the lowest mortgage rates while providing the highest level of customer service to each and every one of our clients.
  • Legacy Real Estate Services, Inc.
  • 22842 Larkin Lake, Lake Forest, CA, 92630
  • The Legacy Mission is to develop life-long client relationships by providing exceptional service, professional representation and technical expertise. As the Broker/Owner, Mark Gustafson personally manage all real estate broker/agent aspects of the transaction from beginning to end.
  • Steel Funding
  • 22956 El Toro Road, Lake Forest, CA, 92630
  • We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves by providing you with tailored mortgage loan with a great mortgage rate for you in the shortest possible time. We will also make the loan experience with us enjoyable and provide you with a peace of mind.
  • Personalized Mortgage Express, Inc.
  • 26461 Rancho Parkway South, Lake Forest, CA, 92630
  • "Personalized Mortgage Express was founded in 2004 to meet an urgent need: To provide fast, personalized service to both borrowers and real estate agents. We have a staff of experienced loan officers and processors who will ensure that your home loan will close on time, at the best rates available in the market today