As of 2026, the Conventional loan limit in Lihue, within the county of Kauai, HI, is set at $1,089,300. Meanwhile, the FHA limit for a single-family residence is $977,500.
Leverage the Lendersa® Conventional loan calculator to compare the current best rates across Conventional, FHA, and USDA loans. Determine essential factors such as income requirements, credit score, reserves, and necessary documents for qualification. Our advanced mortgage tool allows you to view and analyze side-by-side Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable financial program in HI for your unique circumstances.
See loan offers from a wide range of 100 lenders
| Loan Type | Loan Cap | Minimum Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $725,000 | 0% |
| FHA | $977,500 | 3.5% |
This comparison is relevant to the zip codes: 96766
The primary aim of Lendersa® is to seamlessly connect you with the best available Conventional, USDA, or FHA loan choices, ensuring the process is efficient and hassle-free. Start by selecting one of these three pathways to find the best lender matches and loan programs:
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